Chase Ink Business Cash®

Business credit card that offers $750 bonus, up to 5% rewards and no annual fee

Updated: Dec 21, 2021

Advertiser Disclosure

Running a small business isn't cheap, but the Chase Ink Business Cash credit card with $750 Bonus cashback makes it easier. With no annual fee and a low introductory rate, you can get started the right way. With multiple ways to earn cashback, though, you can stay on the right track, on the way to financial success.




13.24% to 19.24% Variable



33 User Ratings

Chase Ink Business Cash®

at Chase Secured website

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Introductory APR


Intro APR Period

12 months

Minimum Credit Score


Key Features

  • Earn $750 bonus cash back after you spend $7,500 in 3 months from account opening
  • 5% cash back on the first $25,000 spent annually at office supply stores, phone services, internet, and cable.
  • 2% cash back on the first $25,000 spent annually at gas stations and restaurants
  • 1% cash back on all other card purchases with no limit to the amount you can earn
  • 0% introductory APR for 12 months on purchases and balance transfers
  • No annual fee

Our Take

America is still the home of the entrepreneur. People come from all over the world for a shot at the American Dream, and they work hard for it. One reason why they are able to succeed, especially in this day and age, is because there are financial products available that make it easier to fund your business dreams without having to worry too much about the upkeep. Of course, this helps to make it easier and therefore more enjoyable to manage your business, especially in those rough first couple of years. The Chase Ink Business Cash credit card is one such financial product. See Ink Business Cards Review.


  • No annual fee
  • 12 months intro
  • $750 bonus
  • Up to 5% cash back
  • Full customization
  • Extra security


  • The card has an international transaction fee
  • New cardholders need to spend 7,500 in 3 months to receive a $750 bonus
  • No annual fee. First of all, this card has no annual fee, so you will automatically save money over other cards of a similar nature.
  • 12 months intro. With an introductory rate that could be as low as 0%, though, you could also save on everything you need to get your business off the ground, at least for the first 12 months. Even after the introductory period ends, though, the range of typical APRs is quite affordable and better than many other cards in this category.
  • $750 bonus. New cardholders will earn $750 bonus cash back after spending $7,500 on card purchases within 3 months on account opening.
  • Up to 5% cash back. The Chase Ink Business Cash card can save you money by paying you back on many of the things that you need to operate your business. Commonly known as overhead, these expenses are necessary investments for operating your business. For instance, you need to buy supplies, pay your phone or internet bill, and with this card, you can get 5% back on all business-related expenses. Furthermore, you will also get 2% cashback from transactions at gas stations and restaurants. All of these things can help you progress, and now you will get rebates just for doing the right thing.
  • Full customization. Finally, you can customize this credit card to meet your needs. You can adjust your credit limit as well as opt for a more flexible payment structure so you can be in full control of your finances. You can even get extra cards free of charge for employees to use as an expense account.
  • Extra security. You can then track expenses using customized alerts and reports. Of course, you get all of this with Zero Liability Protection included free of charge. Altogether you can see that this card provides many opportunities to save money but it is also safe, in general, and you will never have to worry about unauthorized, questionable, or fraudulent charges; making it easier for you to focus on what is truly important.

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Basic Information
Issuer: Chase
Network: VISA®
Category: Business (Regular)
Best Used For:
  • Instant Decision
  • EMV Chip
  • High Credit Limit
  • Intro Bonus
Rewards: Yes
Reward Types:
  • Cash Back Rewards
  • Gas Rewards
  • Other Rewards
  • Universal Rewards
Reward Units: Cash
Rates & Fees
Introductory APR (%): 0%
Applied Towards:
  • Purchases
Intro Period: 12 months
Regular APR: 13.24% to 19.24%
Regular APR Type: Variable
Annual Fee: $0
Balance Transfer: Yes
APR on Cash Advances: 24.99%
Grace Period: 20 days
Late Payment Fee: $39
Other Fees:
  • Return Payment Fee: $39.00
  • Return Check Fee: None
  • Foreign Transactions: 3% of the amount of each transaction in U.S. dollars.

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*The information provided for Chase Ink Business Cash® is believed to be accurate at the time of evaluation or recent update on December 21, 2021. However, we strongly advise visitors to review the card fees and Terms & Conditions on the issuer's website by following Apply Now link to verify the accurancy of the information posted prior to applying for this card offer.

Chase Ink Business Cash®

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