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Finances are one of the most important aspects of our everyday life. However, we are constantly facing all kinds of misinformation about personal finance, which often leads people to make serious mistakes and they end up paying for decades. So, let’s take a look at the most frequent personal finance myths and why you shouldn’t believe in them.

When shopping around for the right credit card it is most important to find the one with features that match your needs as it can save you money on interest and fees. We have developed five steps system which would help you in process of choosing the right credit card.

Closing your credit card could reflect quite poorly on your credit history and is not always a great idea. However, there are 5 situations when you should close your card immediately. In this article, we’ll discuss how closing your card affects your credit, and list a few ways how to do it harmlessly.

Student loans can help you invest in a better future or can be a massive burden on you for many many years to come. If you have a student loan at the moment or you think about getting one in the future, you should learn more about what makes them unique and what is the Student Loan Forgiveness. Read a full comprehensive SLF guide here.

Understanding taxes isn’t the easiest thing. The complications and complexity that taxes bring to the table are all due to numerous institutions and laws that regulate the taxes. You will have to file many different kinds of taxes, all of which can be confusing by themselves. See Tax brackets for 2020 explained in details

What credit cards reporting credit to credit Bureaus implies and how it differs from standard or traditional credit cards. Detailed credit report card explanation and analysis. What is the credit score and why it is important?

Before anyone starts thinking about whether they need to carry a secured card or not, they should first know what these credit cards are and why they are important.

Credit cards are payment cards that allow cardholders to borrow money until they've reached the credit limit of the card. Cardholders use the card for transactions which are then added to the bill. An important thing to remember is that credit cards come with purchase interest if the holder is carrying a balance.

Consumers have been amazed that cybercrime now affects more people hourly than the number of babies born! It's important to be safe when shopping online - read compilated tips and tricks for being safer this year.

Shopping credit cards are merchandise credit or store card offers that allows cardholders to get unsecured credit for a store or online purchases. Shopping credit cards are usually designed for fair, bad or limited credit score holders and allow them to get credit, rewards and various incentives.

Identity Theft stories shared with tips on what precautions to take in order to protect your ID online and offline. The "dumpster diving" and your Identity.

Secured credit cards are types of credit cards that are designed to help their users build or improve their credit score.