Gemini Credit Card™

Take Charge with a No Annual Fee, Premium Crypto Rewards Card

Updated: Jul 4, 2024

Advertiser Disclosure

Introducing the Gemini Credit Card from WebBank - your passport to effortless rewards in the dynamic world of cryptocurrency. This superior financial tool is equipped with World Mastercard benefits, accompanied by an eye-catching customizable stainless-steel card available in three luxurious colors. Offering an exceptional reward structure, you can earn up to 3% back in crypto on all your purchases without worrying about annual fees or international transaction fees.

ANNUAL FEE

$0

ONGOING APR

15.99% - 26.99% Variable

INTRO APR

N/A

30 User Ratings

Gemini Credit Card™

at Gemini's Secured website

Apply Now

Introductory APR

N/A

Intro APR Period

N/A

Recommended Credit Score

Good

Key Features

  • Earn 10% back in crypto on your gas and EV charging for a year (terms may apply)
  • Earn crypto rewards on every purchase with the new Gemini Credit Card™
  • Earn rewards in 60+ cryptos on every purchase with the new Gemini Credit Card™
  • Watch the crypto you earn land in your Gemini account the instant you swipe, not a month later
  • Get up to 3% crypto back* on every purchase with the new Gemini Credit Card™
  • A Gemini Mastercard®. Issued by WebBank. *Terms Apply.

Our Take

In a financial landscape where digital currency is gaining prominence, the Gemini Credit Card offers an enticing blend of conventional credit card benefits with the innovative allure of cryptocurrency rewards. Crafted by Webbank, this card is a seamless conduit connecting traditional spending habits with the future of money – cryptocurrency.

Elevate Your Purchases with the Gemini Crypto World Mastercard

The Gemini Crypto Card from WebBank is not just another piece of plastic in your wallet, but a sophisticated financial tool designed to enhance your purchasing power. This distinguished card is your gateway to a range of exclusive benefits including premium privileges, a fee-less structure, lucrative crypto back rewards up to 3%, and stringent security measures.

Why Choose the Gemini Credit Card?

There are numerous reasons to make Gemini your credit card of choice. Let’s delve deeper into the benefits this unique card offers:

Zero Fee Structure

There’s no need to factor in hidden fees when managing your budget. The Gemini card ensures a transparent, straightforward approach. It abolishes pesky foreign transaction fees, rids you of the burden of annual fees, and eliminates any charges for redeeming your hard-earned rewards. This emphasis on a fee-less experience can lead to significant savings over time, making your money work harder for you.

Instant Rewards

Experience the thrill of rewards that are as immediate as they are gratifying. With every purchase made using your Gemini card, you’re not just spending; you’re investing in your crypto portfolio. Rewards are instantly deposited into your crypto account, where they’re ready for holding or trading, turning everyday spending into a strategic move for your future financial growth.

Digital Card Access

Time is of the essence, and the Gemini World Mastercard respects that. Upon approval, you don’t have to wait for a physical card to arrive in the mail. You will immediately receive a digital card number, allowing you to start reaping the benefits of your new Gemini card without any delay.

Exclusive Offers

Elevate your shopping experience with exclusive offers from a handpicked selection of popular merchants. As a Gemini cardholder, you’ll have access to deals from renowned brands like Lyft, DoorDash, ShopRunner, and HelloFresh. These offers not only provide immediate savings but also enhance the overall value of your Gemini card.

Mastercard Benefits

Enjoy the plethora of advantages that come with World Mastercard benefits. As a Gemini cardholder, you’re protected by a suite of features designed for your peace of mind. These include ID Theft Protection, which safeguards your identity in an increasingly digital world; Zero Liability Protection, ensuring you’re not held accountable for unauthorized charges; Cell Phone Protection, offering a safety net for your essential device; and Global Emergency Services, providing assistance when you need it most, no matter where in the world you are.

Nationwide Availability

Accessing seamless service should be a standard, not a luxury. With the Gemini Mastercard, this principle is a reality. The card is available across all 50 U.S. States, providing you with the freedom to make the most of your card wherever you are. To complement this, Gemini offers free 24/7 customer support, ensuring any queries or concerns are addressed promptly.

Gemini Card’s Reward Structure: Make Every Purchase Count

The rewards structure of the Gemini Credit Card has been carefully curated to maximize your earnings:

3% Crypto Back

Turn your dining experiences into investment opportunities. Enjoy 3% crypto back on dining purchases made with the card, up to an annual spend of $6,000. After reaching this limit, continue earning 1% crypto back on dining, ensuring that every meal contributes to your crypto portfolio.

2% Crypto Back

Grocery shopping has never been more rewarding. With unlimited 2% crypto back on your grocery purchases, your weekly shop can significantly boost your cryptocurrency balance. There are no spending limits or restrictions – just clear, straightforward rewards.

1% Crypto Back

Everyday purchases can also contribute to your crypto journey. All other purchases with your Gemini card earn you unlimited 1% crypto rewards. Plus, the freedom to change your reward cryptocurrency at any time without additional fees provides flexibility and puts you in control of your rewards.

The Gemini card extends the luxury of global usage, which means your earnings aren’t confined to domestic purchases. Receive rewards instantly, and choose to hold or trade them in any cryptocurrency of your choice, turning everyday spending into a versatile financial strategy.

Gemini Credit Card Vs. The Competition

When pitted against other cryptocurrency-focused cards in the market, the Gemini Credit Card distinguishes itself with its seamless blend of features, perks, and benefits.

Upgrade Bitcoin Rewards vs Gemini

While the Upgrade Bitcoin Rewards Card also offers a crypto rewards program, Gemini stands out with its more diverse and flexible rewards structure. Additionally, the absence of international transaction fees and the inclusion of premium World Mastercard benefits add extra shine to Gemini’s offering.

BlockFi Rewards Visa vs Gemini

The BlockFi Rewards Visa is a solid competitor with its 1.5% bitcoin rewards. However, the Gemini card’s rewards system is not limited to a single cryptocurrency. It offers crypto rewards across a wider range of cryptocurrencies, which can be a significant advantage for those looking to diversify their crypto portfolio.

Nexo Crypto Card vs Gemini

Nexo Crypto Card offers rewards in the form of Nexo tokens, limiting the choices for cardholders. On the other hand, Gemini allows cardholders to select their rewards from a wide array of cryptocurrencies, allowing for greater customization and flexibility.

Sofi Credit Card vs Gemini

While the Sofi Credit Card offers a good 2% cash back, it’s still a traditional cashback card and not crypto-focused. The Gemini Credit Card steps ahead by providing crypto rewards, which could potentially increase in value over time, offering a unique avenue for investment along with its other enticing features.

The Gemini Credit Card stands out due to its unique combination of features, perks, and benefits. With a user-friendly reward structure, no international transaction fees, and inclusion of World Mastercard benefits, it asserts its position as a superior choice for the crypto-conscious consumer.

Bottom Line

As the world increasingly embraces digital assets, the Gemini World Mastercard presents a unique, rewarding, and seamless way to merge cryptocurrency with daily transactions. Its remarkable reward structure, commitment to a no-fee policy, inclusion of premium Mastercard benefits, and rigorous security measures make Gemini more than a credit card – it’s a comprehensive financial tool designed to serve your immediate spending needs and long-term financial goals.

Whether you’re an experienced crypto enthusiast or a curious newcomer ready to dip your toes into the world of digital currency, the card offers a robust platform. With it, you don’t just spend – you invest in your future, earning valuable crypto rewards with every purchase. Experience a new era of financial flexibility and profitability with the Gemini Credit Card.

Frequently Asked Questions

Apply Now
Basic Information
Issuer: WebBank
Network: Mastercard®
Category: Consumer (Premium)
Best Used For:
  • Instant Decision
  • No Foreign Transaction Fee
  • EMV Chip
  • Unsecured
  • High Credit Limit
  • Digital Cards
  • Crypto Card
Rewards: Yes
Reward Types:
  • Other Rewards
  • Dining Rewards
  • Grocery Rewards
  • Crypto Back Rewards
Reward Units: Cash
Rates & Fees
Regular APR: 15.99% - 26.99%
Regular APR Type: Variable
Annual Fee: $0
Balance Transfer: Yes
APR on Cash Advances: 32.99%
Grace Period: 25 days
Late Payment Fee: See Terms
Other Fees:
  • Penalty APR: 32.99% (Variable)
  • Late payment fee: up to $20
  • Returned payment fee: up to $35
  • Foreign purchases fee: None

Gemini Credit Card™ Alternatives


Gemini Credit Card™

Gemini Credit Card™

APPLY NOW

Annual Fee

$0

Regular APR

26.99%

Intro APR

N/A

Rec. Credit Score

Good

IMPORTANT
*The information provided for Gemini Credit Card™ is believed to be accurate at the time of evaluation or recent update on July 4, 2024. However, we strongly advise visitors to review the card fees and Terms & Conditions on the issuer's website by following Apply Now link to verify the accurancy of the information posted prior to applying for this card offer.

Gemini Credit Card™

Reviews - (1 User Reviews)
Share your experience and rate the Gemini Credit Card™
(Excellent)
October 27, 2021
Joseph Hess (56-65) - Wants to have it
Income on Application
$50000
Credit Score
Fair (580-669)
Credit Limit
$25000
Filed for Bankruptcy
No

Bitcoin

Easy to earn Bitcoin
Fees & Charges:
5/5
Features & Benefits:
4/5
Customer Support:
5/5
Application Process:
4/5
Comment (0)

Gemini Credit Card™

Gemini Credit Card™

Rec. Credit Score: Good

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