First PREMIER Bank Classic Mastercard Review

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By MPS Staff | Nov 16, 2019 | Updated: Apr 14, 2020

First PREMIER® Bank Classic Mastercard®

First PREMIER® Bank Classic Mastercard®
Min. Credit Required: Bad Credit OK*
1.2 /5
99 Users

Choose the First Premier Bank Classic credit card when your credit is bad. The application process takes minutes to complete and you can find out if you’ve been approved in under a minute. You can then take advantage of all the benefits and a credit line when you pay the processing fee.

How the Premier Bank Classic Card Works

The First Premier card application is available online. Within a few minutes, you can fill out all basic information, including personal details to verify your identity. The card’s approval depends on you having a checking account and being at least 18 years of age. The card is ideal for you if you don’t have a perfect credit score.

First PREMIER Bank Contacts

Customer Service Phone

Credit Card Support

First PREMIER Bank
PO Box 5524
Sioux Falls, SD 57117-5524

Mail Payments
First PREMIER Bank
PO Box 5529
Sioux Falls, SD 57117-5529

Express Payments
First PREMIER Bank
3820 N Louise Ave
Sioux Falls, SD 57107

First Premier Bank Classic Mastercard Review

After submitting the application, a credit decision will be given within 60 seconds. If you are approved, you will need to pay a processing fee to open your account. After paying the fee, a card will be sent out to you and your credit line will be available.

On a monthly basis, you will pay a service fee and annually there will be a maintenance fee to keep the card activated.

The Benefits Of Premier Bank Classic Card

A number of benefits are offered with the Premier Classic Mastercard, allowing you to track your spending effectively and contact customer service when you have questions. Features of the card include:

  • Online account management
  • 24/7 Customer service
  • Fraud protection
  • Personalize Your Card

The online account management is an option you can choose. For a low monthly fee, gain access to your account online with an internet connection. You will get a username and password to log onto your account anytime of the day or night. Find out about your account balance, available credit as well as transactions you’ve made on the account – either in the current billing statement or previous ones. It will also be possible to make your credit card payment online.

Customer service is available 24/7. Representatives are available by email or by calling a toll free number. Whether you have questions about your account, unauthorized transactions or any other account issue or feature, someone will be available to take your call.

You can pull cash out when having a credit card isn’t enough. A PIN number will be provided to you. Visit any ATM machine around the globe and pull out the cash you need. As long as you have the open credit, your request will be processed instantly.

If you don’t want the standard green card, that’s an option you have. By going onto the bank’s website and logging on, you can choose to upload your own image. Consider using a family or vacation photo instead to personalize your card. Once uploaded, a new card will be sent out to you.

The Power Of Mastercard

The power of Mastercard can be in your wallet. The card features the Mastercard logo, enabling you to use your card just about anywhere. The card is accepted at over 20 million merchants worldwide. You can choose to pay for purchases online or in person. You may also pay for your gas at the pump and even at various kiosks. The card allows you to purchase anything you need at any time and at any location as long as you have the available credit.

When you carry a Mastercard in your wallet, it also provides you with fraud protection. The bank will monitor your account for any fraudulent activity. If anything out of the ordinary is noticed, your card may be suspended until you can confirm or deny the transaction. This is for your protection to ensure your card is never compromised. (See Identity Theft Protection Offers)

You will not be liable for any fraudulent charges on your card. If someone gets ahold of your card number illegally and makes purchases, you won’t be responsible for paying for those charges. If the bank notices them first, they will be removed and you will be contacted. Or, If you notice them first, call customer service, explain the situation and the charges will be reversed. A new card will also be issued to you for safety and security measures.

Other First PREMIER Bank Offers

Offer Recap

You don’t need perfect credit to obtain credit with this First Premier Bank Classic credit card. The credit line varies from person to person and the interest rate is in line with the competition. Plus you get the Mastercard logo, making purchasing around the globe easy. HGowever the card caries high fees.

Non-Affiliate Offer Disclosure
Information about First Premier Bank Classic credit card has been collected independently by Market Pro Secure. The card issuer did not provide the details, nor is it responsible for their accuracy.

First PREMIER Bank Classic Mastercard Frequently Asked Questions

Where can I get a First PREMIER Bank mobile App?2020-04-14T16:42:01-05:00

Use the First PREMIER Bank mobile app to manage your account anywhere, anytime.

Get it on Apple Store Get it on Google Play

First PREMIER Classic Mastercard Alternatives


Card of the Year

The Card of the Year 2020

First Progress Platinum Elite Mastercard® Secured Credit Card

233 User Ratings
News Cardholder Offer:

Card Most Attractive Features:

No credit inquiry , Credit reports to all of the largest credit bureaus , 99.99% of applicants are approved , Good for building a credit score

at Synovus Bank secure site

First Progress Platinum Elite Mastercard® Secured Credit Card

Things to Know About this Credit Card

  • Invest your tax refund to improve your credit by making the refundable deposit for your new secured card today
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 - $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Read the Review of First Progress Elite Mastercard

Intro APR


Intro APR Period


Regular APR

19.99% (Variable)*

Grace Period

25 Days*

Annual Fee


Credit Needed

Bad Credit OK*

at Other Issuers secure site

Card Offers to Consider

Advertiser Disclosure

Market Pro Secure® is an independent payment card comparison service supported by advertisers, a complete list of which can be seen in our Editorial Guidelines. Even though some of these advertisers are financial product providers and credit card issuers, our paid partnerships don't affect card ratings or the Best Card Picks on our website. We don't post any content that is provided or commissioned by any of our partners. However, our paid partnerships may affect how and where products appear on our site, including the order in which they are presented within listing categories. This order may also be affected by our website rules, as well as the likelihood of the applicant’s credit approval. We can't offer any warranty for the accuracy of the credit card information we share on our website, even though we do our best to keep the Terms and Conditions, rates, and other credit card details up-to-date. For more accurate information, click "APPLY NOW" to get transferred to the credit card issuer's official website. Market Pro Secure® doesn't include all available payment cards in the marketplace.

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ADVERTISER DISCLOSURE. Market Pro Secure® is comparison service provider supported by advertisers. We dont include all available cards & in the marketplace. More
EDITORIAL DISCLOSURE. Market Pro Secure® doesn't post content that is commissioned by advertisers. Opinions expressed therein belongs to the author alone. More