Upgrade Bitcoin Rewards Visa®

Unlimited bitcoin cash back and no annual fee

Updated: Oct 25, 2023

Advertiser Disclosure

The Upgrade Bitcoin Rewards Visa issued by Sutton bank comes with unlimited 1.5% bitcoin rewards on all purchases. The card has no annual fee, up to a $50,000 credit line, very fast pre-approval, and online application.




14.99% - 29.99% Fixed



22 User Ratings

Upgrade Bitcoin Rewards Visa®

This card is not available right now.

Compare Similar

Introductory APR


Intro APR Period


Recommended Credit Score


Key Features

  • $200 bonus1 bonus after opening a Rewards Checking account and making 3 debit card transactions*
  • Earn unlimited 1.5% back in bitcoin rewards after you make payments on your purchases
  • The simple way to earn bitcoin: make purchases on your card, make payments, earn bitcoin
  • No annual fee
  • Get preapproved in seconds with no impact to your credit score
  • Pay with your phone or device by using Apple Pay® or Google Pay™
  • Mobile app to access your account anytime, anywhere
  • Enjoy peace of mind with $0 Fraud liability

Our Take

Issued by Cross River Bank the Upgrade Bitcoin Rewards Visa credit card combines the benefits of personal loans, crypto boom, and premium Visa features. The card comes with instant online preapproval that does not affect credit score and features no annual and no foreign transaction fees. Besides, you will get unlimited 1.5% of bitcoin back rewards for all your purchases made with this Visa card and a $200 bonus2.

RELATED: 4 Upgrade Cards Compared

Key Upgrade Bitcoin Visa card features

  • Unlimited rewards. Earn unlimited 1.5% rewards for all your card purchases
  • Earn bitcoins. Rewards are issued in bitcoins – it’s a great way to jumpstart the crypto market.
  • No annual fee. The card comes with no annual fee so it’s actually free to use it and get bitcoins.
  • No foreign fees. There is no international transaction fee so you can use it worldwide where Visa is accepted without any additional fees.
  • Fast pre-approval. Upgrade Rewards Bitcoin Visa credit card comes with instant online preapproval that does not affect your credit.

What are other Bitcoin Visa card benefits

  • Roadside Assistance
  • Concierge Service
  • Extended Warranty Program
  • $0 Fraud Liability
  • Emergency and Travel Assistance Services
  • Price Protection

How Does the Upgrade Bitcoin Compare to Other Crypto Cards?

Upgrade Bitcoin Card vs BlockFi Rewards Visa

The Upgrade Bitcoin Card and the BlockFi Visa offer similar benefits to those who are looking to spend their money in cryptos. Both cards offer a 1.5% back in cryptos when spending, as well as 0.25% back on all eligible trades. The BlockFi Bitcoin Rewards Visa also offers the ability to earn 3.5% back in crypto during the introductory period, which is a higher rate than most flat-rate cash-back credit cards. Furthermore, the BlockFi Rewards card provides 1.5% back in bitcoin, Ethereum, Litecoin, Dogecoin, or other cryptocurrencies when purchases are made with the card and deposited into a BlockFi wallet account. However, the Upgrade Bitcoin offers a much higher credit limit which is up to $50,000 and helps to build a credit score. This makes Upgrade offer an attractive option for those looking to get more out of their credit card. Read more in Upgrade Bitcoin vs BlockFi Bitcoin comparison article.

Upgrade Bitcoin vs Nexo Mastercard

The Upgrade Card is a great choice for those who want to earn rewards in Bitcoin. The card offers up to 1.5% in BTC rewards on eligible purchases, and credit line rates starting at 5.9% APR. Upgrade customers also get access to exclusive discounts and promotions, as well as real-time spending notifications. The Nexo Card is a great choice for those who are regular users of cryptocurrencies. Nexo cardholders can also enjoy up to 2% in NEXO or up to 0.5% in BTC rewards when using their card. The Nexo crypto debit card supports 20 different cryptocurrencies and allows users to keep their crypto instead of selling it. They can also enjoy real-time spending notifications, exclusive discounts and promotions, and the flexibility of depositing their digital assets so that they can earn a yield on, or take a personal loan against them.

Upgrade Bitcoin Card Competition

Frequently Asked Questions

Other Upgrade Offers

Compare Similar
Basic Information
Issuer: Cross River Bank
Network: VISA®
Category: Consumer (Premium)
Best Used For:
  • Low Interest Rate
  • No Foreign Transaction Fee
  • High Credit Limit
  • Pre-Qualification
  • Crypto Card
Rewards: Yes
Reward Types:
  • Crypto Back Rewards
Reward Units: Cash
Rates & Fees
Regular APR: 14.99% - 29.99%
Regular APR Type: Fixed
Annual Fee: $0
Balance Transfer: No
Late Payment Fee: $0
Other Fees:
  • Foreign Transaction Fee: Up to 3%
  • Return Payment Fee: $0
  • Return Check Fee: $0

Similar Offers

Additional Information & Comments

*To qualify for the welcome bonus, you must open and fund a new Rewards Checking Plus account through Upgrade and make 3 qualifying debit card transactions from your Rewards Checking Plus account within 60 days of the date the Rewards Checking Plus account is opened. If you have previously opened a checking account through Upgrade or do not open a Rewards Checking Plus account as part of this application process, you are not eligible for this welcome bonus offer. Your Upgrade Card and Rewards Checking Plus account must be open and in good standing to receive a bonus. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade VISA(r) Debit Card Agreement and Disclosures for more information. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking Plus account as a one-time payout credit within 60 days after meeting the conditions.
**Not available in DC, IA, WV, WI.

Non-Affiliate Offer Disclosure
*The information provided for Upgrade Bitcoin Rewards Visa® is believed to be accurate at the time of evaluation and has been collected independently by MarketProSecure®. The card issuer did not provide the details, nor it is responsible for their accuracy.

Upgrade Bitcoin Rewards Visa®

Share your experience and rate the Upgrade Bitcoin Rewards Visa®
Upgrade Bitcoin Rewards Visa®

Upgrade Bitcoin Rewards Visa®

Rec. Credit Score: Fair

Save to Compare

My Saved Cards (0)

Compare Saved Cards

Market Pro Secure® has made it easy to find the best card offers for you. All you need to do is find the cards you like, click "Save Card", and compare side-by-side.


Advertiser Disclosure

Market Pro Secure® is an independent payment card comparison service supported by advertisers, a complete list of which can be seen in our Editorial Guidelines. Even though some of these advertisers are financial product providers and credit card issuers, our paid partnerships don't affect card ratings or the Best Card Picks on our website. We don't post any content that is provided or commissioned by any of our partners. However, our paid partnerships may affect how and where products appear on our site, including the order in which they are presented within listing categories. This order may also be affected by our website rules, as well as the likelihood of the applicant’s credit approval. We can't offer any warranty for the accuracy of the credit card information we share on our website, even though we do our best to keep the Terms and Conditions, rates, and other credit card details up-to-date. For more accurate information, click "APPLY NOW" to get transferred to the credit card issuer's official website. Market Pro Secure® doesn't include all available payment cards in the marketplace.