Quontic Mastercard® Debit Card

Free bank debit card and a checking account that gives up to 1.01% APY

Updated: Dec 03, 2022

Advertiser Disclosure

Quontic Bank debit card comes together with Quontic High-Interest Checking and earns up to 1.01% APY on the portion of your account daily balances. However, to qualify for higher APY, you need to make at least 10 qualifying debit card transactions of $10 or more per statement cycle. There is a minimum initial deposit of $100 to open the account and get the debit card. Application takes 3 minutes. The physical Quontic Mastercard debit card arrives 10 business days after application.




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Quontic Mastercard® Debit Card

at Quontic's Secured website

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Recommended Credit Score

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Key Features

  • Comes with a Free Checking Account
  • Earn up to 1.01% APY on balance
  • No account fees
  • No Monthly Service Fees
  • Fully Mobile and Online Banking
  • Access to 90,000+ ATMs nationwide, fee-free
  • All credit accepted: Bad, Good, Poor, Fair, Excellent
  • FDIC insured and secured

Our Take

Quontic Bank debit card is part of the Quontic High Interest Checking account and features no application, maintenance, and no annual fees. The card has full Mastercard benefits and is accepted nationwide. Making at least 10 transactions of $10 or more with the Quontic Mastercard per billing circle will guarantee the highest APY on daily balances, which at the moment is 1.10% APY. The yield is based on tiers and can be changed without prior notice.

How Quontic works in 3 steps

  • Open the account. It takes 3 minutes to open an account online. You will need to provide basic information like contacts, day of birth, and your social security number. There is no credit check and no turndown.
  • Meet minimum requirements. You will need to make at least 10 debit card transactions per billing circle to be eligible for high interest benefits and the highest rates.
  • Earn high interest. Receive up to 1.10% APY which is compounded daily and deposited into your checking account monthly if satisfying transaction requirements are met.

Quontic Mastercard Competition

Frequently Asked Questions

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Basic Information
Issuer: Other Issuers
Network: Mastercard®
Category: Consumer (Stored Value)
Review: Full Card Review
Best Used For:
  • Cards for Bad Credit
  • Guaranteed Approval
  • EMV Chip
  • No Credit Check
  • Debit Card
Rewards: No
Rates & Fees
Annual Fee: $0
Opening Min: $100
Application Fee: $0
ATM Fee: $0
Other Fees:
  • Monthly Fee: $0
  • Direct Deposit Fee: $0
  • Card Purchase Fee: $0
  • Activation Fee: $0
  • Inactivity fee: $0
  • Annual Fee: $0

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Rec. Credit Score

Accepts All

*The information provided for Quontic Mastercard® Debit Card is believed to be accurate at the time of evaluation or recent update on December 03, 2022. However, we strongly advise visitors to review the card fees and Terms & Conditions on the issuer's website by following Apply Now link to verify the accurancy of the information posted prior to applying for this card offer.

Quontic Mastercard® Debit Card

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Quontic Mastercard® Debit Card

Quontic Mastercard® Debit Card

Rec. Credit Score: Accepts All

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