When choosing the right kind of credit card for yourself, one of the most important things to consider is the credit card issuer. The bank or credit union you go to for your card is in charge of almost everything related to your card. Your credit card issuer will set the requirements and be in charge of your terms and conditions, rates and fees, and rewards and bonuses. If you’re in the market for a new credit card, you might want to consider some of Synovus Bank’s credit cards. Synovus is one of the more popular choices in the Southeastern states and has a wide variety of financial products for individuals and businesses. Let’s take a closer look at Synovus Bank credit card offers to help you figure out whether this is the right bank for you.
What is Synovus Bank?
Synovus Bank has a very unique and fascinating history. The bank was established in 1888 after an incident at a textile mill where a worker’s clothing got entangled in one of the machines, spilling the money she’d sewn into the hem of her dress on the floor. When the manager noticed, he offered to keep her money safe at the mill and pay her interest. This soon became standard practice for the mill workers, and the bank developed there. (About Synovus Bank)
Based in Columbus, Georgia, the bank is today the preferred choice of people in the Southeastern states. It enjoys a good reputation for safety and customer service. Currently, Synovus has 39 branches in Georgia, Alabama, South Carolina, Florida, and Tennessee, and it has numerous additional subsidiaries for mortgage, trust, and brokerage. It offers various financial services, and Synovus Bank credit cards are among the good ones on the market.
Synovus Bank as a Credit Card Issuer
The Bank is a credit card issuer that offers credit cards from both Visa and Mastercard networks. As an issuer, this bank will be in charge of:
- Denying or accepting your credit card application
- Setting the terms and conditions of your credit account
- Offering credit card rewards and benefits
- Setting the requirements
- Paying for your transactions
- Setting the rates and fees
- Collecting your credit card payments
- Setting your credit card limit
With a Synovus card, you will get most of the secondary benefits of Visa and MasterCard networks. If you apply for a credit card, your fees, rates, and other features will mostly depend on your credit card score. The issuer will offer you better terms if you have a higher credit score.
Synovus Bank Credit Card Types
Synovus Bank offers various types of credit cards, and you can find the type that suits your needs regardless of how good or bad your credit score is. These bank cards are known for having lower fees, so any card you choose should work well for you. With Synovus card offers, you can quickly maximize your cashback on gas, groceries, restaurant purchases, and more. Some of the credit card types you can find include, but are not limited to:
- Secured credit cards – good for bad credit
- Low-interest credit cards
- Instant decision credit cards
- Introductory no annual fee credit cards
You will need to contact the bank to find out whether you’re eligible for their credit cards and to learn more about the rates, fees, rewards, and bonuses they may offer.
Synovus Bank Credit Cards for Poor Credit
If you have a poor credit score, you’ll likely still be able to get a valuable Synovus Bank card. The bank has many cards designed for those with poor credit, and some of their best offers include secured credit cards (Explained). This Bank reports to all the major credit bureaus, so using your card responsibly will help you improve your credit score.
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You’ll be able to apply for some of the best instant approval credit cards online, even with poor credit, and you’ll be able to find out the status of your application within just a few minutes. Applying online is safe and easy, and you’ll be able to use your new credit card in almost no time.
Other Synovus Bank Card Offers
- First Latitude Secured Mastercard (Meet the Card)
- Assent Platinum Secured Mastercard
- Synovus Connections Visa Prepaid Card (Meet the Card)
Synovus Bank Customer Service & Contacts
Toll-Free Number: 888-796-6887 (English & Spanish)
Online Contact Form/ Chat: synovus.com/contact-us
Emails: info@synovus.com
Corporate Office Address: P.O. Box 120, Columbus, GA 31902
Hours of Operation: MON-FRI 9 AM-5 PM (ET)