First PREMIER® Bank Classic Mastercard®

Updated: Feb 23, 2021

Advertiser Disclosure

If you have less than perfect credit, the First PREMIER Bank Classic Mastercard credit card could be your best option. It's not a debit card and it's not a prepaid card. It gives you the credit you need to buy what you want now and pay for it later. As long as you have a checking account, you qualify for the card. However, it comes with very high fees.


See Terms


36.00% Fixed



103 User Ratings

First PREMIER® Bank Classic Mastercard®

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Introductory APR


Intro APR Period


Minimum Credit Score

Bad Credit OK

Key Features

  • Must have a checking account to qualify
  • A credit card offer for those with less than perfect credit!
  • Just click it! Responses in 60 seconds
  • Don't be fooled by debit and prepaid offers - this is a real credit card offer

Our Take

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Basic Information
Issuer: First PREMIER Bank
Network: Mastercard®
Category: Consumer (Regular)
Review: Full Card Review
Best Used For:
  • Cards for Bad Credit
  • Instant Decision
Rewards: No
Rates & Fees
Regular APR: 36.00%
Regular APR Type: Fixed
Annual Fee: See Terms
Balance Transfer: No
Grace Period: See Terms

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Additional Information & Comments

*$95 program fee to open the account

Option A - Credit Limit: $300. Annual Fee: $75 first year, $45 after. Monthly Fee: $6.25
Option B - Credit Limit: $400. Annual Fee: $100 first year, $45 after. Monthly Fee: $6.25
Option C - Credit Limit: $500. Annual Fee: $125 first year, $49 after. Monthly Fee: $10.40

Non-Affiliate Offer Disclosure
*The information provided for First PREMIER® Bank Classic Mastercard® is believed to be accurate at the time of evaluation and has been collected independently by MarketProSecure®. The card issuer did not provide the details, nor it is responsible for their accuracy.

First PREMIER® Bank Classic Mastercard®

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First PREMIER® Bank Classic Mastercard®

First PREMIER® Bank Classic Mastercard®

Min. Credit Required: Bad Credit OK

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Advertiser Disclosure

Market Pro Secure® is an independent payment card comparison service supported by advertisers, a complete list of which can be seen in our Editorial Guidelines. Even though some of these advertisers are financial product providers and credit card issuers, our paid partnerships don't affect card ratings or the Best Card Picks on our website. We don't post any content that is provided or commissioned by any of our partners. However, our paid partnerships may affect how and where products appear on our site, including the order in which they are presented within listing categories. This order may also be affected by our website rules, as well as the likelihood of the applicant’s credit approval. We can't offer any warranty for the accuracy of the credit card information we share on our website, even though we do our best to keep the Terms and Conditions, rates, and other credit card details up-to-date. For more accurate information, click "APPLY NOW" to get transferred to the credit card issuer's official website. Market Pro Secure® doesn't include all available payment cards in the marketplace.