Many financial institutions offer great deals and promotions to motivate their users to use their finances in a smarter way. These special offers and promotions typically consist of cash bonuses or other similar financial products that users get when they sign up for the first time or the institutions want to reward them for being loyal consumers. Some of these deals are one-time perks, while others can be long-term offers. To qualify for such benefits, users must fulfill certain requirements. Let’s take a look at some of the best promotions, money-making apps, and bonuses to keep an eye on.
Cashback is definitely one of the most popular, common, and flexible of all credit card rewards. Instead of earning redeemable points, users get a chance to get real money. Depending on the credit card you use and where you purchase, you can earn cash rewards of 1%–6% of the total amount of each transaction. Some card issuers pay a single, flat rate on each transaction – others offer lower rates on other promotions and higher rates in specific categories. If you’re a credit card user, do some research on the best cash-back credit cards to earn valuable rewards.
You can earn bonuses from the most common categories:
- Supermarkets – the rewards are determined by the type of store and usually apply to items like prepared meals, toiletries, cleaning supplies, groceries, etc. Users can also get a gift card that they can use in specific markets and retailers;
- Dining and restaurants – include everything from white-tablecloth fine dining and pizza delivery to fast-food restaurants. You can get accelerated rewards based on your whole restaurant bill;
- Gas stations – these bonuses apply to traditional gas stations and apply to everything you buy in the associated convenience store.
Depending on the cash bonus program that a lender offers, you can also get a cash bonus for taking a loan or investing in wealth management. Certain companies provide up to $750 for investing and $500 for an auto loan.
Money-making apps are one of the best and easiest ways to make money in an effortless and accessible manner. They provide lots of fantastic and quite lucrative opportunities to consider. You can simply use your desktop computer or smartphone to sell your unwanted stuff, pick up side gigs, take surveys, and so on and get paid for your time and effort. Some apps offer a variety of payment methods, referral bonuses, a welcome bonus, and cashback on in-store purchases.
Incentive bonuses range from retention bonuses to referral and signing bonuses. A signing bonus is a monetary reward that certain companies, lenders, card issuers, and other similar institutions offer to both new and loyal consumers. Many institutions offer signing bonuses simply to attract more users. Referral bonuses are presented to consumers who recommend others for certain products or services. Retention bonuses are designed to encourage loyalty and serve as a reward for loyalty.
Discounts are special promotions that a wide range of businesses offer their consumers, reducing the cost of services or items. They are mostly used to attract new customers, keep loyal ones, promote new items for sale, shed unwanted inventory, etc. Some common types of discounts include:
- Free discounts for buying certain products
- Percentage discounts on certain items for sale
- Early payment discounts
- Overstock sales
- Free shipping discounts
- Price bunding
- Wholesale or bulk discounts
- Seasonal discounts
- Referral discounts
- Loyalty program discounts
- Email subscription
- Trade-in credits
Many e-commerce brands offer various promotions to attract more customers, sell more products/services, and reward loyalty. They offer discounted products, free returns, and shipping, flash sales, save money by buying more, branded gifts and product giveaways, loyalty points, coupon giveaways, competitions, price match promises, holiday promotions, etc.