Best VISA® Credit Card Offers



Search, compare, & apply online for selected best VISA® credit cards

If you want to get a credit card that you know will be accepted almost everywhere in the world, a Visa credit card is your answer. It's among the most popular payment methods, as over 600 million cards are being used everywhere around the globe, and over 7.6 million merchants accept them. Visa cards have different terms and conditions, and they offer you different benefits and incentives based on the type of card that you choose. We've compared some of the best credit cards that Visa has to offer down below. Examine them thoroughly to find the one with the best features that will be suited for your needs.

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Editor's suggestion: Best VISA® Credit Card Offers - Nov 14, 2019
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When looking to get a new credit card, you might be overwhelmed by the abundance of choices you have. The different cards come with different rewards, benefits, and advantages, and it can be difficult choosing the one that suits your needs best.

Luckily, you cannot go wrong with a Visa credit card. Many banks and credit unions offer VISA® cards to their clients, and whether you have an excellent credit score or a poor one, you should be able to find a suitable VISA® for you.

Let’s take a closer look at VISA® card offers and see what they have to offer.

What is VISA® Card?

With a VISA® card, you can easily make purchases in person and online almost anywhere in the world. VISA® cards are accepted in over 170 countries around the globe, and it is by far the most popular credit card company in 123 of them.

Currently, there are over 336 million VISA® credit cards in the USA and an additional 771 million of them are in circulation in other countries around the world. VISA® popularity is on the rise, and you’ll rarely come across a merchant that doesn’t accept this credit card.

With such a large number of people relying on VISA® credit cards, you can rest assured that you’re making a good choice if you go for one of these cards yourself.

PRO Tip
If you’re a frequent traveler, choosing a VISA® credit card might be your best option. Not only are VISA® accepted in many countries around the world, but it is also partnered with many airlines and hotels, so you might be able to save money with special deals and discounts.

Is Visa a Card Issuer or a Card Network?

When it comes to choosing a credit card, you will have to find a good card network and a reliable card issuer who is partnered with the said network. Card issuers and card networks perform different jobs and are completely different concepts.

A card issuer is the bank or credit union that you can take your credit card from. They are partnered with card networks and are responsible for accepting your credit card application, for setting the terms and conditions of your contract, deciding on your rates and fees, etc. Since credit cards are essentially loans, it’s the card issuer that loans you the money.

Card networks, on the other hand, are responsible for facilitating the transactions between a buyer and a merchant. They control where their credit cards can be accepted, and which issuers can offer the cards.

So, Visa is a card network. When you apply for a VISA®, you will have to contact a bank or credit union that is partnered with it so that they can issue you the card. You will not send your credit card application directly to VISA® company.

If you have problems with your VISA® credit card or have questions about your interest rates and fees, you will address your concerns with your credit issuer.

PRO Tip
Since it’s the credit card issuer that sets your terms and conditions, and that imposes the different rates and fees, it’s more important to research the issuer than it is to research the network. Compare the pricing and information from different issuers to find a VISA® credit card that suits you best.

Traditional? Signature? Infinite?

There are 3 types of Visa credit cards that all come with different perks and advantages. Your credit cards can be:

  • Visa Traditional
  • Visa Signature
  • Visa Infinite

If you already have a VISA® credit card and would like to know which type of card it is, you can typically see in on the card itself. Right next to the Visa logo on your card, you will see “Signature” or “Infinite”, and if you see just the logo itself, it’s likely that you have a “Traditional” VISA® card. If you’re still unsure, you can always check with your bank issuer.

What Are VISA® Card Benefits and Rewards?

The different types of VISA® credit cards offer different benefits. However, it’s important to note that these are mostly dependent on your card issuer. While VISA® does offer certain benefits to cardholders, it’s the issuers that decide whether they will provide the same benefits. In most cases, they do, but sometimes the issuers offer their own benefits and rewards either instead of or on top of other VISA® benefits.

Traditional VISA® Benefits

Visa Traditional credit card can include some of the following:

  • Cardholder inquiry service
  • Lost/ stolen card reporting
  • Emergency card replacement/ emergency cash disbursement
  • Auto rental collision damage waiver
  • Zero liability
  • Roadside dispatch

Signature VISA® Benefits

  • All of the Visa Traditional benefits
  • Extended warranty
  • Year-end summary
  • Travel and emergency assistance services

Infinite VISA® Benefits

  • All of the Visa Signature benefits
  • Return protection
  • Purchase protection
  • Travel protections

You can learn more about the benefits of VISA® credit cards online, or through your credit card issuer.

PRO Tip
Just like your issuer decides on your credit card’s rates and fees, it will also decide on your Visa credit card rewards and benefits. Different issuers offer different benefits that may depend on your credit score. Compare a few different issuers to find the best rewards and benefits.

How Can I Contact VISA®?

  • VISA® contacts – send an email or live chat (not a 24/7 service) – click here.
  • VISA® Report Stolen/ Lost Card or How to cancel Visa credit card — check this page.
  • VISA® website – visa.com
  • VISA® Global Customer Assistance Services Toll-free Numbers (Download PDF)

Which Credit Card Should You Choose?

When it comes to choosing a credit card, your primary considerations should be the rates and fees, as well as the rewards and benefits. These depend on your credit card issuer, and not on a credit card network such as VISA®.

Your credit card should suit your lifestyle. If you enjoy shopping at various locations and want to have a card that you can use almost anywhere, having a Visa credit card is your best choice. If you use your credit card at a select few locations, you can choose any of the other credit card networks.

PRO Tip
Different card networks and issuers offer different advantages. To reap all the benefits of having a credit card, you might want to get a card from a few different networks. Having a Visa credit card, a Mastercard, an American Express, etc. and using them for different purposes can help you get the biggest benefits.

To Recap

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Market Pro Secure® has made it very easy to find the best credit cards for you. All you need to do is find the cards you like, click "Save Card", and then compare them side-by-side.
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Advertiser Disclosure

Market Pro Secure® is an independent payment card comparison service supported by advertisers, a complete list of which can be seen in our Editorial Guidelines. Even though some of these advertisers are financial product providers and credit card issuers, our paid partnerships don't affect card ratings or the Best Card Picks on our website. We don't post any content that is provided or commissioned by any of our partners. However, our paid partnerships may affect how and where products appear on our site, including the order in which they are presented within listing categories. This order may also be affected by our website rules, as well as the likelihood of the applicant’s credit approval. We can't offer any warranty for the accuracy of the credit card information we share on our website, even though we do our best to keep the Terms and Conditions, rates, and other credit card details up-to-date. For more accurate information, click "APPLY NOW" to get transferred to the credit card issuer's official website. Market Pro Secure® doesn't include all available payment cards in the marketplace.

ADVERTISER DISCLOSURE. Market Pro Secure® is an independent payment card comparison service supported by advertisers, a complete list of which can be seen in our Editorial Guidelines. Even though some of these advertisers are financial product providers and credit card issuers, our paid partnerships don’t affect card ratings or the Best Card Picks on our website. We don't post any content that is provided or commissioned by any of our partners. However, our paid partnerships may affect how and where products appear on our site, including the order in which they are presented within listing categories. This order may also be affected by our website rules, as well as the likelihood of the applicant’s credit approval. We can't offer any warranty for the accuracy of the credit card information we share on our website, even though we do our best to keep the Terms and Conditions, rates, and other credit card details up-to-date. For more accurate information, click "APPLY NOW" to get transferred to the credit card issuer's official website. Market Pro Secure® doesn't include all available payment cards in the marketplace.

EDITORIAL DISCLOSURE. Market Pro Secure® doesn't post any content that is provided or commissioned by our advertisers, the majority of which are financial product providers and credit card issuers whose offers we feature on our website. The entirety of our editorial content – including any opinions, analyses, reviews, and evaluations – belongs to the author alone, and has not been reviewed, approved, or otherwise endorsed by our advertisers.