Jasper Mastercard®

Review, Application, Credit, Features & Best Alternatives

Updated: Feb 10, 2021

Advertiser Disclosure

The Jasper Mastercard (formerly CreditStacks Mastercard) credit card issued by WebBank is an above-average card purposefully built for people who are transferring to the USA on business, and American residents with no prior credit history.

There are no harsh inquiries with the credit bureaus, and you don't even need an SSN number to apply for a card. The approval rates are sky high, and you're likely going to get approved if you fill all of the information outright.

The Jasper card comes with all the MasterCard benefits and perks, and a multitude of security features. The card also offers 1% cashback on all eligible purchases. Another advantage of this card is the many insurance options and policies such as complimentary cell phone insurance, extended warranty, purchase assurance, price protection, and most importantly, a zero liability for unauthorized purchases policy.

The Jasper Mastercard credit card is a great starter card for people without any prior credit score as it allows people to build their score up. It reports to Equifax and TransUnion.




15.49% - 24.99% Variable



107 User Ratings

Jasper Mastercard®

at Jasper's Secured website

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Introductory APR


Intro APR Period


Minimum Credit Score


Key Features

  • Get up to 6% cash back by referring friends!
  • Start with 1% and get extra 0.5% for full year for every friend you bring on board
  • Up to $5,000 credit limits
  • No annual fee, no security deposit, no foreign transaction fees
  • Simple, intuitive app to manage your account
  • Unique auto payment options that help you build and maintain your credit score
  • Receive cash back automatically every month as a statement credit after three on time payments
  • Earn cash back as long as your account is in good standing. If your account is past due, cash back will be locked.
  • Your cash back maximum varies based on your credit limit.
  • Cash back not limited to certain categories, earn on almost all everyday purchases
  • See Jasper's terms and fees
  • Issued by WebBank, Member FDIC

Our Take

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Basic Information
Issuer: WebBank
Network: Mastercard®
Category: Consumer (Regular)
Best Used For:
  • No Foreign Transaction Fee
  • Young Adults
  • No Credit / New to Credit
  • Building Credit
  • New to the USA
Rewards: Yes
Reward Types:
  • Cash Back Rewards
Reward Units: Cash
Rates & Fees
Regular APR: 15.49% - 24.99%
Regular APR Type: Variable
Annual Fee: $0
Balance Transfer: No
APR on Cash Advances: See Terms
Grace Period: 21 days
Late Payment Fee: Up to $27
Other Fees:
  • Returned payment fee: Up to $27.00
  • Returned check fee: Up to $27.00
  • Late Payment Fee: Up to $27.00
  • Cash Advance APR: 24.99%-29.99% (Variable)

Additional Information & Comments

*The Jasper Mastercard purchase APR and Cash Advance APR will vary with changes in the Prime Rate. Cash Advance APR: 24.99%-29.99% (Variable)

Q: Where to get the Jaster card app?
A: You can download the Jaster card app on iTunes and Google Play.
Get it on Apple Store Get it on Google Play

*The information provided for Jasper Mastercard® is believed to be accurate at the time of evaluation or recent update on February 10, 2021. However, we strongly advise visitors to review the card fees and Terms & Conditions on the issuer's website by following Apply Now link to verify the accurancy of the information posted prior to applying for this card offer.

Jasper Mastercard®

Reviews - (1 User Reviews)
Share your experience and rate the Jasper Mastercard®
October 30, 2020
Mikael (26-35) - Cardholder
Income on Application
Credit Score
Don't know
Credit Limit
Filed for Bankruptcy

Awesome for US newcomers looking to build credit from scratch

A few years ago, I moved to the US for work and had no credit score to speak of. A guy from work told me about this credit card, so I immediately applied. Best decision I’ve ever made! No fees whatsoever, regular credit reporting, you build your credit and you even get cashback on all your daily purchases! You don’t save a fortune, but you still save some money. I don’t see myself ever getting rid of this card! What’s not to love? If you’re coming to the US to work, I highly recommend you give this card a chance. You’ll need your Green Card to apply, but you’ll get approved instantly and enjoy all the awesome Mastercard benefits.
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Jasper Mastercard®

Jasper Mastercard®

Min. Credit Required: Fair

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