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Jasper Mastercard®

Consumer Reviews, Fees, Credit Score, Application & Best Alternatives


Updated: Nov 24, 2020
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The Jasper Mastercard (formerly CreditStacks Mastercard) credit card issued by WebBank is an above-average card purposefully built for people who are transferring to the USA on business, and American residents with no prior credit history.

There are no harsh inquiries with the credit bureaus, and you don't even need an SSN number to apply for a card. The approval rates are sky high, and you're likely going to get approved if you fill all of the information outright.

The Jasper card comes with all the MasterCard benefits and perks, and a multitude of security features. The card also offers 1% cashback on all eligible purchases. Another advantage of this card is the many insurance options and policies such as complimentary cell phone insurance, extended warranty, purchase assurance, price protection, and most importantly, a zero liability for unauthorized purchases policy.

The Jasper Mastercard credit card is a great starter card for people without any prior credit score as it allows people to build their score up. It reports to Equifax and TransUnion.

ANNUAL FEE:

$0*

ONGOING APR:

15.49% - 24.99% (Variable)*

INTRO APR:

N/A

104 User Ratings Jasper Mastercard®

at Jasper's Secured website

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Introductory APR
N/A
Intro APR Period
N/A
Minimum Credit Score
Fair*

Key Features


  • Earn 1% cashback on every eligible purchase. Terms apply.*
  • Receive your cashback automatically every month as a credit to your account, as long as your account is active and in good standing.
  • Up to a $5k credit limit
  • All the benefits of a premium Mastercard®
  • No annual fee**, no security deposit, no foreign transaction fees
  • No credit history required to apply if you don't already have one. If you are a US citizen, a US permanent resident, or have been living in the US for over one year at the time of application, Jasper will run a hard credit inquiry with the credit bureaus.
  • An intuitive experience that includes personalized, real-time financial advice, and innovative auto payment options
  • Ongoing education for smart credit use via app and emails to encourage healthy financial behavior
  • Issued by WebBank, Member FDIC
  • *Review the Rewards Program Terms & Conditions
  • **Review the Jasper fee schedule
$ 0 2020-12-01 InStock

Our Take


The Jasper Mastercard credit card (formerly CreditStacks Mastercard) is an above-average credit card option. It comes with many mutual benefits, insurance options, and perks. The card and its features are mostly centered around people transferring to the USA for business purposes. Still, they are an excellent credit-building option for anyone. The card is offered by WebBank, a reputable policy provider ...

The Jasper Mastercard credit card (formerly CreditStacks Mastercard) is an above-average credit card option. It comes with many mutual benefits, insurance options, and perks. The card and its features are mostly centered around people transferring to the USA for business purposes. Still, they are an excellent credit-building option for anyone.

The card is offered by WebBank, a reputable policy provider based in SLC, Utah. It's renowned for its features, which allow business transfers to open a card before they arrive in the USA, to make sure the transfer process goes as smoothly as possible.

The Jasper Mastercard is an excellent option for anyone without any prior credit history, and can help you:

  • Start off your business transfer to the USA on the right foot
  • Streamline your transfer process
  • Give you a card without any prior credit history
  • Purchase from any place that accepts credit cards
  • Manage your credit through the mobile application
  • Get a lot of security and insurance options

These features make business transfers to the USA an absolute pleasure. Since the card requires no SSN number to apply for, the acceptance rates are sky-high.

Streamlined Application Process


One of the most prominent features that come courtesy of this card is its approval rates and its application process. To apply for this card, you only have to provide the most basic information that is required by federal law.

The application process is entirely online, and you can apply for a card on the website. To apply as a foreign citizen looking to transfer to America, you will need to provide your Green Card.

If you want to open this card as an American citizen, you will have to provide a valid ID or a valid Passport. The approval rates are so high because the company utilizes absolutely no harsh credit bureaus inquiries - meaning that anyone can apply and is very likely to get approved.

To apply, you don't even have to have an SSN number. This card is catered around people who are transferring to the USA for business or to young American professionals looking to start their credit score from scratch. It comes jam-packed with all the necessary features, all of which are as simple, enjoyable, and streamlined as the application process.

A Multitude of Card Benefits


The Mastercard platform is the second-largest platform in the world, just behind VISA. If a place accepts credit cards, it's likely going to take this card. The Mastercard platform is also known for a multitude of different benefits. All of them are catered around security, insurance, and assisting the policyholder in a variety of ways.

The card capped off at $5000 initial spending limit, which comes courtesy of MasterCard licensing. Other benefits of the Mastercard based Jasper credit card include:

  • Complimentary cell phone insurance
  • Extended warranty
  • Purchase assurance
  • Price protection
  • Zero liability for unauthorized purchases policy

No Harsh Inquiries for Newcomers


Since this card is centered around people who are transferring to the USA for business, there are absolutely no elaborate credit screenings at the three major Credit Bureaus. The Jasper credit card reports (Explained) to Equifax and TransUnion - 2 largest credit bureaus. It uses alternative screening methods, such as your job history.

However, If you are a US citizen, a US permanent resident, or have been living in the US for over 1 year at the time of application, Jasper will run a hard credit inquiry with the credit bureaus.

Our Thoughts on Jasper Mastercard Options and Perks


This credit card is not only reliable and useful, but it's also one of the best credit cards for people without any prior credit history or business transfers to the USA. It makes management easy though their gorgeously designed mobile app.

The Jasper now offers cashback rewards, too. Earn 1% cashback on all eligible purchases. Receive your cashback automatically every month as a credit to your account, as long as your account is active and in good standing.

The card management system is done through the interactive GUI interface of the mobile app. All the qualifications and requirements for this card are set at the bare minimum that the federal law mandates. You don't even need an SSN number to apply for this card.

The safety of the card itself is bulletproof, as the app is protected by secure encryption, and so is every transaction. If you remember your PIN number and keep it to yourself, you're going to be safe.

This card makes transitioning to the USA on business not only comfortable - but a pleasurable endeavor.


Pros

  • Credit Card for Professionals Coming to the U.S.
  • Credit Reporting
  • No international transaction fees
  • High credit limit
  • No need for SSN* to apply
  • No annual or opening fees*

Cons

  • Plaid verification or proof of income required to apply
  • All management is only available through the phone app

Basic Information

Issuer: WebBank
Network: Mastercard®
Category: Consumer (Regular)
Common Uses:
  • No Foreign Transaction Fee
  • Young Adults Cards
  • No Credit / New to Credit
  • Building Credit
  • New to the USA
Rewards: Yes
Reward Types:
  • Cash Back Reward Cards
Reward Units: Cash
 

Rates & Fees

Introductory APR (%): N/A
Applied Towards: N/A
Intro Period: N/A
Regular APR: 15.49% - 24.99%
Regular APR Type: Variable*
Annual Fee: $0*
Balance Transfer: No*
APR on Cash Advances: See Terms*
Grace Period: 21 days*
Late Payment Fee: Up to $27*
 

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Additional Info & Comments

*The Jasper Mastercard purchase APR and Cash Advance APR will vary with changes in the Prime Rate. Cash Advance APR: 24.99%-29.99% (Variable)

Q: Where to get the Jaster card app?
A: You can download the Jaster card app on iTunes and Google Play.
Get it on Apple Store Get it on Google Play



IMPORTANT
*The information provided for Jasper Mastercard® is believed to be accurate at the time of evaluation or recent update on November 24, 2020. However, we strongly advise visitors to review the card fees and Terms & Conditions on the issuer's website by following Apply Now link to verify the accurancy of the information posted prior to applying for this card offer.
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Jasper Mastercard® Reviews - (1 User Reviews)

Share your experience and review the Jasper Mastercard®
(Excellent)
October 30, 2020
Income on Application
$52000
Credit Score
Don't know
Credit Limit
$500
File for Bankruptcy
No
Awesome for US newcomers looking to build credit from scratch
A few years ago, I moved to the US for work and had no credit score to speak of. A guy from work told me about this credit card, so I immediately applied. Best decision I’ve ever made! No fees whatsoever, regular credit reporting, you build your credit and you even get cashback on all your daily purchases! You don’t save a fortune, but you still save some money. I don’t see myself ever getting rid of this card! What’s not to love? If you’re coming to the US to work, I highly recommend you give this card a chance. You’ll need your Green Card to apply, but you’ll get approved instantly and enjoy all the awesome Mastercard benefits.
Fees & Charges:
5/5
Features & Benefits:
4/5
Customer Support:
4/5
Application Process:
4/5
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