Point Debit Card World Mastercard®

Attractive benefits and high rewards without the downsides of a credit card

Updated: Jul 4, 2024

Advertiser Disclosure

Point is a World Mastercard debit card and a Point app that brings you all benefits and rewards of a credit card but has no interest and no debt. It is an innovative way to earn up to 5 points per dollar and enjoy such benefits as phone insurance, no international transaction fee, car rental insurance, zero liability coverage, and much more. Apply today and earn 500 points right away!




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Point Debit Card World Mastercard®

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Accepts All

Key Features

  • Point Card and Point App. All benefits zero debt.
  • Earn 500 bonus points - sign up and use the Point card, today!
  • Earn 5x points on subscriptions (Netflix, Spotify, and more)
  • Earn 3x points on food delivery and rideshare (DoorDash and Instacart, as well as taking a ride with Uber, Lyft, and Lime)
  • Earn 1x points on everything else
  • No international travel fees
  • 2 free ATM withdrawals per month
  • Unlimited quick bank transfers
  • Virtual Point Card number
  • 4 card designs: Runway Yellow, Dam Orange, Boulder Blush, Copper Canyon
  • Point Card is issued by LCB, Member FDIC

Our Take

The Point is a Point Debit card and a Point App that works together in tandem. Point Card is the simple and transparent World Mastercard that earns you rewards and has many attractive benefits. Point App is an online banking app that helps you manage the debit card and your overall personal finances. The card is issued by LCB. It has 4 different designs, no foreign transaction fees, up to 5x points per dollar spent, bonus rewards, and premium additional benefits.

RELATED: What is a Point Debit Card?

What are Point Debit Card Benefits?

  • Point tandem. The Point comes as a World Debit Mastercard and Point App.
  • Bonus points. You will receive 500 bonus reward points instantly after activating your account and submitting an initial deposit.
  • 5x, 3x 1x rewards. The Point account holders can earn 5 points per dollar for subscriptions ( Netflix, Hulu, HBO Max, YouTube Premium, Spotify, Pandora, Feather, and Headspace), 3 points per dollar for food delivery and rideshare services (DoorDash, Postmates, Caviar, Uber Eats, GrubHub, Seamless, Instacart, Good Eggs, Uber, Lyft, and Lime) and 1 point per dollar spend for everything else.
  • No international transaction fees. The Point World Mastercard has no foreign transaction fees and is a great card to use when traveling.
  • 4 editions. The POint Card comes in 4 editions – 01 Runway Yellow, 02 Dam Orange, 03 Boulder Blush, and 04 Copper Canyon.

Also, check Point Debit Card Review

Are there any Drawbacks?

  • Membership fee. There is a small annual membership fee of $49. It will be charged from your initial deposit.
  • Different approval levels. There are 3 approval levels – New, Normal, and Power. Each approval level has different limitations.

List of Additional Benefits

  • Phone insurance
  • New purchase insurance
  • Trip cancellation insurance
  • Global travel assistance
  • Car rental insurance
  • Zero liability coverage
  • Deposit insurance
  • 2 free ATM withdrawals per month
  • Unlimited quick bank transfers

Point Debit Card Alternatives

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Basic Information
Issuer: LendingClub Bank
Network: Mastercard®
Category: Consumer (Stored Value)
Review: Full Card Review
Best Used For:
  • Cards for Bad Credit
  • Instant Decision
  • Guaranteed Approval
  • No Foreign Transaction Fee
  • Young Adults
  • Digital Cards
  • Debit Card
  • Intro Bonus
Rewards: Yes
Reward Types:
  • Other Rewards
  • Universal Rewards
  • Dining Rewards
Reward Units: Point
Rates & Fees
Regular APR: 0%
Regular APR Type: Fixed
Annual Fee: $0
Balance Transfer: No
Grace Period: See Terms
Late Payment Fee: See Terms
Other Fees:
  • ACH fee: $0
  • Out-of-Network ATM: $0
  • Foreign Transaction Fee: $0
  • Point membership: $49

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Non-Affiliate Offer Disclosure
*The information provided for Point Debit Card World Mastercard® is believed to be accurate at the time of evaluation and has been collected independently by MarketProSecure®. The card issuer did not provide the details, nor it is responsible for their accuracy.

Point Debit Card World Mastercard®

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Point Debit Card World Mastercard®

Point Debit Card World Mastercard®

Rec. Credit Score: Accepts All

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