Self - Credit Builder Account + Secured Visa® Card
Start building credit and saving your money - its easy, fast and reliable
Updated: Dec 03, 2024
The Self Credit Builder Account with Self Visa Secured credit card issued by Lead Bank helps people to build credit. It's a good starter account with a 12 to 24 months CD-backed loan, low fees, and reasonable APR. The Self will report your credit each month to the main 3 Credit Bureaus. After the agreed period, you will walk to the next step with credit history and your accumulated savings to open the Self Secured Visa card.
ANNUAL FEE
$0
ONGOING APR
See Terms
INTRO APR
N/A
at Self's Secured website
Apply NowIntroductory APR
N/A
Intro APR Period
N/A
Recommended Credit Score
Accepts All
Key Features
- If you have an active Credit Builder Account, $100 or more in savings progress and satisfying income requirements you may be eligible to receive the Self Secured Visa Credit Card*, without a hard credit check. Criteria subject to change.
- Build credit and savings at the same time.
- Start with a Credit Builder Account* that reports monthly payments to all 3 major credit bureaus.
- At the end of your plan, unlock the savings you built - minus interest and fees.
- The Self Visa® Secured Credit Card* is accepted at millions of locations in the U.S.
- *Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., First Century Bank, N.A., each Member FDIC. Subject to credit approval. The secured Self Visa(r) Credit Card is issued by Lead Bank or First Century Bank, N.A., each Member FDIC. See Self.inc for details. Subject to ID Verification. Individual borrowers must be a U.S. citizen or permanent resident and at least 18 years old. Valid bank account and Social Security Number are required. All loans are subject to consumer report review and approval. The secured Self Visa(r) Credit Card requires an active Self Credit Builder Account and qualification based on other eligibility criteria including income & expense requirements. Criteria subject to change.
Our Take
Self Inc. is helping thousands of people begin their financial journey with a credit-builder account and a Self secured Visa credit card. The credit builder account is a CD-backed loan. You will make small monthly payments over 12-24 months. You unlock your balance and walk away with accumulated cash at the end of the CD-backed loan period. Self Inc. reports your credit to all three major credit bureaus during the loan’s life. With some restrictions, you can use your secured card for 3 months after opening the balance. You will build your credit while you build savings.
How Self Works. Sample calculation
- Activate your account online.
- Next month, you start paying $48 per month for 12 months. Each month, you build credit with all three credit bureaus.
- After 12 months, you have established credit and get $539 in savings.
RELATED: What is Self Credit Builder Account, Self Credit Builder vs Chime
How do I get Self Secured Visa credit card?
- STEP 1: You should open a Credit Builder Account by clicking apply link on this page.
- STEP 2: Meet the eligibility requirements: You must have $100 or more in savings progress.
- STEP 3: Choose your secured card limit. Use the savings progress amount portion. It should be $100 or more to start.
- STEP 4: Order your secured Visa credit card.
- STEP 5: Activate your new Self-secured card once it is received.
- STEP 6: Track your spending activity and always pay on time to build your credit history and score successfully.
Self Visa Card Competition
Frequently Asked Questions
| Issuer: | Other Issuers |
|---|---|
| Network: | VISA® |
| Category: | Consumer (Secured) |
| Best Used For: |
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| Rewards: | No |
| Regular APR: | See Terms |
|---|---|
| Regular APR Type: | |
| Annual Fee: | $0 |
| Balance Transfer: | No |
| Other Fees: |
|
Self - Credit Builder Account + Secured Visa® Card Alternatives
Self - Credit Builder Account + Secured Visa® Card |
| APPLY NOW |
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Annual Fee $0 |
|
Regular APR See Terms |
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Intro APR N/A |
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Rec. Credit Score Accepts All |
IMPORTANT
*The information provided for Self - Credit Builder Account + Secured Visa® Card is believed to be accurate at the time of evaluation or recent update on December 03, 2024. However, we strongly advise visitors to review the card fees and Terms & Conditions on the issuer's website by following Apply Now link to verify the accurancy of the information posted prior to applying for this card offer.
Self - Credit Builder Account + Secured Visa® Card
Reviews - (1 User Reviews)
May 16, 2021
Susan
(36-45) - Cardholder
Income on Application
$44420
Credit Score
Good (670-739)
Credit Limit
$1000
Filed for Bankruptcy
No
One of the best cards for rebuilding credit
Managing finances turned out to be harder than I expected. I missed a few payments and that damaged my credit scores more than I could ever imagine. However, this card helped me get back on track with my finances and my credit scores today are almost back to normal. It's true, the card doesn't have a reward system, but I don't care about that. I like it because it helped me turn my life around.
Fees & Charges:
4/5
Features & Benefits:
5/5
Customer Support:
5/5
Application Process:
5/5
Self - Credit Builder Account + Secured Visa® Card
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