Fit Mastercard® Credit Card

FIT Mastercard credit card is designed for those users who have a fair or poor credit score, or no credit history at all. Issued by the Bank of Missouri, the card reports credit activity to all three of the major credit bureaus monthly, aiming to help the cardholders to improve their credit score faster. Although the card comes with higher rates and fees and lower credit limit, it can be a useful tool in helping you reach better financial stability. You will have free access to your Vantage 3.0 score, you can always check your account 24/7 with the mobile app, and you can even increase your credit limit by making a security deposit. Take a look below at what we have to say about the FIT Mastercard credit card and read our full FIT card review to learn more about how it can help you improve your credit score. Before applying to Fit Mastercard, make sure you read terms and conditions on the secure application page.


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See Terms*



113 User Ratings Fit Mastercard® Credit Card

at Bank of Missouri Secured website

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Intro APR
Intro APR Period
Min. Credit Level
Bad Credit OK*

Card Details

  • All credit types welcome to apply!
  • Monthly reporting to the three major credit bureaus
  • Initial Credit Limit of $400.00!* (subject to available credit)
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere that Mastercard® is accepted
  • Free online account access 24/7
  • Checking Account Required
  • Read the Review of FIT Mastercard credit card
$ 1 2020-04-05 InStock

Editor's take

Those who have been struggling with getting approved for a credit card know that finding a good card is much more difficult than it may appear. The application requirements are too demanding and often vague, so you cannot know how eligible you are for a card until you actually apply. And if you apply and get denied, this will harm your credit score, and ...

Those who have been struggling with getting approved for a credit card know that finding a good card is much more difficult than it may appear. The application requirements are too demanding and often vague, so you cannot know how eligible you are for a card until you actually apply.

And if you apply and get denied, this will harm your credit score, and you will have to wait a while before you can try again.

This is where the FIT Mastercard credit card comes in quite handy. It has very few requirements for the applicants, and the whole application process is streamlined and simple.

Who Is This Card for?

FIT Mastercard credit card is known as a credit card for bad credit, and unlike most competitors that state they fall into the same category, this card stays true to its name. Anyone with any credit score can get approved for the FIT Mastercard.

Those who would like to start building their credit history and those who've damaged their credit score and want to get back on track can get approved for this credit card as easily as someone with an excellent score.

So, if you want to build up your credit score, this card might be a good choice for you.

FIT Mastercard Credit Card Benefits

It is unfortunate that the FIT Mastercard credit card doesn't offer many benefits and perks to the cardholders, but it is a simple credit rebuilding credit card after all, and its sole purpose is to help you boost your credit score. All of the card benefits revolve around this single perk.

FIT Mastercard reports all credit activity to all three of the major credit bureaus: Equifax, Experian, and TransUnion. If you are looking for ways to increase your credit score fast, this card can help you reach this goal.

At any moment, you can check your Vantage 3.0 score for free, and you can access your credit account 24/7 through the FIT Mastercard mobile app.

See similar Credit Reporting Card Offers.

Are There Any Disadvantages?

Like any credit card, the FIT Mastercard comes with a couple of disadvantages, its biggest one being the high rates and fees. Compared to some of the competitors, FIT Mastercard comes with much higher fees simply because it accepts applications from much riskier applicants.

The high rates and fees can come as a big disadvantage but are generally considered as a small price to pay for the opportunity to have a credit card that reports your activity to all the major bureaus and allows you to improve your credit score.

Should You Use This Card?

This is an excellent credit rebuilding credit card and can help you reach better financial stability. It doesn't require you to make a security deposit, so this is your best alternative if you don't have the cash for a secured credit card.

However, if you don't think that you can afford to pay off the high rates and fees regularly, perhaps applying for this credit card isn't the right choice for you. Being late on your credit card payments and not paying off your debt on time will be detrimental to your credit score and will make this card unfavorable for you.

Read the Review of FIT Mastercard.


  • No credit limitations for the applicants
  • Reporting to all 3 major credit bureaus
  • Free Vantage 3.0 score
  • No security deposit needed


  • No additional perks for the cardholders
  • High rates and fees
  • No rewards and bonuses

Basic Info

Card Issuer:
Bank of Missouri
Card Network:
Card Category:
Consumer (Regular)
Common Uses:
  • Cards for Bad Credit
  • Instant Decision Cards
Rewards Card:
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Finance & Rates

Introductory APR (%):
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Regular APR:
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Regular APR Type:
Annual Fee:
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APR on Cash Advances:
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Grace Period:
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Late Payment Fee:
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Fit Mastercard® Credit Card - Alternatives & Comparison

The information provided for Fit Mastercard® Credit Card is believed to be accurate at the time of evaluation or recent update on April 03, 2020. However, we strongly advise visitors to review the Terms and Conditions on card issuer's website by following Apply Now link to verify the accurancy of the information posted prior to applying for this card offer.
Market Pro Secure® has made it very easy to find the best credit cards for you. All you need to do is find the cards you like, click "Save Card", and then compare them side-by-side.

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Min. Credit Required: Bad Credit OK*
Advertiser Disclosure

Market Pro Secure® is an independent payment card comparison service supported by advertisers, a complete list of which can be seen in our Editorial Guidelines. Even though some of these advertisers are financial product providers and credit card issuers, our paid partnerships don't affect card ratings or the Best Card Picks on our website. We don't post any content that is provided or commissioned by any of our partners. However, our paid partnerships may affect how and where products appear on our site, including the order in which they are presented within listing categories. This order may also be affected by our website rules, as well as the likelihood of the applicant’s credit approval. We can't offer any warranty for the accuracy of the credit card information we share on our website, even though we do our best to keep the Terms and Conditions, rates, and other credit card details up-to-date. For more accurate information, click "APPLY NOW" to get transferred to the credit card issuer's official website. Market Pro Secure® doesn't include all available payment cards in the marketplace.
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ADVERTISER DISCLOSURE. Market Pro Secure® is comparison service provider supported by advertisers. We dont include all available cards & in the marketplace. More
EDITORIAL DISCLOSURE. Market Pro Secure® doesn't post content that is commissioned by advertisers. Opinions expressed therein belongs to the author alone. More