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Ternio BlockCard Visa Crypto Debit Card

Consumer Reviews, Fees, Credit Score, Application & Best Alternatives


Updated: Dec 27, 2020
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The BlockCard is a crypto fintech platform with a virtual and physical Visa debit card powered by Ternio. BlockCard cardholders can use over 10 different cryptocurrencies (TERN, BTC, BCH, USDC, BAT, XLM, TUSD, USDT, PAX, DAI, XRP, LTC) and convert them to US Dollars. The debit card can be used at any ATM to withdraw money and anywhere in the world where a Visa card is accepted.

ANNUAL FEE:

See Terms*

ONGOING APR:

0% (Fixed)*

INTRO APR:

N/A

12 User Ratings Ternio BlockCard Visa Crypto Debit Card

at BlockCard Secured website

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Application Fee
$0*
Credit Reporting
No*
Minimum Credit Needed
Accepts All*

Key Features


  • Get a Crypto Debit card, Crypto Bank Account, and a Crypto App to earn crypto Back Rewards, buy Bitcoin, and have full control over your money.
  • Earn 6.38% APY in Crypto Rewards
  • Supports Google, Apple, Samsung Pay
  • No Crypto Transaction, Exchange, or Deposit Fees
  • 4-in-1 - Wallet, Plastic Card, Virtual card and soon to come Metal card
  • Get a virtual card within minutes
  • Instantly convert cryptocurrency into real-world utility
  • Crypto fintech platform powered by Ternio
  • BlockCard Visa Crypto card is issued by Metropolitan Commercial Bank (Member FDIC)
$ 1 2021-01-26 InStock

Our Take


How Does BlockCard Crypto Debit Card Work? The BlockCard is backed by Ternio and lets you deposit your cryptocurrency and convert it into US dollars to fund your new account. You can start spending in a few minutes by following these 4 simple steps: Register a BlockCard account Deposit cryptocurrencies to fund your new account Pass KYC (Credential Check) Instantly receive ...

How Does BlockCard Crypto Debit Card Work?


The BlockCard is backed by Ternio and lets you deposit your cryptocurrency and convert it into US dollars to fund your new account. You can start spending in a few minutes by following these 4 simple steps:

  1. Register a BlockCard account
  2. Deposit cryptocurrencies to fund your new account
  3. Pass KYC (Credential Check)
  4. Instantly receive a virtual BlockCard crypto debit card

What I Can Use a BlockCard App For?


You can use BlockCard crypto account native app for checking your balance, sending money, referring friends as well as depositing and managing your cryptocurrencies.

How Can I Earn Crypto Rewards?


You can earn TERN crypto rewards back when you are staking, spending, or providing liquidity. 3 simple ways to earn your crypto-based rewards:

  1. Crypto Back Rewards. Just spend with BlockCard and receive crypto rewards - its's that simple.
  2. reTERN. Stake Stellar based TERN and earn ECR-20 based TERN in reTERN.
  3. Earn TERN. Add liquidity on Uniswap and earn TERN rewards on the amount you provide from price pool.

What Does BlockCard Cost?


  • Wallet. The BlockCard wallet is free.
  • Virtual Card. The BlockCard virtual card is received within minutes after new account registration. It has same fees like a pastic card and 24/7 customer support.
  • Plastic Card. The cost for a plastic card is $10. It has $500 daily ATM withrawal and $5,000 spending limits.
  • Metal card. The Metal card cost $50. However, it is not yet available for new account holders.

What Are BlockCard Fees?


You should expect the following fees associated with your new account:

  • Plastic + Virtual Card Activation Fee: $10.00
  • Metal + Virtual Card Activation Fee: $50.00
  • PIN Transaction Fee (Domestic): $1.00
  • PIN Transaction Fee (Int'l): $2.00
  • Plastic Card Replacement Fee: $10.00
  • Metal Card Replacement Fee: $50.00
  • ACH Transaction Fee: $1.00
  • Wire Transaction Fee: $20.00
  • ATM Cash Withdrawal Fee (Domestic): $3.00
  • ATM Cash Withdrawal Declined Fee (Domestic): $0.50
  • ATM Cash Withdrawal Fee (Int'l): $3.50
  • ATM Cash Withdrawal Declined Fee (Int'l): $1.00
  • ATM Balance Inquiry Fee (Domestic): $0.50

The BlockCard account has NO fees for:

  • POS Transactions
  • Account Closure
  • Balance Refund
  • PIN Update
  • Deposit & Withdraw
  • Exchange

Best Ternio BlockCard alternatives available for application


  • Wirex Travel card
  • Obsidian Platinum Visa
  • ClubSwan Crypto Card
  • BlockFi Bitcoin Rewards Card


Pros

  • Crypto Back Rewards
  • No crypto transaction Fees
  • No crypto exchange or deposit Fees
  • Card is accepted globally

Cons

  • No Bonus rewards

Basic Information

Issuer: Other Issuers
Network: VISA®
Category: Consumer (Stored Value)
Common Uses:
  • Prepaid Debit Cards
  • EMV Chip Card
  • High Credit Limit
  • Digital Cards
  • Debit Card
  • Crypto Card
Rewards: Yes
Reward Types:
  • Crypto Back Reward Cards
Reward Units: Point
 

Rates & Fees

Introductory APR (%): N/A
Applied Towards: N/A
Intro Period: N/A
Regular APR: 0%
Regular APR Type: Fixed*
Annual Fee: See Terms*
Balance Transfer: No*
APR on Cash Advances: N/A
Grace Period: N/A
Late Payment Fee: N/A
 

Alternatives, Compare Ternio BlockCard Visa Crypto Debit Card With Similar Offers



Additional Info & Comments

Currently available in the United States, only. Soon to be available in 30+ European countries too.

Q: Which cryptocurrencies are supported by BlockCard?
A: You can convert to USD and buy what you need with the following currently supported cryptocurrencies - Bitcoin, Ternio, TrueUSD, USD Coin, Tether, Ripple XRP, Dai, Ethereum, Litecoin, Bitcoin Cash, Basic Attention Token, Stellar Lumen, Paxos Standard.

Q: Is a BlockCard App available as an iOS or Android application?
A: No, the BlockCard app is not yet available as iOS or Android application, but the issuer is working hard to launch it soon.

Q: How can I contact BlockCard customer service?
A: You may contact customer support by calling 1-833-316-6052.



IMPORTANT
*The information provided for Ternio BlockCard Visa Crypto Debit Card is believed to be accurate at the time of evaluation or recent update on December 27, 2020. However, we strongly advise visitors to review the card fees and Terms & Conditions on the issuer's website by following Apply Now link to verify the accurancy of the information posted prior to applying for this card offer.
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Min. Credit Required: Accepts All*