Aspiration Plus Spend & Save™

Save the Planet take climate action! Get a $150 welcome bonus

Updated: Jan 30, 2023

Advertiser Disclosure

Issued by Radius Bank and FDIC insured the Aspiration Spend & Save Plus World Mastercard is an eco-friendly debit card that features cash back rewards, low monthly fees, the possibility to plant a tree with every roundup, and unlimited fee-free in-network ATM withdrawals. A free high yield savings account comes with this offer, too.


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Aspiration Plus Spend & Save™

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Key Features

  • Save the planet, get a $150 welcome bonus*
  • Earn cash back on debit card purchases and up to 83x the national interest rate on savings
  • Aspiration Plus Spend and Save account does not include a credit card (You can separately apply for Aspiration Zero Credit Card)
  • Spend and save with fossil fuel-free deposits
  • Fee-free ATM withdrawals at 55,000+ Allpoint ATMs
  • Cash back on debit card purchases at socially conscious businesses
  • Up to 1.00% in interest on savings with Aspiration Plus
  • Option to plant a tree with every roundup
  • Personal impact score to help you shop to match your values

Our Take

The Aspiration Plus account with Spend & Save World Debit Mastercard issued by Coastal Community Bank, Member FDIC, offers sustainable and socially-conscious ways to save and spend your money. It doesn’t use clients’ funds to finance oil pipelines as some big banks do. Aspiration claims that all deposits are fossil-fuel-free and suggests the option to plant a tree with every roundup. See Aspiration Review.

What are Aspiration Plus Account Benefits?

  • 10% cashback. Receive up to 10% cash back rewards on eligible debit card purchases
  • Savings account. Cardholders get access to free savings account with up to 1% APY
  • Fee-free ATM withdrawals. Unlimited fee-free in-network ATM withdrawals at 55,000+ Allpoint ATMs
  • ATM fee reimbursement. You will get 1 out-of-network ATM fee reimbursement every month
  • Low Fees. $15/month account fee. If you pay annually your fee will be $12.50/per month
  • Recycled plastic card. You will receive an eco-friendly card made from recycled plastic

How to Start in 3 Steps

  1. Sign up today and explore your new account
  2. Make a small deposit to get started
  3. Use your digital card number instantly (Physical card arrives in 5-10 business days)

Aspiration Plus Debit Card Alternatives

Frequently Asked Questions

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Basic Information
Issuer: Other Issuers
Network: Mastercard®
Category: Consumer (Stored Value)
Review: Full Card Review
Best Used For:
  • Affinity
  • Instant Decision
  • Eco-Friendly
  • No Credit Check
  • Digital Cards
  • Debit Card
Rewards: Yes
Reward Types:
  • Cash Back Rewards
  • Other Rewards
Reward Units: Cash
Rates & Fees
Annual Fee: See Terms
Other Fees:
  • Annual fee: Aspiration – Pay What's Fair. Aspiration Plus $7.99/month or $5.99/month, if you pay annually

Aspiration Plus Spend & Save™ Alternatives

Aspiration Plus Spend & Save™

Aspiration Plus Spend & Save™


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Additional Information & Comments

*The Aspiration Save Account's up to 5.00% Annual Percentage Yield ("APY") with up to 83x the national interest rate is variable, subject to change, and only available to customers enrolled in Aspiration Plus after conditions are met. Customers not enrolled in Aspiration Plus receive 3.00% APY after conditions are met. Terms & FAQ. The Aspiration Spend & Save Accounts are cash management accounts offered through Aspiration Financial, LLC, a registered broker-dealer, Member FINRA/SIPC, and a subsidiary of Aspiration Partners, Inc. ("Aspiration"). Aspiration Financial LLC is unaffiliated with any other named entity. Aspiration is not a bank.

*The information provided for Aspiration Plus Spend & Save™ is believed to be accurate at the time of evaluation or recent update on January 30, 2023. However, we strongly advise visitors to review the card fees and Terms & Conditions on the issuer's website by following Apply Now link to verify the accurancy of the information posted prior to applying for this card offer.

Aspiration Plus Spend & Save™

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