Chime Visa® Debit Card

Spending account with free debit card and no fees

Updated: Sep 17, 2021

Advertiser Disclosure

The Chime Visa debit card issued by Bancorp Bank comes with a free second chance spending account. The Chime debit card has no fees, fast approval, automatic savings and includes a savings account with 0.5% APY.




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29 User Ratings

Chime Visa® Debit Card

at Chime's Secured website

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Application Fee


Credit Reporting


Minimum Credit Needed

Accepts All

Key Features

  • No opening fees
  • No monthly maintenance charges
  • No foreign transaction fees
  • No minimum balance fee
  • Get paid up to 2 days early with a direct deposit
  • Optional SpotMe Service that allows fee-free overdraft up to $200
  • Automatic savings
  • 0.50% Annual Percentage Yield (APY) with a free savings account
  • 60K+ fee-free ATMs (Walgreens, 7-Eleven, CVS, and more)
  • Supports Apple Pay and Google Pay mobile payments
  • Free card replacement
  • 2 minutes application with no impact on your credit score

Our Take

Chime Visa debit card is a free card that comes as part of a Chime second change spending account. The card is issued by Bancorp Inc and offers attractive features such as no international transaction fees, no minimum balance requirements, and free card replacements. Chime also offers a free savings account and fee-free overdraft feature with an optional SpotMe service. The Chime Visa debit card is not a prepaid card.

Chime Visa Card Benefits

  • No fees. As simple as that – Chime has no fees. There are No account opening fees, No account maintenance fees, No foreign transaction fees, No card replacement fees. However, there is an Out-of-network ATM fee.
  • Grows savings. Chime services come with automatic savings feature and a free savings account that offers high APY rates.
  • Get paid earlier. With Chime you get your paycheck up to 2 days earlier.
  • SpotMe (Optional). SpotMe allows cardholders to have a fee-free overdraft. Service is optional and has eligibility requirements.
  • Wide ATMs Network. Chime gives access to over 60,000 ATMs nationwide at stores you visit and love – 7-Eleven, Walmart, CVS, Walgreens, and more. Use the Chime app to find the closest fee-free ATM.

Chime Visa Debit Card Competition

Frequently Asked Questions

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Basic Information
Issuer: The Bancorp Inc.
Network: VISA®
Category: Consumer (Stored Value)
Best Used For:
  • Cards for Bad Credit
  • Instant Decision
  • No Foreign Transaction Fee
  • EMV Chip
  • No Credit / New to Credit
  • Pre-Qualification
  • Debit Card
Rewards: No
Rates & Fees
Annual Fee: $0
Opening Min: $0
Application Fee: $0
ATM Fee: $0
Other Fees:
  • Int'l Transaction Fee: $0
  • Card replacement fee: $0

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Chime Visa® Debit Card

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Annual Fee


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Min. Credit Level

Accepts All

*The information provided for Chime Visa® Debit Card is believed to be accurate at the time of evaluation or recent update on September 17, 2021. However, we strongly advise visitors to review the card fees and Terms & Conditions on the issuer's website by following Apply Now link to verify the accurancy of the information posted prior to applying for this card offer.

Chime Visa® Debit Card

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Chime Visa® Debit Card

Chime Visa® Debit Card

Min. Credit Required: Accepts All

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