Fit Mastercard® Credit Card
Consumer Reviews, Fees, Credit Score, Application & Best Alternatives
Updated: Dec 31, 2020
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FIT Mastercard credit card is designed for those users who have a fair or poor credit score, or no credit history at all. Issued by the Bank of Missouri, the card reports credit activity to all three of the major credit bureaus monthly, aiming to help the cardholders to improve their credit score faster. Although the card comes with higher rates and fees and lower credit limit, it can be a useful tool in helping you reach better financial stability. You will have free access to your Vantage 3.0 score, you can always check your account 24/7 with the mobile app, and you can even increase your credit limit by making a security deposit. Take a look below at what we have to say about the FIT Mastercard credit card and read our full FIT card review to learn more about how it can help you improve your credit score. Before applying to Fit Mastercard, make sure you read terms and conditions on the secure application page.
Introductory APR
N/A
Intro APR Period
N/A
Minimum Credit Score
Bad Credit OK*
Key Features
- All credit types welcome to apply
- Monthly reporting to the three major credit bureaus
- Initial Credit Limit of $400.00* (Subject to available credit)
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard is accepted
- Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements)
- Checking Account Required
- Read the Review of FIT Mastercard credit card
https://marketprosecure.com/credit-cards/fit-mastercard.html
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2021-01-26
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Our Take
Those who have been struggling with getting approved for a credit card know that finding a good card is much more difficult than it may appear. The application requirements are too demanding and often vague, so you cannot know how eligible you are for a card until you actually apply. And if you apply and get denied, this will harm your credit score, and ...
Those who have been struggling with getting approved for a credit card know that finding a good card is much more difficult than it may appear. The application requirements are too demanding and often vague, so you cannot know how eligible you are for a card until you actually apply.
And if you apply and get denied, this will harm your credit score, and you will have to wait a while before you can try again.
This is where the FIT Mastercard credit card comes in quite handy. It has very few requirements for the applicants, and the whole application process is streamlined and simple.
Who Is This Card for?
FIT Mastercard credit card is known as a credit card for bad credit, and unlike most competitors that state they fall into the same category, this card stays true to its name. Anyone with any credit can get approved for the FIT Mastercard.
Those who would like to start building their credit history and those who've damaged their credit score and want to get back on track can get approved for this credit card as easily as someone with an excellent score.
So, if you want to build up your credit, this card might be a good choice for you.
FIT Mastercard Credit Card Benefits
It is unfortunate that the FIT Mastercard credit card doesn't offer many benefits and perks to the cardholders, but it is a simple credit rebuilding credit card after all, and its sole purpose is to help you boost your credit. All of the card benefits revolve around this single perk.
FIT Mastercard reports all credit activity to all three of the major credit bureaus: Equifax, Experian, and TransUnion. If you are looking for ways to increase your credit fast, this card can help you reach this goal.
At any moment, you can check your Vantage 3.0 score for free, and you can access your credit account 24/7 through the FIT Mastercard mobile app.
See similar Credit Reporting Card Offers.
Are There Any Disadvantages?
Like any credit card, the FIT Mastercard comes with a couple of disadvantages, its biggest one being the high rates and fees. Compared to some of the competitors, FIT Mastercard comes with much higher fees simply because it accepts applications from much riskier applicants.
The high rates and fees can come as a big disadvantage but are generally considered as a small price to pay for the opportunity to have a credit card that reports your activity to all the major bureaus and allows you to improve your credit ratings.
Should You Use FIT Credit Card?
This is an excellent credit rebuilding credit card and can help you reach better financial stability. It doesn't require you to make a security deposit, so this is your best alternative if you don't have the cash for a secured credit card.
However, if you don't think that you can afford to pay off the high rates and fees regularly, perhaps applying for this credit card isn't the right choice for you. Being late on your credit card payments and not paying off your debt on time will be detrimental to your credit and will make this card unfavorable for you.
Read the Review of FIT Mastercard.
Pros
- No credit limitations for the applicants
- Reporting to all 3 major credit bureaus
- Free Vantage 3.0 score
- No security deposit needed
Cons
- No additional perks for the cardholders
- High rates and fees
- No rewards and bonuses
Basic Information |
Issuer: | Bank of Missouri |
|---|---|
| Network: | Mastercard® |
| Category: | Consumer (Regular) |
| Review: | Full Card Review |
| Common Uses: |
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| Rewards: | No |
Rates & Fees |
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|---|---|
| Introductory APR (%): | N/A |
| Applied Towards: | N/A |
| Intro Period: | N/A |
| Regular APR: | See Terms |
| Regular APR Type: | N/A |
| Annual Fee: | See Terms* |
| Balance Transfer: | No* |
| APR on Cash Advances: | See Terms* |
| Grace Period: | See T&C* |
| Late Payment Fee: | Up to $40* |
Alternatives, Compare Fit Mastercard® Credit Card With Similar Offers
IMPORTANT
*The information provided for Fit Mastercard® Credit Card is believed to be accurate at the time of evaluation or recent update on December 31, 2020. However, we strongly advise visitors to review the card fees and Terms & Conditions on the issuer's website by following Apply Now link to verify the accurancy of the information posted prior to applying for this card offer.