Petal® 2 'Cash Back, No Fees' Visa® Credit Card

Updated: Mar 26, 2021

Advertiser Disclosure

Petal 2 Visa issued by WebBank is a great credit card for people who have Excellent, Good, Limited, or No Credit history at all and want to get a solid unsecured card with cashback as well as credit reporting features. With additional perks, such as easy money management tools, this card can help consumers regain control over their financial lives.

The online application is quick and easy to complete, followed by a swift response. Great benefits, including a cash-back rewards program, no fees whatsoever, and a high line of credit make this card one of the best Low-Interest Rate Pre-approval offers on the market.




12.99% - 26.99% Variable



258 User Ratings

Petal® 2 'Cash Back, No Fees' Visa® Credit Card

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Introductory APR


Intro APR Period


Minimum Credit Score


Key Features

  • No fees whatsoever. No late fee, international fee, annual fee, or any-other-kind-of-fee, fee.
  • Up to 1.5% cashback after making 12 on-time monthly payments
  • 1% cashback on eligible purchases right away
  • 2% - 10% cash back from select merchants
  • $500 - $10,000 credit limits
  • Variable APRs 12.99% - 26.99%
  • Build credit alongside tens of thousands of Petal Cardmembers
  • Cash flow technology may help applicants without credit history get approved
  • Petal's technology may analyze your bank account info (using read-only access) to provide a better look at your full financial picture
  • Petal's mobile app makes it easy to manage your money, track your spending, and automate payments
  • See if you're pre-approved within minutes without impacting your credit score
  • Petal reports to all 3 major credit bureaus
  • No deposits required
  • Card issued by WebBank, Member FDIC

Our Take

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Basic Information
Issuer: WebBank
Network: VISA®
Category: Consumer (Regular)
Best Used For:
  • Low Interest Rate
  • No Foreign Transaction Fee
  • Unsecured
  • Building Credit
  • Pre-Qualification
Rewards: Yes
Reward Types:
  • Cash Back Rewards
  • Other Rewards
  • Universal Rewards
Reward Units: Cash
Rates & Fees
Regular APR: 12.99% - 26.99%
Regular APR Type: Variable
Annual Fee: $0
Balance Transfer: No
Grace Period: 21 days
Late Payment Fee: $0
Other Fees:
  • No fees whatsoever.

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Additional Information & Comments

Q: Is Petal Card legit?
A: Petal Visa Credit Card is one of the best starter credit cards currently available on the market. The Petal Visa card offers cash back rewards, low-interest rates for those who qualify and accepts applications from people with limited credit history. The card is the ideal option to build credit and it doesn't have any fees.

Q: What is recommended Credit to apply for Petal Card??
A: The recommended credit is - Good/ Fair Credit. People with Excellent credit can get approved too.

Non-Affiliate Offer Disclosure
*The information provided for Petal® 2 'Cash Back, No Fees' Visa® Credit Card is believed to be accurate at the time of evaluation and has been collected independently by MarketProSecure®. The card issuer did not provide the details, nor it is responsible for their accuracy.

Petal® 2 'Cash Back, No Fees' Visa® Credit Card

Reviews - (1 User Reviews)
Share your experience and rate the Petal® 2 'Cash Back, No Fees' Visa® Credit Card
August 11, 2020
Lara W. (26-35) - Cardholder
Income on Application
Credit Score
Fair (580-669)
Credit Limit
Filed for Bankruptcy

Love this card!

It’s been nearly a year since I applied for this card (application took less than a minute, and I had a 620 score back then), and I couldn’t be happier. NO FEES whatsoever! Literally nothing – not even late fees! I’ve never been late with my payments, though, as I got the card to improve my credit. So far, so good on that front. I love the cashback rewards too! I actually started noticing them after I increased my credit limit to $1,000. They won’t make you rich, but they can come in handy after a while. I usually use mine for traveling – and I don’t pay any fees abroad either! Highly recommend this card to everyone!
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Petal® 2 'Cash Back, No Fees' Visa® Credit Card

Petal® 2 'Cash Back, No Fees' Visa® Credit Card

Min. Credit Required: Fair

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