The USAA has a consistent track record for customer service and quality financial products. These 4 credit cards below are great evidence of that with low rates, outstanding features, and simple but competitive benefits that stand up to similar cards in the industry.
- USAA Rewards American Express Card
- Active Military Mastercard
- USAA Secured Platinum Mastercard
- USAA Checking Debit Card
- Other USAA Cards and Contact Details
What is USAA Rewards American Express Card?
For nearly 100 years USAA has been a popular choice for financial services in the United States. With USAA Rewards American Express Card they offer some of the best benefits paired with some of the best rates in the business.
- 3X points on dining out
- 2X points on gas and groceries
- 1X points on all other purchases
- 2,500 bonus points after your first purchase
- There's no expiration date or caps on any points earned.
- Redeem your points for cash, merchandise, gift cards or travel or donate to your favorite military affiliate group.
- Enjoy no foreign transaction fees when you travel outside of the United States.
- Membership eligibility and product restrictions apply and are subject to change.
Credit cards should be powerful tools in the hands of the right consumer. Of course, it helps when your credit card provider actually designs a credit card that makes it easy for you to save money and even easier to take advantage of the exclusive benefits they provide. This is something that USAA has been doing for military personnel and their family since 1922. Founded on the values of service, loyalty, honesty, and integrity, this privately-held company is dedicated to providing its customers with both the best financial products as well as the best customer service in the industry. With more than 8 million members it is pretty safe to say that USAA has successfully built a community based on these founding values.
If you are able to join USAA and you are in the market for a new credit card, you may want to consider the simple but competitive benefits available through the USAA Rewards American Express card. Everything you need to know about this card is right in its name.
What are USAA Features?
As its name implies, this card is available to USAA financial members, which means you must somehow be associated with the military in order to take full advantage of the benefits it provides. Obviously this includes active soldiers and personnel but it also includes retired veterans, honorably discharged personnel, enlisted personnel, and family members too. If you qualify, you can get access to superior financial, insurance, and banking products at extremely competitive rates:
- Checking accounts
- Savings accounts
- CD and credit cards
- Financial planning services
This card, for example, is available with a highly competitive interest rate on standard purchases and balance transfers as well as no annual fee. That is a rare pairing in today’s financial products industry.
What are Rewards and Benefits?
Along with getting basic USAA cards’ benefits, this credit card provides rewards that are easy to understand, easy to earn, and most importantly easy to use. There are many cards out there today that let you earn points but this one is particularly good because of these easy characteristics:
- Earn double points on gas and grocery purchases
- Earn basic/single points on other purchases
- No restrictions on when you can earn double points
- No limitations or earnings caps on how many points you can earn
- Earn as many as 2,500 bonus points after your first qualifying purchase
Rewards points are only as good as your ability to cash them in and fortunately, this credit card makes that very easy. You will have all kinds of options available to you when you want to redeem your points but keep in mind that their ultimate value could depend upon the method of redemption you choose. It is also fortunate, then, that with no limits or expiration on your points you can redeem them through usaa.com or through your mobile device all without concern for a redemption fee. You can redeem your points towards:
- Cash rebates
- Gift cards (See Gift Cards Explained)
- Brand name merchandise
- Travel vouchers (with, most importantly, no blackout dates)
What are Other Benefits?
Finally, you should keep in mind that this is an American Express card. That means you will get many of the best benefits provided by one of the world’s most beloved credit card companies. American Express has a longstanding reputation for customer satisfaction and you will more than likely find such a result with this credit card. Some of the most immediate things you will appreciate with this card include:
- No annual fee
- No minimum finance charges
- 25-day interest-free grace period
Indeed, if you want to save money without skimping on quality benefits, this could be the card for you. Of course, you’ll need to be in the military or be part of a military family in order to apply, but if you are you will not regret carrying this card in your wallet.
The Final Word
With USAA Rewards American Express credit card it is as easy to earn rewards points as it is to redeem them. Of course, you will also get USAA’s signature customer service and access to some of the best benefits American Express has to offer.