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NetSpend® Visa® Prepaid Debit Card
August 12, 2020
The Netspend Visa prepaid card is a good choice for people with bad credit scores and those who don't own a bank account.
All you have to do to get one is to apply for it online, and the card will come to your doorstep in less than 10 business days. The card is issued by MetaBank, an official member of FDIC, and it allows you to receive direct deposits, transfer money, pay bills, and earn interest along the way.
The card doesn't require any credit score checks, so you don't have to worry about getting declined. Once you get the card, you can use it as a standard visa card, but only after you place a deposit. You can also use the card to receive direct deposits from the government, and you can also get your paycheck two days earlier. When you run out of cash, just go to one of over 130,000 reload locations in the US and reload the card for a small fee. The card comes with a complimentary app that helps you control your budget, and you can get text notifications whenever the card is used.
Details · Expert Review · Pros/Cons · Basic Info · Finance & Rates · Comments · Alternatives · User Reviews (2)
App Fee
N/A
Credit Reporting
No*
Min. Credit Level
Bad Credit OK*
Card Details
- With Netspend Direct Deposit, you can get paid faster than a paper check.
- No late fees or interest charges because this is not a credit card.
- No Overdraft Fees on purchases using your card.
- Use the NetSpend Mobile App to manage your account on the go and get a text message or email alerts (Message & data rates may apply).
- Card issued by MetaBank®, Member FDIC. The card may be used everywhere Visa Debit cards are accepted. Click "Get My Card" for full details.
- See additional NetSpend® Prepaid Visa® details.
https://marketprosecure.com/credit-cards/netspend-visa-prepaid-debit-card.html $ 0 2020-08-13InStock
Expert Review
The NetSpend Visa Prepaid Debit Card can be used as the ideal online checking account for those with poor credit or anyone who finds it difficult to open a checking account. It also works for those wishing to not expose bank account information when making purchases online or offline. Others like to use the card to have emergency cash available when needed. Card benefits include free online account access, the funds are insured ...
The NetSpend Visa Prepaid Debit Card can be used as the ideal online checking account for those with poor credit or anyone who finds it difficult to open a checking account. It also works for those wishing to not expose bank account information when making purchases online or offline. Others like to use the card to have emergency cash available when needed.
Card benefits include free online account access, the funds are insured by the FDIC up to the current FDIC limit, and direct deposit is fee rather than paying a reload fee. For direct deposit customers, cardholders receive a $10 cushion for when the card's balance falls a little short, mobile check load, payback rewards, mobile app, free online bill pay services and more.
Advantages
- No Credit Check
- No Activation Fee
- 3 Plan options
Disadvantages
- Inactivity Fee
Basic Info
Card Issuer:
Meta Bank
Card Network:
VISA®
Card Category:
Consumer (Stored Value)
Common Uses:
- Cards for Bad Credit
- Instant Decision Cards
- Prepaid Debit Cards
- Guaranteed Approval
- Tax Refund Cards
Rewards Card:
Yes
Reward Types:
- Cash Back Reward Cards
Reward Units:
Cash
Understanding basic credit cards information and terminology can be confusing. We are here to help.
Finance & Rates
Introductory APR (%):
N/A
Applied Towards:
N/A
Intro Period:
N/A
Regular APR:
N/A
Regular APR Type:
N/A
Annual Fee:
N/A
Balance Transfer:
No*
APR on Cash Advances:
N/A
Grace Period:
N/A
Late Payment Fee:
N/A
Understanding cards finance, terms and common credit cards rates can be complicated. We can help.
NetSpend® Visa® Prepaid Debit Card - Alternatives & Comparison
Additional Information & Comments
Plan Fee Options: Pay-As-You-GoPlan $0, Monthly Plan $9.95, Reduced Monthly Plan $5.00. The Pay-As-You-Go Plan listed above is automatically applied to your Card Account when you first obtain the Card. You may change your Plan any time by calling 1-86-NETSPEND/1-866-387-7363.
IMPORTANT
*The information provided for NetSpend® Visa® Prepaid Debit Card is believed to be accurate at the time of evaluation or recent update on August 12, 2020. However, we strongly advise visitors to review the card fees and Terms & Conditions on card issuer's website by following Apply Now link to verify the accurancy of the information posted prior to applying for this card offer.
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NetSpend® Visa® Prepaid Debit Card Reviews - (2 User Reviews)
Share your experience and review the NetSpend® Visa® Prepaid Debit Card July 7, 2020
Tim (26-35) - Cardholder
Income on Application
$57300
Credit Score
Fair (580-669)
Credit Limit
$2500
File for Bankruptcy
No
Very satisfied with Netspend visa
Hello everyone, just wanted to share my experiences with this card. I have it for about 8 months now, and I like what I’m getting… I constantly write my budget through my email, and it’s easy to stick to it… For example, I just got a delivery from Amazon of various food products, and all of the purchases are accounted for accurately. It’s very easy to withdraw or add cash through the retail network this card works with. But make sure that you shop with those retailers before getting this card.
Fees & Charges:
4/5
Features & Benefits:
4/5
Customer Support:
5/5
Application Process:
5/5
April 23, 2020
Mariano (26-35) - Cardholder
Income on Application
$22.000
Credit Score
Fair (580-669)
Credit Limit
$5000
File for Bankruptcy
Yes - 2nd year
My sabes cards
Fees & Charges:
5/5
Features & Benefits:
5/5
Customer Support:
5/5
Application Process:
5/5
