GO2bank Secured Visa® Credit Card

Simple payment solution, mobile banking, credit reporting and cash back rewards

Updated: Sep 18, 2021

Advertiser Disclosure

GO2bank is a Green Dot Bank brand that offers GO2bank secured Visa card to build credit, optional debit card, high-yield savings account, online banking, and free credit reporting to all 3 credit Bureaus. GO2bank goal is to give quality support, easy access, high rewards and attractive benefits for account holders.

ANNUAL FEE

$0

ONGOING APR

See Terms

INTRO APR

N/A

45 User Ratings

GO2bank Secured Visa® Credit Card

at Go2bank's Secured website

Apply Now

Introductory APR

N/A

Intro APR Period

N/A

Minimum Credit Score

Bad Credit OK

Key Features

  • LIMITED OFFER: Free Samsung Galaxy Smartphone with direct deposit of $200 or more
  • Get your pay up to 2 days early with ASAP Direct DepositTM
  • Overdraft protection up to $200 with opt-in and eligible direct deposit*
  • No monthly fees with eligible direct deposit, otherwise $5 per month
  • Earn up to 7% cash back when you buy eGift Cards in the app
  • Earn over 10x the national savings rate average High-yield savings account, 1% APY paid quarterly on savings up to $5,000**

Our Take

What Are GO2Bank Secured Card Benefits?

  • No annual fee. GO2bank Secured card has no annual fee
  • Build credit. Reports to all three Credit Bureaus for building credit faster
  • No credit check when apply. Bank accepts all credit. Application will not affect your credit score
  • Low initial limit. The mimimum limit is $100
  • Monthly credit score. You can follow your score growth with free monthly VantageScore program

How Does GO2bank Secured Card work?

  1. You need to set up a ASAP Direct Deposit on your Go2bank account
  2. Get at least $100 in direct deposits over 1 month period
  3. Apply online for Go2bank Secured Visa Credit Card
  4. Make initial deposit of at least $100 to set up your refundable security deposit
  5. Enjoy your new secured credit card, and start building your credit. Go2bank reports all your credit activities to 3 Credit Bureaus

Other Important Fees

  • The monthly fee is $0 whenever you receive government benefits or a payroll direct deposit in the previous monthly statement period. Otherwise, fee is $5 per month.
  • There is no fee for transfering money from a linked bank account.
  • Cash deposits has up to $4.95 retail service fee.
  • There is a 1.5% fee (min $1.00) added to each transfer amount when transfer accures from a linked debit card.
  • There is a 1% or 5% fee for instant checks cashing with the app. Fee depends on a check type. The minumum fee is $5 per check.

Go2bank Secured Card Competition

Apply Now
Basic Information
Issuer: Green Dot Bank
Network: VISA®
Category: Consumer (Secured)
Best Used For:
  • Cards for Bad Credit
  • Young Adults
  • No Credit / New to Credit
  • Building Credit
  • Rebuild Credit
Rewards: Yes
Reward Types:
  • Cash Back Rewards
  • Other Rewards
Reward Units: Cash
Rates & Fees
Regular APR: See Terms
Regular APR Type:
Annual Fee: $0
Balance Transfer: No
Other Fees:
  • Direct deposit: $0
  • In-network ATM withdrawal: $0.00
  • In-network ATM balance Inquiry: $0.00
  • Out-of-network ATM withdrawal: $3.00
  • Out-of-network ATM balance inquiry: $0.50
  • Teller cash withdrawal: $3.00
  • Replacement card: $0.00
  • Foreign transaction fee: 3%
  • Expedited delivery: $24.95

GO2bank Secured Visa® Credit Card Alternatives


GO2bank Secured Visa® Credit Card

GO2bank Secured Visa® Credit Card

APPLY NOW

Annual Fee

$0

Regular APR

See Terms

Intro APR

N/A

Min. Credit Level

Bad Credit OK

Additional Information & Comments

*Terms and conditions apply. Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Overdraft fees may apply. Click Apply Now to learn more.
**1% Annual Percentage Yield (APY) paid quarterly on savings, of up to a $5,000 balance. APY as of March 2021, and may change anytime. National savings average based on FDIC-published rates as of 4/1/21 on the $2,500 product tier of insured depository institutions for which data is available.

IMPORTANT
*The information provided for GO2bank Secured Visa® Credit Card is believed to be accurate at the time of evaluation or recent update on September 18, 2021. However, we strongly advise visitors to review the card fees and Terms & Conditions on the issuer's website by following Apply Now link to verify the accurancy of the information posted prior to applying for this card offer.

GO2bank Secured Visa® Credit Card

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GO2bank Secured Visa® Credit Card

GO2bank Secured Visa® Credit Card

Min. Credit Required: Bad Credit OK

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