Petal® 1 'No Annual Fee' Visa® Credit Card
Cash back rewards credit card with no annual fee and monthly credit reporting
Issued by WebBank, the Petal 1 "No Annual Fee" Visa Credit Card is designed for Limited, Fair, Bad, or No credit applicants. With fast application and high pre-approval rates, this Visa card offers up to 5,000 credit line and attractive cashback rewards. The Petal 1 features No Annual and No Foreign transaction fees. Combined with a free monthly credit reporting facility, it can be named as one of the best starter credit cards on the market.
Card costs and features
ANNUAL FEE
$0
ONGOING APR
19.99% - 29.49% Variable
INTRO APR
N/A
Introductory APR
N/A
Intro APR Period
N/A
Recommended Credit Score
No Credit
Key Features
- $0 Annual Fee
- 2% - 10% cash back from select merchants
- $500 - $5,000 credit limits
- Variable APRs 19.99 - 29.49% APR
- No annual or international transaction fees. Late and returned payment fees may apply
- Build credit alongside tens of thousands of Petal Card members
- Cash flow technology may help applicants without credit history get approved
- Petal's technology may analyze your bank account info (using read-only access) to provide a better look at your full financial picture
- Petal's mobile app makes it easy to manage your money, track your spending, and automate payments
- See if you're pre-approved within minutes without impacting your credit score
- Petal reports to all 3 major credit bureaus
- No deposits required
- Card issued by WebBank, Member FDIC
Our Take
Petal 1 with No Annual Fee is award-winning Visa credit card from WebBank is an attractive tool to help you stay on the right financial track. The Petal 1 helps you to build credit, avoid paying fees and earn high cash-back rewards at selected merchants in your area. The card also has no annual fee, low interest, and a fast pre-approval process that does not affect your credit score.
Pros
- Up to 5,000 credit line
- Budget management App
- Free cashback rewards program
- No annual fee
Cons
- No Intro APR
- No bonus rewards
- No cash advances
- No Balance Transfers
Best Petal 1 Visa Alternatives
- Petal 2 – Visa credit cards with Cash Back and No fees
- Upgrade Triple Cash – Cash rewards Visa card with high earning potential
- Surge Secured – Secured Mastercard that earns rewards
- Chase Ink Business Cash – Business cash back credit card with bonus rewards
- Aspiration Plus – Eco-friendly debit Mastercard that earns rewards
- Jasper Cash Back – High rewards and low fees credit card
| Issuer: | WebBank |
|---|---|
| Network: | VISA® |
| Category: | Consumer (Regular) |
| Best Used For: |
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| Rewards: | Yes |
| Reward Types: |
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| Reward Units: | Cash |
| Regular APR: | 19.99% - 29.49% |
|---|---|
| Regular APR Type: | Variable |
| Annual Fee: | $0 |
| Balance Transfer: | No |
| Grace Period: | 21 days |
| Late Payment Fee: | See Terms |
| Other Fees: |
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Additional Information & Comments
Late fees are up to $29 for the first late payment, $40 for the second late payment.
Non-Affiliate Offer Disclosure
*The information provided for Petal® 1 'No Annual Fee' Visa® Credit Card is believed to be accurate at the time of evaluation and has been collected independently by MarketProSecure®. The card issuer did not provide the details, nor it is responsible for their accuracy.
Petal® 1 'No Annual Fee' Visa® Credit Card
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