Petal® 1 'No Annual Fee' Visa® Credit Card

Cash back rewards credit card with no annual fee and monthly credit reporting

Updated: Sep 17, 2022

Advertiser Disclosure

Issued by WebBank, the Petal 1 "No Annual Fee" Visa Credit Card is designed for Limited, Fair, Bad, or No credit applicants. With fast application and high pre-approval rates, this Visa card offers up to 5,000 credit line and attractive cashback rewards. The Petal 1 features No Annual and No Foreign transaction fees. Combined with a free monthly credit reporting facility, it can be named as one of the best starter credit cards on the market.

ANNUAL FEE

$0

ONGOING APR

19.99% - 29.49% Variable

INTRO APR

N/A

10 User Ratings

Petal® 1 'No Annual Fee' Visa® Credit Card

at WebBank Secured website

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Introductory APR

N/A

Intro APR Period

N/A

Recommended Credit Score

No Credit

Key Features

  • $0 Annual Fee
  • 2% - 10% cash back from select merchants
  • $500 - $5,000 credit limits
  • Variable APRs 19.99 - 29.49% APR
  • No annual or international transaction fees. Late and returned payment fees may apply
  • Build credit alongside tens of thousands of Petal Card members
  • Cash flow technology may help applicants without credit history get approved
  • Petal's technology may analyze your bank account info (using read-only access) to provide a better look at your full financial picture
  • Petal's mobile app makes it easy to manage your money, track your spending, and automate payments
  • See if you're pre-approved within minutes without impacting your credit score
  • Petal reports to all 3 major credit bureaus
  • No deposits required
  • Card issued by WebBank, Member FDIC

Our Take

Petal 1 with No Annual Fee is award-winning Visa credit card from WebBank is an attractive tool to help you stay on the right financial track. The Petal 1 helps you to build credit, avoid paying fees and earn high cash-back rewards at selected merchants in your area. The card also has no annual fee, low interest, and a fast pre-approval process that does not affect your credit score.

What are the benefits of Petal 1 Credit Card?

The Petal One ‘No Annual Fee’ Visa Card is a credit card that is designed to help you pay off your debt and save money. This is a great card for those who are just starting out with credit. The card does not charge an annual fee and offers a up to $5,000 line of credit. There are no foreign transaction fees, which is great for travelers. It offers a variety of different rewards that can be up to 10% and is accepted at most retailers. Besides it has one of teh best budget managment app.

What Are the Drawbacks?

  • No Intro APR
  • No bonus rewards
  • No cash advances
  • No Balance Transfers

Best Petal 1 Visa Alternatives

Bottom Line

The Petal One ‘No Annual Fee’ Visa Card is a great card to have in your wallet. It will allow you to earn points on all your purchases and you can use those points to redeem for a variety of rewards. There are also no foreign transaction fees, which is great for those who travel frequently. This card also has a acceptable interest rate and no late fees. Few downside to this card are that it has no bonus rewards and no intro APR. So if you don’t want to carry cash around, this card is great for you.

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Basic Information
Issuer: WebBank
Network: VISA®
Category: Consumer (Regular)
Best Used For:
  • Low Interest Rate
  • No Foreign Transaction Fee
  • Unsecured
  • No Credit / New to Credit
  • Pre-Qualification
Rewards: Yes
Reward Types:
  • Cash Back Rewards
  • Other Rewards
  • Universal Rewards
Reward Units: Cash
Rates & Fees
Regular APR: 19.99% - 29.49%
Regular APR Type: Variable
Annual Fee: $0
Balance Transfer: No
Grace Period: 21 days
Late Payment Fee: See Terms
Other Fees:
  • Return Check Fee: up to $29
  • Late Payment Fee (1st): up to $29
  • Late Payment Fee (2nd): up to $40

Petal® 1 'No Annual Fee' Visa® Credit Card Alternatives


Petal® 1 'No Annual Fee' Visa® Credit Card

Petal® 1 'No Annual Fee' Visa® Credit Card

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Annual Fee

$0

Regular APR

29.49%

Intro APR

N/A

Rec. Credit Score

No Credit

Additional Information & Comments

Late fees are up to $29 for the first late payment, $40 for the second late payment.

IMPORTANT
*The information provided for Petal® 1 'No Annual Fee' Visa® Credit Card is believed to be accurate at the time of evaluation or recent update on September 17, 2022. However, we strongly advise visitors to review the card fees and Terms & Conditions on the issuer's website by following Apply Now link to verify the accurancy of the information posted prior to applying for this card offer.

Petal® 1 'No Annual Fee' Visa® Credit Card

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Petal® 1 'No Annual Fee' Visa® Credit Card

Petal® 1 'No Annual Fee' Visa® Credit Card

Rec. Credit Score: No Credit

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