Applying for and using a credit card is a serious matter. How you behave with your credit card will have a great impact on your financial status and stability, and will either help you manage your finances easily, or will put you in debt. But this doesn’t mean that you can’t have a little bit of fun with your credit cards. If you want to add some style to your wallet and have your credit cards look as if your credit limit is in the millions, all you have to do is customize the credit card designs.

The Benefits of a Customized Credit Card Design

Unique credit card designs can be your fashion statement. They can add a touch of personality to your wallet and show off your style and taste. But it’s not all about aesthetics. Take a look at all the benefits that customized credit cards design can bring. There are a few reasons why you might want to consider customizing your credit card designs. Sure, it won’t impact your credit terms and conditions, APR, or the height of your monthly maintenance fees, but it can still be very useful.

Memorable Designs

First of all, custom credit card designs are eye-catching, especially if you have a unique taste and style, and choose a design that truly stands out. That can be a great thing if you’re prone to being forgetful and losing your credit cards, forgetting them in stores, or misplacing them. They’ll draw your attention, and you’ll find it next to impossible to forget them. As an added benefit, this can work as a credit card theft prevention method.

RELATED: Credit Card Frauds On the Rise

Theft Prevention

As a general rule of thumb, credit card thieves want to be as inconspicuous as possible. They don’t want credit cards with bright colors and authentic designs as they draw attention and essentially scream “look at me”.

The plainer the card, the better, at least in the thief’s eyes.

Better Organization

Another reason why customized credit card designs can be a good choice for you is that they’re easier to distinguish from one another.

If you hold multiple credit cards, you’ve likely had experience with digging through your wallet in a store while trying to find the exact card you intended to use. It’s happened to all of us.

When all of your credit cards look the same, it takes a while to figure out which card you want to use for which purchase.

With all of your credit cards customized, your wallet will be better organized, and you’ll have an easier time differentiating between the cards. You can color-code them, use your own company logo for business purchases, an image of fruits for visits to the grocery store, and a nice landscape for your no foreign transaction fee credit card that you like to use abroad.

PRO Tip
Having multiple credit cards can help you build up your credit score faster. Just remember to use them all responsibly. Keep your credit utilization ratio low on all of them, never max out your cards, and pay off your debts in full.

Monochrome Credit Cards Designs

If you have a refined taste, you’ll likely go for a sleek, modern design that’s minimalistic, yet breathtaking.

  • As most credit cards tend to be white, blue, or green by default, you might want to go for more elegant options. A completely black credit card is always a good choice. It looks professional, minimalistic, and its simplicity is astonishing.
  • A gold credit card is a sign of luxury. If you want to leave a strong impression, this is what you’ll use.
  • You might not be a platinum cardholder, but a silver credit card will have everyone thinking that you are. It can be a perfect card to use if you want to impress your date or want your business clients to take you more seriously.

Colorful Patterns Add Some Whimsy

If monochrome credit cards are a bit too simple for you, you could opt for more colorful designs. Show your support for your local school by having a credit card that features the school colors (See Student Cards). Have everyone know your favorite soccer team by choosing a credit card with the team colors. Opt for a rainbow credit card to show your support for the LGBTQ+ community. Your options are limitless, and you can play around with colors and patterns as much as you want. The more creative you are, the more eye-catching your credit cards will be.

Picture Perfect Credit Cards Designs

Many credit card issuers that offer custom designs often have a full library of pictures you can choose for your new card. These can suit almost anyone’s taste as hundreds of options are available. It’s a good idea to browse through them, as many of them are simply breathtaking. Landscape images seem to be most popular, but you’ll see many floral designs, unique patterns, animals, buildings, even movie images. If you’ve ever wanted a credit card that shows your love for “Game of Thrones”, “The Lord of the Rings”, or any of the Marvel movies, now’s the time to get it.

What are Personalized Card Designs?

Of course, if none of the aforementioned options are to your liking, you can easily personalize your credit card with your own images or drawings. Many of the issuers that offer customized credit card designs will also allow you to upload almost any image you’d like and use it as your new design. Use your favorite picture of your pet, a family portrait, or that adorable picture your child painted. If you’re skilled in graphic design, you can make your credit card showcase your abilities.

PRO Tip
Before you upload just any image, look on your card issuer’s site to see whether there are any restrictions. Also, make sure to check their guidelines on the image size, file format, and more.

Your Credit Card Design Might Depend on the Issuer

Whether you can customize the appearance of your credit card or not depends on the credit card issuer, you’ve chosen. Some allow for customization, while others don’t.

When applying for your new credit card, ask the issuer whether you have any say in how your credit card will look. They will let you know your options and explain what you should do if you want to customize the design.

PRO Tip
The design of your credit card should be the least of your worries. Choose a credit card based on its features and cost, and determine whether it can help you improve your financial stability. Only after you’ve carefully considered your credit card options should you look to see whether you can customize the design.

Credit Card Designs Frequently Asked Questions