NetSpend® MasterCard® Prepaid Debit Card

Updated: Nov 14, 2020

Advertiser Disclosure

Great features, easy usage, and quick bill payment are the highlights of this card. Being able to quickly deposit money into your account online or at the closest NetSpend Reloader Center, as well as being able to shop and pay all your bills makes this card one of the best you can get.







438 User Ratings

NetSpend® MasterCard® Prepaid Debit Card

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Application Fee


Credit Reporting


Minimum Credit Needed

Bad Credit OK

Key Features

  • 100% Approval - No credit check needed (ID verification required).
  • Get your paycheck or government benefits up to 2 days faster with free direct deposit
  • Earn cash back with NetSpend Payback Rewards(TM).
  • Real-time activity alerts sent to your mobile phone.
  • Funds are FDIC insured up to the current coverage limit (ID verification required).

Our Take

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Basic Information
Issuer: Meta Bank
Network: Mastercard®
Category: Consumer (Stored Value)
Best Used For:
  • Cards for Bad Credit
  • Prepaid & Debit
  • Guaranteed Approval
  • Young Adults
  • No Credit Check
Rewards: Yes
Reward Types:
  • Cash Back Rewards
Reward Units: Cash
Rates & Fees
Opening Min: $10
ATM Fee: $2.5
Other Fees:
  • Account Maintenance (waived if account has debit or credit transaction and/or balance inquiry within 90 days): $5.95 per month
  • Non-monetary transactions at ATM: up to $.50
  • Non-monetary transactions via toll free number: up to $.50
  • ATM fee: up to $2.50 per withdrawal, plus ATM owners fees, if any

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Non-Affiliate Offer Disclosure
*The information provided for NetSpend® MasterCard® Prepaid Debit Card is believed to be accurate at the time of evaluation and has been collected independently by MarketProSecure®. The card issuer did not provide the details, nor it is responsible for their accuracy.

NetSpend® MasterCard® Prepaid Debit Card

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NetSpend® MasterCard® Prepaid Debit Card

NetSpend® MasterCard® Prepaid Debit Card

Min. Credit Required: Bad Credit OK

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