Horizon Card Services Key Benefits

Horizon Card Services offers its members a range of benefits that can help them build credit and provide peace of mind.

Credit Reporting

One of the most significant advantages of Horizon Card Services (HCS) is that they report members’ credit activity to the main credit bureau on a monthly basis. This can help build credit by demonstrating responsible use of credit.

Unsecured Credit

Another benefit of Horizon Card Services is that members receive an unsecured credit line of up to $750. Unlike a secured credit card that requires a security deposit, an unsecured credit line means that the credit issuer is taking a risk by extending credit without any collateral. This can be a good option for individuals who are looking to build credit but may not have the funds for a security deposit.

Prescription Discount Plan

Horizon Card Services members also receive a prescription discount plan that can provide up to 50% off at over 55,000 pharmacies nationwide. This can help members save money on prescriptions and other healthcare expenses.

Legal Assistance

Legal assistance is another benefit of being a HCS member. Members receive a free 30-minute consultation with a legal professional in their area (criminal defense cases not covered). This can be helpful for individuals who need legal advice but may not have the financial means to hire a lawyer.

Credit Hawk

Credit Hawk is a valuable benefit for Horizon Card Services members. It provides members with access to their credit score and credit report monitoring, which can help them stay on top of their credit and identify any potential issues early on.

Roadside Protection

Finally, HCS offers roadside protection to its members. Members are eligible for up to one service call or towing request every 30 days, with no more than three requests within a 12-month period. Coverage begins five days from the date of enrollment or reinstatement of the membership. This can provide peace of mind for members who may encounter car trouble while on the road.

Overall, Horizon Card Services provides a range of benefits to its members, making it an attractive option for individuals who are looking to build credit and save money on healthcare expenses.

What are the Application Requirements?

To apply for a Horizon Card Services membership, applicants must meet the following requirements:

  • Age: Applicants must be at least 18 years old.
  • Active and valid credit or debit card: Applicants must possess an active and valid credit or debit card to be considered for membership.
  • Identity verification: Applicants must pass an identity verification process to ensure that the credit card is being used by the rightful owner. This is an important security measure to protect members from identity theft and fraud.

Meeting these requirements can help ensure a smooth application process and increase the likelihood of being approved for a HCS membership.

Other Cards Issued by Horizon Card Services Company

Frequently Asked Questions