NetSpend® MasterCard® Prepaid Debit Card

Updated: Jul 4, 2024

Advertiser Disclosure

See NetSpend Visa Classic card to apply.

Great features, easy usage, and quick bill payment are the highlights of this card. Being able to quickly deposit money into your account online or at the closest NetSpend Reloader Center, as well as being able to shop and pay all your bills makes this card one of the best you can get.




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438 User Ratings

NetSpend® MasterCard® Prepaid Debit Card

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Application Fee


Credit Reporting


Recommended Credit Score

Bad Credit OK

Key Features

  • 100% Approval - No credit check needed (ID verification required).
  • Get your paycheck or government benefits up to 2 days faster with free direct deposit
  • Earn cash back with NetSpend Payback Rewards(TM).
  • Real-time activity alerts sent to your mobile phone.
  • Funds are FDIC insured up to the current coverage limit (ID verification required).

Our Take

Looking for a good debit card with functional features rated at the top in the debit card market? Issued by MetaBank, the NetSpend Mastercard Prepaid debit card is highly rated and preferred by its 7 million cardholders as it is easy to use and unlike a credit card does not hurt your wallet. A debit card is probably the only card all of us should have and with NetSpend features it is worth having it as the only account as you can electronically send and deposit direct transfer, shop, pay your bills, and keep your account managed all at the same time. The features of a good debit card allow easy usage, spending when necessary, and have easy acceptability, all of which are supported by the prepaid debit card from NetSpend. See full Netspend Visa debit card review.

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Basic Information
Issuer: Meta Bank
Network: Mastercard®
Category: Consumer (Stored Value)
Best Used For:
  • Cards for Bad Credit
  • Prepaid Cards
  • Guaranteed Approval
  • Young Adults
  • No Credit Check
Rewards: Yes
Reward Types:
  • Cash Back Rewards
Reward Units: Cash
Rates & Fees
Annual Fee: $0
Opening Min: $10
Application Fee: $0
ATM Fee: $2.95
Other Fees:
  • Cash reload fee: $3.95
  • Direct Deposit (ACH Deposit): FREE
  • ATM balance inquiry: $0.50
  • Live customer service (per call): FREE

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Non-Affiliate Offer Disclosure
*The information provided for NetSpend® MasterCard® Prepaid Debit Card is believed to be accurate at the time of evaluation and has been collected independently by MarketProSecure®. The card issuer did not provide the details, nor it is responsible for their accuracy.

NetSpend® MasterCard® Prepaid Debit Card

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NetSpend® MasterCard® Prepaid Debit Card

NetSpend® MasterCard® Prepaid Debit Card

Rec. Credit Score: Bad Credit OK

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