Petal® 1 'No Annual Fee' Visa® Credit Card

Cash back rewards credit card with no annual fee and monthly credit reporting

Updated: Jul 4, 2024

Issued by WebBank, the Petal 1 "No Annual Fee" Visa Credit Card is designed for Limited, Fair, Bad, or No credit applicants. With fast application and high pre-approval rates, this Visa card offers up to 5,000 credit line and attractive cashback rewards. The Petal 1 features No Annual and No Foreign transaction fees. Combined with a free monthly credit reporting facility, it can be named as one of the best starter credit cards on the market.

ANNUAL FEE

ONGOING APR

19.99% - 29.49% Variable

INTRO APR

N/A

14 User Ratings

Petal® 1 'No Annual Fee' Visa® Credit Card

This card is not available right now.

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Introductory APR

N/A

Intro APR Period

N/A

Recommended Credit Score

No Credit

Key Features

$0 Annual Fee
2% - 10% cash back from select merchants
$500 - $5,000 credit limits
Variable APRs 19.99 - 29.49% APR
No annual or international transaction fees. Late and returned payment fees may apply
Build credit alongside tens of thousands of Petal Card members
Cash flow technology may help applicants without credit history get approved
Petal's technology may analyze your bank account info (using read-only access) to provide a better look at your full financial picture
Petal's mobile app makes it easy to manage your money, track your spending, and automate payments
See if you're pre-approved within minutes without impacting your credit score
Petal reports to all 3 major credit bureaus
No deposits required
Card issued by WebBank, Member FDIC

Our Take

Petal 1 with No Annual Fee is award-winning Visa credit card from WebBank is an attractive tool to help you stay on the right financial track. The Petal 1 helps you to build credit, avoid paying fees and earn high cash-back rewards at selected merchants in your area. The card also has no annual fee, low interest, and a fast pre-approval process that does not affect your credit score.

Pros

Up to 5,000 credit line
Budget management App
Free cashback rewards program
No annual fee

Cons

No Intro APR
No bonus rewards
No cash advances
No Balance Transfers

Best Petal 1 Visa Alternatives

Petal 2 – Visa credit cards with Cash Back and No fees
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Chase Ink Business Cash – Business cash back credit card with bonus rewards
Aspiration Plus – Eco-friendly debit Mastercard that earns rewards
Jasper Cash Back – High rewards and low fees credit card

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Basic Information
Issuer:	WebBank
Network:	VISA®
Category:	Consumer (Regular)
Best Used For:	Low Interest Rate No Foreign Transaction Fee Unsecured No Credit / New to Credit Pre-Qualification
Rewards:	Yes
Reward Types:	Cash Back Rewards Other Rewards Universal Rewards
Reward Units:	Cash

Rates & Fees
Regular APR:	19.99% - 29.49%
Regular APR Type:	Variable
Annual Fee:	$0
Balance Transfer:	No
Grace Period:	21 days
Late Payment Fee:	See Terms
Other Fees:	Return Check Fee: up to $29 Late Payment Fee (1st): up to $29 Late Payment Fee (2nd): up to $40

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Additional Information & Comments

Late fees are up to $29 for the first late payment, $40 for the second late payment.

Non-Affiliate Offer Disclosure

*The information provided for Petal® 1 'No Annual Fee' Visa® Credit Card is believed to be accurate at the time of evaluation and has been collected independently by MarketProSecure®. The card issuer did not provide the details, nor it is responsible for their accuracy.