Axos Bank Checking Visa® Debit Card

Updated: Dec 19, 2020

Advertiser Disclosure

Axos Bank is a unique organization with some interesting services. They offer a debit card along with different types of banking accounts. Even though the debit card isn't the primary service they offer to customers, it's a really good card that can benefit a lot of people.

Their checking accounts are the main service, but anyone can request a card to draw funds directly from those accounts. There are no holds on amounts unless, of course, the user doesn't have enough funds on it. However, even when you exceed your balance using the debit card, the Axos Bank doesn't charge you any overdraft fees.

This debit card is really top-of-the-line as it doesn't limit users in any way. At the same time, it comes with many perks that you can incorporate for its use. Here is what you need to know about it.

ANNUAL FEE

$0

ONGOING APR

N/A

INTRO APR

N/A

81 User Ratings

Axos Bank Checking Visa® Debit Card

at Axos Bank Secured website

Apply Now

Application Fee

$0

Credit Reporting

No

Minimum Credit Needed

Accepts All

Key Features

  • Use it at any VISA ATM
  • Unlimited refunds for ATM fees
  • 1% cashback on CashBack Checking transactions
  • Comes with a Checking account
  • No Annual, or Purchase Fees
  • No Monthly Maintenance fees
  • Free checks-writing on select accounts
  • Free money management tools
  • Accelerated Direct Deposit

Our Take

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Basic Information
Issuer: Axos Bank
Network: VISA®
Category: Consumer (Stored Value)
Best Used For:
  • Instant Decision
  • Prepaid & Debit
  • Ultimate Financial Offer
  • EMV Chip
  • Debit Card
Rewards: Yes
Reward Types:
  • Other Rewards
Reward Units: Cash
Rates & Fees
Annual Fee: $0
Opening Min: $5
Application Fee: $0
ATM Fee: $0

Axos Bank Checking Visa® Debit Card Alternatives


Axos Bank Checking Visa® Debit Card

Axos Bank Checking Visa® Debit Card

APPLY NOW

Annual Fee

$0

Regular APR

N/A

Intro APR

N/A

Min. Credit Level

Accepts All

Additional Information & Comments

Visa Card transactions will be subject to following daily limits*:
- Point-of-sale transaction using your ATM card - 500 USD
- Cash withdrawal from an ATM using an ATM card - 510 USD
- Point-of-sale transaction using your Visa Debit card - 2500 USD
- Cash withdrawal from an ATM using a Visa Debit card - 1010 USD

Visa Card Fees and Charges*:
- Initial Debit Card/ATM Card (if ordered at account opening) - Free
- Debit Card replacement (if second occurrence and any thereafter) - $5.00
- Debit Card Replacement - Special Mailing/Rush Delivery Fee $50.00
- Debit Card Transactions* - Free
- Foreign Currency Conversion Free - 1%
* Additional charges may be imposed by other financial institutions

IMPORTANT
*The information provided for Axos Bank Checking Visa® Debit Card is believed to be accurate at the time of evaluation or recent update on December 19, 2020. However, we strongly advise visitors to review the card fees and Terms & Conditions on the issuer's website by following Apply Now link to verify the accurancy of the information posted prior to applying for this card offer.

Axos Bank Checking Visa® Debit Card

Reviews - (1 User Reviews)
Share your experience and rate the Axos Bank Checking Visa® Debit Card
(Good)
July 22, 2021
Scott (36-45) - Cardholder
Income on Application
$0
Credit Score
Don't know
Credit Limit
$0
Filed for Bankruptcy
No

Large purchase limits and no annual fee

I’ve been using this debit card for more than two years and I haven’t had any problems with it whatsoever. The only thing I don’t like about it is there are no physical branches. If you have a problem, you have to contact their online support and hope they can help. Aside from that and the fact the support is quite responsive, I have nothing but words of praise. To apply is easy, there are no annoying fees, you spend what you have, as simple as that. An additional perk is there are no limits to ATM refunds.
Fees & Charges:
5/5
Features & Benefits:
4/5
Customer Support:
5/5
Application Process:
5/5
Comment (0)

Axos Bank Checking Visa® Debit Card

Axos Bank Checking Visa® Debit Card

Min. Credit Required: Accepts All

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