What are Unique Card Services’ Credit card benefits?

  • Guaranteed approval. All applications are approved when meeting minimum requirements, have an active checking account, and pass identity verification.
  • $1,000 credit line. You are instantly approved for a $1,000 unsecured credit line to be used exclusively at my Unique Outlet online store.
  • No annual fees. There is no annual fee. However, there are application and membership fees.
  • Roadside assistance. Members receive complimentary Emergency Roadside services provided by Signature’s Nationwide Auto Club, Inc. Membership allows tire change, jump start, winching, towing, lock-out assistance, and fluid delivery 24/7 all year round.
  • RxSpark prescription discounts. Members receive a RxSpark discount card that gives up to 80% off and is accepted at over 62,000 pharmacies nationwide.
  • Legal assistance. Unique Card Service members receive free and discounted legal services from the Legal Club of America® network. The service delivers guaranteed low hourly rates and contingency fee discounts (10% off).
  • Unique rewards. Get daily deals for shopping online and in stores, dine at popular national and local restaurants, and use your rewards for resorts, hotels, car rentals, and vacation packages worldwide. Unique rewards also give members $25 in rewards monthly, the possibility to win $500 gift cards, and other surprise bonuses.

What are the Drawbacks?

  • No credit reporting. Unique Card Services does not report your credit, so it’s not a good choice for those looking to improve their credit score.
  • Application fee. Upon card activation or once the 7-day trial period ends, all members are immediately charged an initial application fee of $29.95.
  • Membership fee. Unique Card Services membership is a paid subscription, and you will be charged $21.94 monthly until canceled.
  • Limited usage. Although the unsecured credit is high, it can be used exclusively at the Unique Outlet store online.
  • It’s not an actual credit card. Unique Card Service cards are not Visa or Mastercard cards but merchandise credit cards. Read more at Shopping Credit Cards Explained.

Guaranteed Approval Requirements

To become a Unique Card Services Shopping cardholder, you should:

  • be US residents over the age of 18,
  • have a valid debit card or credit card,
  • able to pay a monthly payment of $250 (if the entire credit line is used),
  • agree to terms & conditions,
  • pay necessary enrolment fees.

Other Store Cards Issued by Unique Card Services

Frequently Asked Questions