Self - Credit Builder Account + Secured Visa® Card

Start building credit and saving your money - its easy, fast and reliable

Updated: Oct 2, 2021

Advertiser Disclosure

The Self Credit Builder Account with Self Visa Secured credit card issued by Lead Bank helps people to build credit. It's a good starter account with a 12 to 24 months CD-backed loan, low fees, and reasonable APR. The Self will report your credit each month to the main 3 Credit Bureaus. After the agreed period, you will walk to the next step with credit history and your accumulated savings to open the Self Secured Visa card.

ANNUAL FEE

$0

ONGOING APR

See Terms

INTRO APR

N/A

59 User Ratings

Self - Credit Builder Account + Secured Visa® Card

at Self's Secured website

Apply Now

Introductory APR

N/A

Intro APR Period

N/A

Minimum Credit Score

Accepts All

Key Features

  • Get the savings plan that helps build credit today!
  • Start with a Credit Builder Account that reports monthly payments to all 3 major credit bureaus.
  • Sample product: A $539.00 Credit builder account, paid 12 times over one year would have a monthly payment of $48.00, and an Annual Percentage Rate of 15.97%.
  • Please refer to www.self.inc/pricing for the most recent pricing options.

Our Take

Self Inc. is helping thousands of people begin their financial journey with a credit-builder account and a Self secured visa credit card. The credit builder account is a CD-backed loan. You will be making small monthly payments over a 12-24 month period. At the end of the CD-backed loan period, you unlock your balance and walk away with accumulated cash. During the life of the loan, the Self. Inc is reporting your credit to all 3 major Credit Bureaus. You can use your secured card for 3 months after opening the balance with some restrictions. You will build your credit while you build savings.

How Self works. Sample calculation

  • Activate your account by paying $9 non-refundable administrative fee.
  • Next month, you start paying $48 per month for 12 months. Each month you build credit with all 3 credit bureaus.
  • After 12 months, you have established credit and you get $539 savings back.

RELATED Story: What is Self Credit Builder Account?

How to get Self Secured Visa credit card?

  • STEP 1: You should open a Credit Builder Account by clicking apply link on this page.
  • STEP 2: Meet the eligibility requirements: have $100 or more in savings progress; OR make 3 monthly payments on time; OR have your account in good standing.
  • STEP 3: Choose your secured card limit. Use savings progress amount portion. It should be $100 or more to start.
  • STEP 4: Order your secured Visa credit card.
  • STEP 5: Activate your new Self secured card once received.
  • STEP 6: Track your spending activity and always pay on time to successfully build your credit history and score.

Self Visa Card Competition

Frequently Asked Questions

Apply Now
Basic Information
Issuer: Other Issuers
Network: VISA®
Category: Consumer (Secured)
Best Used For:
  • Cards for Bad Credit
  • Instant Decision
  • Ultimate Financial Offer
  • Building Credit
  • Damaged Credit
  • No Credit Check
Rewards: No
Rates & Fees
Regular APR: See Terms
Regular APR Type:
Annual Fee: $0
Balance Transfer: No
Other Fees:
  • Finance charge: $46
  • Administrative fee: $9 (Non-refundable)

Self - Credit Builder Account + Secured Visa® Card Alternatives


Self - Credit Builder Account + Secured Visa® Card

Self - Credit Builder Account + Secured Visa® Card

APPLY NOW

Annual Fee

$0

Regular APR

See Terms

Intro APR

N/A

Min. Credit Level

Accepts All

IMPORTANT
*The information provided for Self - Credit Builder Account + Secured Visa® Card is believed to be accurate at the time of evaluation or recent update on October 2, 2021. However, we strongly advise visitors to review the card fees and Terms & Conditions on the issuer's website by following Apply Now link to verify the accurancy of the information posted prior to applying for this card offer.

Self - Credit Builder Account + Secured Visa® Card

Reviews - (1 User Reviews)
Share your experience and rate the Self - Credit Builder Account + Secured Visa® Card
(Good)
May 16, 2021
Susan (36-45) - Cardholder
Income on Application
$44420
Credit Score
Good (670-739)
Credit Limit
$1000
Filed for Bankruptcy
No

One of the best cards for rebuilding credit

Managing finances turned out to be harder than I expected. I missed a few payments and that damaged my credit scores more than I could ever imagine. However, this card helped me get back on track with my finances and my credit scores today are almost back to normal. It's true, the card doesn't have a reward system, but I don't care about that. I like it because it helped me turn my life around.
Fees & Charges:
4/5
Features & Benefits:
5/5
Customer Support:
5/5
Application Process:
5/5
Comment (0)

Self - Credit Builder Account + Secured Visa® Card

Self - Credit Builder Account + Secured Visa® Card

Min. Credit Required: Accepts All

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