What are Unique Card Services Credit Cards Benefits?

  • Guaranteed approval. All applications are approved when meeting minimum requirements, have an active checking account, and pass identity verification.
  • $1,000 credit line. You are instantly approved for a $1,000 unsecured credit line to be used exclusively at my Unique Outlet online store.
  • No annual fees. There is no annual fee, however, there are application and membership fees.
  • Roadside assistance. Members receive complimentary Emergency Roadside services provided by Signature’s Nationwide Auto Club, Inc. Membership allows tire change, jump start, winching, towing, lock-out assistance, and fluid delivery 24/7 all year round.
  • RxSpark prescription discounts. Members receive a RxSpark discount card that gives up to 80% off and is accepted at over 62,000 pharmacies nationwide.
  • Legal assistance. Unique Card Service members receive free and discounted legal services from the Legal Club of America® network. The service delivers guaranteed low hourly rates and contingency fee discounts (10% off).
  • Unique rewards. Get daily deals for shopping online and in stores, dine at popular national and local restaurants, and use your rewards for resorts, hotels, car rentals, and vacation packages worldwide. Unique rewards also give $25 in rewards monthly for members, the possibility to win $500 gift cards, and other surprise bonuses.

What are the Drawbacks?

  • No credit reporting. The Unique Card Services does not report your credit and it’s not a good choice for those looking to improve the credit score.
  • Application fee. Upon card activation or once the 7-days trial period ends, all members are charged immediately an initial application fee which is $29.95.
  • Membership fee. Unique Card Services membership is a paid subscription and you will be charged $21.94 on a monthly basis until canceled.
  • Limited usage. Although the unsecured credit is high it can be used exclusively at the Unique Outlet store online.
  • Not a real credit card. Unique Card Service cards are not Visa or Master cards, they are merchandise credit cards. Read more at Shopping Credit Cards Explained.

Guaranteed Approval Requirements

To become Unique Card Services Shopping cardholder you should:

  • be US residents over the age of 18,
  • have a valid debit card or credit card,
  • able to pay a monthly payment of $250 (if the entire credit line is used),
  • agree to terms & conditions,
  • pay necessary enrolment fees.

Other Store Cards Issued by Unique Card Services

Frequently Asked Questions