Upgrade Triple Cash Rewards Visa®

Offers flexibility of a Visa card with the low cost and predictability of a personal loan

Updated: Nov 23, 2021

Advertiser Disclosure

The Upgrade Triple Cash Rewards Visa credit card from Sutton bank comes with 3% cash back rewards on Health, Home and Auto, has no annual fee or application fee.




8.99% - 29.99% Fixed



14 User Ratings

Upgrade Triple Cash Rewards Visa®

at Upgrade's Secured website

Apply Now

Introductory APR


Intro APR Period


Minimum Credit Score


Key Features

  • Unlimited cash back on payments: 3% on Home, Auto, and Health categories and 1% on everything else
  • $0 fees: $0 annual fee, $0 activation fees, $0 maintenance fees
  • Combine the flexibility of a card with the low cost and predictability of a loan
  • No-touch payments with contactless technology built-in
  • See if you qualify in minutes without hurting your credit score
  • Access to a virtual card while you wait for your card to arrive in the mail
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Enjoy peace of mind with $0 Fraud liability

Our Take

The Upgrade Triple Cash rewards Visa is a no-fee credit card with predictable payments that can be best used for large purchases. The card allows instant pre-qualification without affecting the applicant’s score and accepts most applications with a 620+ credit score.

What are Upgrade Triple Cash Card Benefits?

  • Triple Cashback. Cardholders will receive 3% cash back on Home, Auto, and Health categories.
  • Unlimited rewards. All other card spendings have uncaped 1% cash back rewards.
  • No annual fee. The card features zero annual fees.
  • No application fee. The card also has no application fee.
  • Visa card benefits. Cardholders will enjoy full Visa card benefits including $0 Fraud liability.

Other Upgrade Offers

Frequently Asked Questions

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Basic Information
Issuer: Sutton Bank
Network: VISA®
Category: Consumer (Premium)
Best Used For:
  • Low Interest Rate
  • No Foreign Transaction Fee
  • EMV Chip
  • High Credit Limit
  • Pre-Qualification
Rewards: Yes
Reward Types:
  • Auto Rewards
  • Cash Back Rewards
  • Home Purchase Rewards
  • Healthcare Rewards
Reward Units: Cash
Rates & Fees
Regular APR: 8.99% - 29.99%
Regular APR Type: Fixed
Annual Fee: $0
Balance Transfer: Yes
Late Payment Fee: $0
Other Fees:
  • Foreign Transaction Fee: $0
  • Return Payment Fee: $0
  • Return Check Fee: $0

Upgrade Triple Cash Rewards Visa® Alternatives

Upgrade Triple Cash Rewards Visa®

Upgrade Triple Cash Rewards Visa®


Annual Fee


Regular APR


Intro APR


Min. Credit Level


*The information provided for Upgrade Triple Cash Rewards Visa® is believed to be accurate at the time of evaluation or recent update on November 23, 2021. However, we strongly advise visitors to review the card fees and Terms & Conditions on the issuer's website by following Apply Now link to verify the accurancy of the information posted prior to applying for this card offer.

Upgrade Triple Cash Rewards Visa®

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Upgrade Triple Cash Rewards Visa®

Upgrade Triple Cash Rewards Visa®

Min. Credit Required: Fair

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