Sofi World Elite Mastercard®
Invest, save, trade, and pay down debt with the SoFi Credit Card
Updated: Feb 12, 2023
Sofi Credit Card features no annual fee, World Elite Mastercard benefits including Mastercard ID theft protection, crypto rewards, and fast pre-qualification. The card also offers a $50 bonus for new cardholders and free smart budgeting and spending tools.
12.99% - 24.99% Variable
at Sofi's Secured websiteApply Now
Intro APR Period
Recommended Credit Score
- Get a $50 welcome bonus!
- No annual fee
- No foreign transaction fees
- Get 2x points (4% cashback) on all purchases and redeem your earned points straight into crypto
- Make 12 monthly on-time payments and get APR lowered by 1%
- Online prequalification will not impact your credit score
- Free spending and budgeting tools
- Complimentary cell phone insurance coverage up to $1,000
- Protect your personal information by detecting potential fraud
- Exclusive offers on ride-sharing, food delivery, online shopping, and more
Sofi credit card issued by The Bancorp Bank under World Elite Mastercard is designed to help achieve your financial goals. You can invest, save and pay a debt with it. The best part of it is that you can pre-qualify for it without affecting your credit score. The Sofi card has no annual fee, no international transaction fee, and offers 2% cash back rewards. If you cannot get the Sofi Credit Card you should try Sofi Money World Debit Mastercard which offers up to a $325 cash bonus and instant approval.
Sofi Credit Card Advantages
- $50 Bonus – use the application link and get $50 in reward points toward your financial goals
- No annual fee – say goodbye to the annual fee! There is no annual fee ever.
- Unlimited cashback – get 2% cashback on all purchases when you redeem it to pay down eligible debt, invest, or save with SoFi.
- Helps with your financial goals – lets you invest, save, pay your loan and reach your financial goal
- Options to Lower APR – every 12 months when you pay on time every time your APR will be reduced by 1%.
- Fast pre-qualification – applying online for the Sofi credit card does not affect your credit score.
Additional Perks and Benefits
- DoorDash – get 3 months of free membership and $5 off your first order
- Lyft – take at least 3 rides monthly and get a $5 credit every month.
- HelloFresh – get up to 14 free meals and earn 5% cash back on all orders.
- ShopRunner – get a free membership that includes free 2-day shipping.
- World Elite Concierge – Enjoy complimentary access to a 24/7 elite concierge service.
How Does the Sofi Card Compare to Other Offers?
Sofi Credit Card vs Nexo Crypto Card
When it comes to comparing SoFi and Nexo Card, there are several differences that should be taken into consideration. First, the SoFi Credit Card provides a 3% cashback reward rate, while Nexo offers up to 2% in NEXO or 0.5% in BTC rewards. Second, the SoFi Credit Card does not require a credit check, whereas Nexo is a collateral-based lending system. The Nexo Card and SoFi card are available worldwide. Ultimately, both cards offer great rewards for their customers and both provide secure and reliable solutions for those wanting to use cryptocurrency to pay for goods and services.
Sofi Credit Card vs Upgrade Bitcoin
The Upgrade Bitcoin Rewards Visa and SoFi Card are two popular options for those looking to earn rewards when spending with a credit card. Both cards offer 1.5% cash back for a year when redeeming for Bitcoin or Ethereum. However, the SoFi Credit Card is the only one of the two to offer 3% cash back for a year. Furthermore, those with a SoFi Crypto Account have the added benefit of being able to redeem their cryptocurrency rewards earned through their card directly into their SoFi account. Ultimately, both cards offer great rewards to those looking to earn crypto rewards, however, the SoFi Credit Card offers more generous rewards and added convenience. But, the Upgrade Bitcoin card has a higher credit limit.
Other Similar Offers
|Issuer:||The Bancorp Inc.|
|Best Used For:||
|Regular APR:||12.99% - 24.99%|
|Regular APR Type:||Variable|
|APR on Cash Advances:||26.99%|
|Grace Period:||25 days|
|Late Payment Fee:||$39|
Sofi World Elite Mastercard® Alternatives
Sofi World Elite Mastercard®
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