Aspiration Plus Spend & Save™

Save the Planet and earn premium rewards, plus get up to 1% APY

Updated: Dec 06, 2021

Advertiser Disclosure

Issued by Radius Bank and FDIC insured the Aspiration Spend & Save Plus World Mastercard is an eco-friendly debit card that features cash back rewards, low monthly fees, the possibility to plant a tree with every roundup, and unlimited fee-free in-network ATM withdrawals. A free high yield savings account comes with this offer, too.


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Aspiration Plus Spend & Save™

at Aspiration's Secured website

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Application Fee


Credit Reporting


Minimum Credit Needed

Accepts All

Key Features

  • Earn cash back on debit card purchases and up to 15x the national interest rate on savings
  • Choose a monthly fee you think is fair
  • Aspiration Spend and Save account does not include a credit card
  • Spend and save with fossil fuel-free deposits
  • Fee-free ATM withdrawals at 55,000+ Allpoint ATMs
  • Cash back on debit card purchases at socially conscious businesses
  • Up to 1.00% in interest on savings with Aspiration Plus
  • Option to plant a tree with every roundup
  • Personal impact score to help you shop to match your values

Our Take

The Aspiration Plus account with Spend & Save World Debit Mastercard issued by Coastal Community Bank, Member FDIC, offers sustainable and socially-conscious ways to save and spend your money. It doesn’t use clients’ funds to finance oil pipelines as some big banks do. Aspiration claims that all deposits are fossil-fuel-free and suggests the option to plant a tree with every roundup.

What are Aspiration Plus Account Benefits?

  • 10% cashback. Receive up to 10% cash back rewards on eligible debit card purchases
  • Savings account. Cardholders get access to free savings account with up to 1% APY
  • Fee-free ATM withdrawals. Unlimited fee-free in-network ATM withdrawals at 55,000+ Allpoint ATMs
  • ATM fee reimbursement. You will get 1 out-of-network ATM fee reimbursement every month
  • Low Fees. $15/month account fee. If you pay annually your fee will be $12.50/month
  • Recycled plastic card. You will receive an eco-friendly card made from recycled plastic

How to Start in 3 Steps

  1. Sign up today and explore your new account
  2. Make a small deposit to get started
  3. Use your digital card number instantly (Physical card arrives in 5-10 business days)

Aspiration Plus Debit Card Alternatives

Frequently Asked Questions

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Basic Information
Issuer: Other Issuers
Network: Mastercard®
Category: Consumer (Stored Value)
Best Used For:
  • Affinity
  • Instant Decision
  • Eco-Friendly
  • No Credit Check
  • Digital Cards
  • Debit Card
Rewards: Yes
Reward Types:
  • Cash Back Rewards
  • Other Rewards
Reward Units: Cash
Rates & Fees
Annual Fee: See Terms
Other Fees:
  • Annual fee: Aspiration – Pay What's Fair. Aspiration Plus $7.99/month or $5.99/month, if you pay annually

Aspiration Plus Spend & Save™ Alternatives

Aspiration Plus Spend & Save™

Aspiration Plus Spend & Save™


Annual Fee

See Terms

Regular APR


Intro APR


Min. Credit Level

Accepts All

Additional Information & Comments

The Aspiration Plus Debit Card is issued by Coastal Community Bank, Member FDIC, pursuant to a license by Mastercard International Incorporated. Aspiration Financial, LLC is not affiliated with any other named entity.

*The information provided for Aspiration Plus Spend & Save™ is believed to be accurate at the time of evaluation or recent update on December 06, 2021. However, we strongly advise visitors to review the card fees and Terms & Conditions on the issuer's website by following Apply Now link to verify the accurancy of the information posted prior to applying for this card offer.

Aspiration Plus Spend & Save™

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Aspiration Plus Spend & Save™

Aspiration Plus Spend & Save™

Min. Credit Required: Accepts All

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