Wirex Mastercard® Debit Card

Updated: May 31, 2021

Advertiser Disclosure

Wirex Card is one of the best crypto-friendly debit cards out there. It supports multiple cryptocurrencies and traditional currencies, helping you make in-store and online transactions with great ease and convenience. You can open an account for free, get approved in a matter of minutes, and instantly start managing your crypto and fiat accounts on a single platform. Transfers are seamless, exchange rates are competitive, and the overall fees are very favorable.

What's especially great about this card is Bitcoin cashback on in-store purchases and Bitcoin referral rewards. It's a good idea to consider applying for this card, as it's one of the most affordable and beneficial of its kind. Still, we recommend you compare other e-money issuers as well to make the right decision for your needs.

ANNUAL FEE

$0

ONGOING APR

0% Fixed

INTRO APR

N/A

103 User Ratings

Wirex Mastercard® Debit Card

at Wirex Secured website

Apply Now

Application Fee

$0

Credit Reporting

No

Minimum Credit Needed

Accepts All

Key Features

  • Multicurrency Wirex card can be used globally without exchange fees or hidden charges
  • Access to 150+ currencies
  • No card fees
  • Free international ATM withdrawals**
  • Free and instant fiat-to-fiat exchange
  • Up to up to 1.5% rewards
  • Multi-signature, cold-storage cryptocurrency accounts
  • Easy transfer funds in and out of your account with SWIFT/SEPA
  • Wirex Card is issued by Contis Financial Services Ltd

Our Take

Wirex Card is an affordable crypto-friendly Mastercard debit card for multiple currencies. It supports many fiat and virtual currencies, which you can convert automatically at the point of sale, both in-person and online.

Who Is the Wirex Card for?

This card is perfect for frequent travelers, as it can store multiple currencies on one centralized account. You don’t have to carry foreign cash, deal with foreign currency transactions, or even carry multiple cards with foreign currencies on your travels. You can seamlessly make all your transactions with this one card.

It’s also very useful for anyone looking to store, exchange, and make payments in crypto. Instead of having a separate digital wallet for crypto, you can store both crypto and fiat currencies on one debit card. It’s one card to rule them all.

Pros

  • Multicurrency, crypto debit card
  • Seamless fund transfer
  • Competitive Live OTC exchange rates
  • Low fees
  • Bitcoin cashback
  • Referral rewards

Cons

  • Monthly account maintenance fees
  • Bitcoin fees are higher than some crypto exchanges charge
  • The desktop version isn’t very user-friendly

What are Wirex Card Benefits?

It’s very exciting to use this debit Mastercard, as it comes with some excellent benefits for cardholders.

  • Multicurrency, crypto debit card. You can choose from several traditional and virtual currencies to manage on a single platform. The currencies you can choose from include: Euro, Pound Sterling, US Dollar, Canadian Dollar, Australian Dollar, Hong Kong Dollar, Japanese Yen, Singapore Dollar, Swiss Franc, Czech Koruna, Mexican Peso, and more are coming. The cryptocurrencies to choose from include: Bitcoin, Ethereum, Litecoin, Stellar, Wirex Token, Ripple, Dai, Waves, Nano, Wollo, and more to come.
  • Seamless Fund Transfer. You can seamlessly transfer funds into your accounts using credit or debit cards, bank transfers, or SEPA/SWIFT transfers.
  • Competitive Live OTC Exchange Rates. When exchanging your currencies, you get very competitive live OTC exchange rates – some of the most competitive out there. Whether you want to exchange a traditional currency to crypto (or vice versa), or one crypto into another, you’ll get some of the best OTC rates. You can exchange your currencies online (using the platform’s desktop version) or within the mobile app.
  • Low Fees. This card comes with very low fees in general, but it also stands out because of a certain lack of fees. It’s entirely free to open an account, and there are also no fees for domestic transfers. It’s very affordable to carry this card.
  • Bitcoin Cashback. Just for using this card, you can get cashback – in crypto. You can get cashback in Bitcoin on all in-store purchases. The Crypto-back rewards program instantly pays you in Satoshis, which is a subunit of Bitcoin. You can redeem them any way you want, anytime, both online and in-app. But that’s not all.
  • Referral Rewards. There’s also a Refer-a-Friend rewards program, which gives both you and your referrals crypto rewards.

What Can Be Better?

There are just a few drawbacks that you should consider before opening your account, although they may not be a deal-breaker.

  • Monthly Account Maintenance Fees. Although the monthly account maintenance fees are low, you still need to consider them. Even if you don’t use your card, you still need to pay for those fees.
  • Bitcoin Fees Are Slightly Higher. There are many cryptocurrency exchanges where you might be able to buy and sell Bitcoin at better rates. Although this card has competitive fees overall, those concerning Bitcoin may not be very favorable to everyone.
  • The desktop version isn’t very user-friendly. It’s harder to use the desktop version of the app.

Should You Use the Wirex Card?

If you want to have multiple fiat currencies on a single debit card, as well as seamlessly buy and sell cryptocurrencies using the same card, then getting a Wirex card might be a great idea. It enables you to make contactless payments anywhere where Mastercards are accepted, both at brick-and-mortar and online merchants. It can come especially handy if you’re a frequent traveler, as holding multiple currencies eliminates the need for foreign currency transactions that may incur high fees.

Best Wirex Alternatives Available for Application

Apply Now
Basic Information
Issuer: Other Issuers
Network: Mastercard®
Category: Consumer (Stored Value)
Best Used For:
  • Prepaid & Debit
  • Guaranteed Approval
  • No Foreign Transaction Fee
  • Young Adults
  • Digital Cards
  • Crypto Card
Rewards: Yes
Reward Types:
  • Crypto Back Rewards
Reward Units: Cash
Rates & Fees
Annual Fee: $0
Opening Min: $10
Application Fee: $0
ATM Fee: $2.5
Other Fees:
  • Card maintenance fee (Monthly): 1.00 GBP/1.20 EUR/1.50 USD
  • Card issuance: FREE
  • Standard card delivery: Free
  • External debit/credit card top-up digital currency: 1%
  • External debit/credit card top-up traditional currency: FREE
  • SWIFT (IN): FREE
  • SWIFT (OUT): 15 USD
  • ATM EEA: 1.75 GBP/2.25 EUR/2.50 USD
  • ATM International: 2.25 GBP/2.75 EUR/3.50 USD

Wirex Mastercard® Debit Card Alternatives


Wirex Mastercard® Debit Card

Wirex Mastercard® Debit Card

APPLY NOW

Annual Fee

$0

Regular APR

0%

Intro APR

N/A

Min. Credit Level

Accepts All

IMPORTANT
*The information provided for Wirex Mastercard® Debit Card is believed to be accurate at the time of evaluation or recent update on May 31, 2021. However, we strongly advise visitors to review the card fees and Terms & Conditions on the issuer's website by following Apply Now link to verify the accurancy of the information posted prior to applying for this card offer.

Wirex Mastercard® Debit Card

Reviews
Share your experience and rate the Wirex Mastercard® Debit Card
Wirex Mastercard® Debit Card

Wirex Mastercard® Debit Card

Min. Credit Required: Accepts All

Save to Compare

My Saved Cards (0)

Compare Saved Cards

Market Pro Secure® has made it easy to find the best card offers for you. All you need to do is find the cards you like, click "Save Card", and compare side-by-side.

×

Advertiser Disclosure

Market Pro Secure® is an independent payment card comparison service supported by advertisers, a complete list of which can be seen in our Editorial Guidelines. Even though some of these advertisers are financial product providers and credit card issuers, our paid partnerships don't affect card ratings or the Best Card Picks on our website. We don't post any content that is provided or commissioned by any of our partners. However, our paid partnerships may affect how and where products appear on our site, including the order in which they are presented within listing categories. This order may also be affected by our website rules, as well as the likelihood of the applicant’s credit approval. We can't offer any warranty for the accuracy of the credit card information we share on our website, even though we do our best to keep the Terms and Conditions, rates, and other credit card details up-to-date. For more accurate information, click "APPLY NOW" to get transferred to the credit card issuer's official website. Market Pro Secure® doesn't include all available payment cards in the marketplace.