When it comes to the cards available at Sutton Bank, clients can choose between three Upgrade cards, Revenued Business, and Grow Credit offers. Let’s take a closer look at each one of them.

Upgrade Visa Card with Cash Rewards

The Upgrade Visa Card with Cash Rewards comes with an annual fee of $0 and an 8.99%-29.99% regular APR. The card is designed for people with fair, good, and excellent credit. Besides no annual fees, this card also doesn’t come with any activation or maintenance fees, making it a perfect cost-effective solution. Users of this card can earn a $200 bonus1 on their Upgrade Card once they open a Rewards Checking account and make three debit card transactions.

Thanks to the special rewards program, users can earn 1.5% unlimited cash back every time they make a payment with their card. Therefore, combining the card’s flexibility with the predictability and low cost of a loan is quite simple. As a result, users can plan and make large purchases that require budgeting. The built-in contactless technology supports no-touch payments, while the mobile app gives you access to the account at all times.

Upgrade Triple Cash Rewards Visa

The Upgrade Triple Cash Rewards Visa is a great choice for anyone with fair, good, or excellent credit. With the Regular Purchase APR between 8.99% and 29.99%, this Cash Rewards Visa can be an outstanding choice for many people. The card comes with an annual fee, a maintenance fee, and an activation fee of $0. The $0 fraud liability further makes the Upgrade Triple Cash Rewards Visa a great choice.

State-of-the-art features such as no-touch payments with built-in contactless technology, mobile access to the account, and instant access to the virtual card are other reasons why you should consider the Upgrade Triple Cash Rewards Visa. Finally, the main feature of this card is its unique rewards program. After opening your Rewards Checking account, you will need to make three transactions in order to receive a $200 bonus1. Besides that, users receive unlimited cash back on various payments, including:

  • 3% on home, car, and health categories;
  • 1% on everything else.

Upgrade Bitcoin Rewards Visa

The Upgrade Bitcoin Rewards Visa offers similar features to the previous two cards, with some exceptions. Namely, the Upgrade Bitcoin Rewards Visa card users also enjoy 8.99%-29.99% Regular APR and the $0 annual and no foreign transactions fee. The mobile app enables easy access to the account, while Apple Pay and Google Pay allow you to make payments quickly and easily. With the $200 bonus2 and a 1.5% unlimited cash back in Bitcoin, the Upgrade Bitcoin Rewards Visa enables you to earn Bitcoin while making payments. All you have to do is make purchases on your card, and you’ll receive Bitcoin as a cashback reward.

Grow Credit Mastercard

Finally, the Grow Credit Mastercard is one of the best credit-building offers that come with instant virtual cards. Grow Credit does soft credit inquiries that will not affect your score and you will get preapproved in just a few seconds. It will report your credit activity to all three Credit Bureaus monthly. The Grow Credit has 1 free membership and 3 paid plans. It’s very easy to get it but requires you to have a checking account to get approved.

Bottom Line

Sutton Bank is a medium-sized bank with a tradition of almost 145 years. The bank offers outstanding card programs for its clients, mostly known for their flexibility and generous rewards programs. Sutton Bank is a solid choice if you’re looking for a bank with all the essentials you might need.

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Frequently Asked Questions

Disclaimers

1 To qualify for the welcome bonus, you must open and fund a new Rewards Checking account and make 3 qualifying debit card transactions from your Rewards Checking account within 60 days of the date the Upgrade Card account is opened. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information. Your Upgrade Card and Rewards Checking account must be open and in good standing to receive a bonus. If you have previously opened a Rewards Checking account or do not open one as part of this application process, you are not eligible for this welcome bonus offer. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking account as a one-time payout credit within 60 days after the 3rd qualifying card purchase.

2 To qualify for the welcome bonus, you must open and fund a new Rewards Checking account and make 3 qualifying debit card transactions from your Rewards Checking account within 60 days of the date the Upgrade Card account is opened. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information. Your Upgrade Card and Rewards Checking account must be open and in good standing to receive a bonus. If you have previously opened a Rewards Checking account or do not open one as part of this application process, you are not eligible for this welcome bonus offer. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The value of the $200 bonus will be based on the value of bitcoin at the time it is purchased (within 1-2 statement periods from the date the bonus is earned) and may change in price by the time you choose to sell it. Refer to Program Terms. Bonuses associated with the Upgrade Card, when applicable, are provided by Upgrade, Inc.