LendingClub Bank changed its name to Happen Bank, National Association, on June 22, 2026. Its parent company also changed from LendingClub Corporation to Happen, Inc. The former LendingClub name remains important for people searching older reviews, statements, and product information.
This page explains the name change and how to compare current deposit and lending products. It does not mean that older LendingClub offers remain available unchanged.
LendingClub Bank is now Happen Bank
The bank and parent company completed the name change in June 2026. The company’s official announcement and its SEC filing record the change.
A rebrand does not automatically tell you whether a specific account’s APY, APR, fee schedule, or terms have changed. Existing customers should read account notices and use official channels for any action.
The old LendingClub name may still appear in historical articles or financial records.
Loans and deposits are different products
A bank deposit account holds eligible money and may earn interest. A personal loan provides money that must be repaid with interest and any applicable fees. Do not compare a loan APR with savings APY as if they measure the same thing.
For savings, review APY, minimum balances, monthly charges, and withdrawal timing. For personal loans, compare APR, origination costs, repayment term, and total amount paid.
A bank may offer both types of services, but their eligibility and consumer protections differ.
Compare current Happen Bank terms
| Service | What to review |
|---|---|
| Savings | APY, rate changes, withdrawals, and fees |
| Checking | Service charges, direct deposits, and ATM access |
| Personal loans | APR, origination charge, and term |
| Payment tools | Transfer limits and processing time |
| Account access | Current app, notices, and support |
| Deposit insurance | Eligible bank deposits and ownership rules |
| Application | Identity, income, and approval conditions |
| Branding | Legal institution named in today’s documents |
Do not rely on an old LendingClub card review to determine current account eligibility or whether a product exists.
Deposit coverage and bank identity
Happen Bank is the current name of the bank that previously operated as LendingClub Bank. Eligible deposits at an FDIC-insured bank can be insured under federal rules, while personal loans are obligations to repay and investments are not insured deposits.
If you have accounts through multiple brands of the same banking institution, check how balances are counted for FDIC coverage. The FDIC deposit guide explains the rules.
Loan pricing and approval
A lender may review your credit, income, debt, and other factors. The final rate can differ from the lowest advertised APR. Prequalification is not approval, and a formal loan may involve further checks.
Compare the amount deposited into your bank account after any origination charge with the total debt you must repay. For longer loans, a smaller monthly payment can mean more total interest.
See personal loans for borrowing-cost comparisons.
What existing customers should check
Use official account notices and the current website or app for billing and login instructions. Do not assume a third-party review is an authorized source for bank payment changes.
Save records under both historic and current bank names when needed for taxes or account history.
Frequently asked questions
Did LendingClub Bank change its name?
Yes. It became Happen Bank in June 2026.
Did the parent company also change?
Yes. LendingClub Corporation became Happen, Inc.
Do old offers remain active?
Not necessarily. Check the current official products.
Is a savings account the same as a loan?
No. Deposits and borrowing have different terms.
Who should I contact about an old account?
Use current official bank support and notices.
Verify current rates and products
Check the current institution name, account terms, pricing, eligibility, and available applications before acting.