USAA Credit Cards Review

Updated: Jul 4, 2024

Advertiser Disclosure

What is USAA Active Military Mastercard?

As an active military member, you can enroll for the many advantages to the USAA Active Military Mastercard. Choose whether you want rewards or a cash rebate for the main perk. Then enjoy other benefits including reduced fees when deployed and on qualified military campaigns as well as other account features all year long.

USAA Active Military Cards
USAA Active Military Cards

441 User Ratings

Card Details

Intro APR

N/A

Ongoing APR

See Terms Variable

Balance Transfer

Yes

Annual Fee

$0

Credit Needed

Accepts All

Snapshot of Card Features
  • Earn one point for every dollar spent on your everyday purchases.
  • Get 2,500 bonus points with your first purchase.
  • Earn points without a cap or expiration.
  • Redeem your points for cash, merchandise, gift cards or travel.
  • Redeem for cash on your mobile device.

Open Details +

Choose Rewards Or Rebate

As a USAA Active Military Mastercard cardholder, you can choose whether you want rewards or a rebate. With every purchase that you make, you can either earn points as a reward or a percentage in a cash rebate.

If you choose points, there is no limit to how many points you can earn. You save them until you reach the level you want. The points can then be redeemed for gift cards, free travel, brand-name merchandise, and much more.

If you choose rebate, there is no limit to the amount of cashback you earn. The more you spend, the more you save. The rebate is automatically paid out to you every January for the rebates you earned in the past calendar year.

What are Special Military Benefits?

As an active member of the US military, you are entitled to a variety of special benefits. These aren’t provided by any other bank.

(a) First, if you are deployed or go on PCS, you are given a special rate. (b) Next, you are reimbursed for any foreign transaction fees when you are deployed.

If you go on an active military campaign, you are also eligible for 100% rebate on all the finance charges accrued while you remain on the campaign. These various benefits can save you a significant amount of money. When you serve the country, you should be rewarded. USAA Bank will take care of you.

Other Card Features

You can enjoy many other benefits with USAA Bank as well. Such features to enjoy include the following.

  • Customer service is available to answer any questions you have. 24/7 access to live representatives comes in the form of email and toll-free telephone numbers. Whether you want to ask about a credit line increase or dispute a charge on your statement, you can get a hold of someone to get answers.
  • Fraud protection is an important feature. You need to ensure your account is being monitored at all times. The bank will track charges and activities. If something looks suspicious, you will be notified to confirm you made the purchase. If you didn’t, you won’t be liable for the charges applied to your account. (See: Identity Guard Review)
  • Online account tools give you internet access to your account. You can pay your bill, download statements and check out your balance. It will be easy to stay on top of all of your finances with 24 hour/7 day access. You can view transactions that haven’t billed to your statement yet. You can also track your rebates or reward points.
  • Mobile Account Tools. When you’re on the go, mobile tools are also provided to you. If you have a smart phone, there is an app that can be downloaded to your phone. One downloaded, you can log on to find out what your available credit is, pay your bill and set up alerts to be told of certain activity on your card.
  • Easy Purchasing. With a Mastercard, you have the ease of purchasing anywhere. It’s a card widely accepted around the planet. You can make purchases at the gas station, the grocery store or anywhere else that you go. Purchases can also be made on the computer and over the phone for added convenience. When you need cash, visit an ATM machine for a cash advance. You pay the same interest rate for purchases as you do cash advances.
  • Online application. The application is available online. By entering your personal information and your military information, you can be approved for the card. Your credit is checked to provide you with a low APR. Your card is then mailed out to you upon being approved for the card by USAA Bank.

The Final Word

When you’re read the USAA card information and ready to apply for the USAA Active Military Cards, you can do so with an online application. Within minutes, you can be approved and start earning your benefits immediately. It’s a card that provides you with low interest while gaining special military benefits.

Available Mastercard Alternatives

Non-Affiliate Offer Disclosure
Information about this USAA Bank Credit Card has been collected independently by Market Pro Secure. The card issuer did not provide the details, nor is it responsible for their accuracy.


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