Quontic Mastercard® Debit Card
Free bank debit card and a checking account that gives up to 1.01% APY
Updated: Jul 4, 2024
Quontic Bank debit card comes together with Quontic High-Interest Checking and earns up to 1.01% APY on the portion of your account daily balances. However, to qualify for higher APY, you need to make at least 10 qualifying debit card transactions of $10 or more per statement cycle. There is a minimum initial deposit of $100 to open the account and get the debit card. Application takes 3 minutes. The physical Quontic Mastercard debit card arrives 10 business days after application.
ANNUAL FEE
$0
ONGOING APR
0% Fixed
INTRO APR
N/A
at Quontic's Secured website
Apply NowApplication Fee
$0
Credit Reporting
No
Recommended Credit Score
Accepts All
Key Features
- Comes with a Free Checking Account
- Earn up to 1.01% APY on balance
- No account fees
- No Monthly Service Fees
- Fully Mobile and Online Banking
- Access to 90,000+ ATMs nationwide, fee-free
- All credit accepted: Bad, Good, Poor, Fair, Excellent
- FDIC insured and secured
Our Take
Quontic Bank debit card is part of the Quontic High Interest Checking account and features no application, maintenance, and no annual fees. The card has full Mastercard benefits and is accepted nationwide. Making at least 10 transactions of $10 or more with the Quontic Mastercard per billing circle will guarantee the highest APY on daily balances, which at the moment is 1.10% APY. The yield is based on tiers and can be changed without prior notice.
How Quontic works in 3 steps
- Open the account. It takes 3 minutes to open an account online. You will need to provide basic information like contacts, day of birth, and your social security number. There is no credit check and no turndown.
- Meet minimum requirements. You will need to make at least 10 debit card transactions per billing circle to be eligible for high interest benefits and the highest rates.
- Earn high interest. Receive up to 1.10% APY which is compounded daily and deposited into your checking account monthly if satisfying transaction requirements are met.
Quontic Mastercard Competition
- Aspiration Plus Spend & Save
- Stilt Debit Mastercard
- Mission Money Debit Card
- CCU Visa Card
- Axos Bank Checking Visa
Frequently Asked Questions
| Issuer: | Other Issuers |
|---|---|
| Network: | Mastercard® |
| Category: | Consumer (Stored Value) |
| Review: | Full Card Review |
| Best Used For: |
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| Rewards: | No |
| Annual Fee: | $0 |
|---|---|
| Opening Min: | $100 |
| Application Fee: | $0 |
| ATM Fee: | $0 |
| Other Fees: |
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Quontic Mastercard® Debit Card Alternatives
Quontic Mastercard® Debit Card |
| APPLY NOW |
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Annual Fee $0 |
|
Regular APR 0% |
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Intro APR N/A |
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Rec. Credit Score Accepts All |
IMPORTANT
*The information provided for Quontic Mastercard® Debit Card is believed to be accurate at the time of evaluation or recent update on July 4, 2024. However, we strongly advise visitors to review the card fees and Terms & Conditions on the issuer's website by following Apply Now link to verify the accurancy of the information posted prior to applying for this card offer.
Quontic Mastercard® Debit Card
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