Wirex Mastercard® Debit Card
Instant, multi-currency crypto card with no fees
Updated: Aug 27, 2022
Wirex Card is one of the best crypto-friendly debit cards out there. It supports multiple cryptocurrencies and traditional currencies, helping you make in-store and online transactions with great ease and convenience. You can open an account for free, get approved in a matter of minutes, and instantly start managing your crypto and fiat accounts on a single platform. Transfers are seamless, exchange rates are competitive, and the overall fees are very favorable. What's especially great about this card is Bitcoin cashback on in-store purchases and Bitcoin referral rewards. It's a good idea to consider applying for this card, as it's one of the most affordable and beneficial of its kind. Still, we recommend you compare other e-money issuers as well to make the right decision for your needs.
ANNUAL FEE
$0
ONGOING APR
0% Fixed
INTRO APR
N/A
at Wirex Secured website
Apply NowApplication Fee
$0
Credit Reporting
No
Recommended Credit Score
Accepts All
Key Features
- Multicurrency Wirex card can be used globally without exchange fees or hidden charges
- Access to 150+ currencies
- No card fees
- Free international ATM withdrawals**
- Free and instant fiat-to-fiat exchange
- Up to up to 1.5% rewards
- Multi-signature, cold-storage cryptocurrency accounts
- Easy transfer funds in and out of your account with SWIFT/SEPA
- Wirex Card is issued by Contis Financial Services Ltd
Our Take
Wirex Card is an affordable crypto-friendly Mastercard debit card. It supports many fiat and virtual currencies, which you can convert automatically at the point of sale, both in-person and online. Use Wired Crypto Card to buy, store, exchange, and spend U.S. dollars and more than 37 cryptocurrencies* anytime, anywhere, using the Wirex app. Now fully available in the United States!
Who Is the Wirex Card for?
This card is perfect for frequent travelers, as it can store multiple currencies on one centralized account. You don’t have to carry foreign cash, deal with foreign currency transactions, or even carry multiple cards with foreign currencies on your travels. You can seamlessly make all your transactions with this one card. It’s also very useful for anyone looking to store, exchange, and make payments in crypto. Instead of having a separate digital wallet for crypto, you can store both crypto and fiat currencies on one debit card. It’s one card to rule them all.
What are Wirex Card Benefits?
It’s very exciting to use this debit Mastercard, as it comes with some excellent benefits for cardholders.
- Multicurrency, crypto debit card. You can choose from several traditional and virtual currencies to manage on a single platform. The currencies you can choose from include: Euro, Pound Sterling, US Dollar, Canadian Dollar, Australian Dollar, Hong Kong Dollar, Japanese Yen, Singapore Dollar, Swiss Franc, Czech Koruna, Mexican Peso, and more are coming. The cryptocurrencies to choose from include: Bitcoin, Ethereum, Litecoin, Stellar, Wirex Token, Ripple, Dai, Waves, Nano, Wollo, and more to come.
- Seamless Fund Transfer. You can seamlessly transfer funds into your accounts using credit or debit cards, bank transfers, or SEPA/SWIFT transfers.
- Competitive Live OTC Exchange Rates. When exchanging your currencies, you get very competitive live OTC exchange rates – some of the most competitive out there. Whether you want to exchange a traditional currency for crypto (or vice versa), or one crypto for another, you’ll get some of the best OTC rates. You can exchange your currencies online (using the platform’s desktop version) or within the mobile app.
- Low Fees. This card comes with very low fees in general, but it also stands out because of a certain lack of fees. It’s entirely free to open an account, and there are also no fees for domestic transfers. It’s very affordable to carry this card.
- Bitcoin Cashback. Just for using this card, you can get cashback – in crypto. You can get cashback in Bitcoin on all in-store purchases. The Crypto-back rewards program instantly pays you in Satoshis, which is a subunit of Bitcoin. You can redeem them any way you want, anytime, both online and in-app. But that’s not all.
- Referral Rewards. There’s also a Refer-a-Friend rewards program, which gives both you and your referrals crypto rewards.
What Can Be Better?
There are just a few drawbacks that you should consider before opening your account, although they may not be a deal-breaker.
- Monthly Account Maintenance Fees. Although the monthly account maintenance fees are low, you still need to consider them. Even if you don’t use your card, you still need to pay those fees.
- Bitcoin Fees Are Slightly Higher. There are many cryptocurrency exchanges where you might be able to buy and sell Bitcoin at better rates. Although this card has competitive fees overall, those concerning Bitcoin may not be very favorable to everyone.
- The desktop version isn’t very user-friendly. It’s harder to use the desktop version of the app.
Should You Use the Wirex Card?
If you want to have multiple fiat currencies on a single debit card, as well as seamlessly buy and sell cryptocurrencies using the same card, then getting a Wirex card might be a great idea. It enables you to make contactless payments anywhere where Mastercards are accepted, both at brick-and-mortar and online merchants. It can come especially handy if you’re a frequent traveler, as holding multiple currencies eliminates the need for foreign currency transactions that may incur high fees.
Best Wirex Alternatives Available for Application
| Issuer: | Other Issuers |
|---|---|
| Network: | Mastercard® |
| Category: | Consumer (Stored Value) |
| Best Used For: |
|
| Rewards: | Yes |
| Reward Types: |
|
| Reward Units: | Cash |
| Annual Fee: | $0 |
|---|---|
| Opening Min: | $10 |
| Application Fee: | $0 |
| ATM Fee: | $2.5 |
| Other Fees: |
|
Wirex Mastercard® Debit Card Alternatives
Wirex Mastercard® Debit Card |
| APPLY NOW |
|
Annual Fee $0 |
|
Regular APR 0% |
|
Intro APR N/A |
|
Rec. Credit Score Accepts All |
IMPORTANT
*The information provided for Wirex Mastercard® Debit Card is believed to be accurate at the time of evaluation or recent update on August 27, 2022. However, we strongly advise visitors to review the card fees and Terms & Conditions on the issuer's website by following Apply Now link to verify the accurancy of the information posted prior to applying for this card offer.
Wirex Mastercard® Debit Card
Reviews - (1 User Reviews)
September 12, 2021
Josh D
(26-35) - Cardholder
Income on Application
$45000
Credit Score
Good (670-739)
Credit Limit
$0
Filed for Bankruptcy
No
A great card with fantastic Bitcoin cashback
Me and my girlfriend are constantly on the move traveling the world. I was looking for a perfect credit card for travelers and Wirex Card Visa Travelcard caught my attention. I applied and got approved within minutes. It was the best decision of my life given that my hobby is trading in cryptocurrencies. This card brings the best of both worlds together. We use it as our go-to card when traveling because we can store every major currency on it including a variety of cryptocurrencies as well. On a side note, I really like that it has Bitcoin cashback on all in-store purchases.
Fees & Charges:
4/5
Features & Benefits:
3/5
Customer Support:
3/5
Application Process:
5/5
Wirex Mastercard® Debit Card
Save to Compare