First PREMIER® Bank Forward MasterCard®

60 seconds response card with credit reporting and higher fees

Updated: Jul 4, 2024

Advertiser Disclosure

Applying for credit cards with less than stellar credit can be difficult. The First PREMIER Forward Mastercard only requires applicants to have a checking account. Upon filling out the application, you can find out if you've been approved in a minute or less. Other benefits to the card include online account management. In addition, the Mastercard logo ensures you can buy what you need when and where you want.


See Terms


36.00% Fixed



134 User Ratings

First PREMIER® Bank Forward MasterCard®

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Introductory APR


Intro APR Period


Recommended Credit Score

Bad Credit OK

Key Features

  • Must have a checking account to qualify
  • Acceptance at millions of locations worldwide (subject to available credit)
  • Receive a response in 60 seconds!
  • A good choice for those with less than perfect credit.
  • If approved, pay your $95 Processing Fee to open your account and access your $300 credit limit

Our Take

  • Everyone needs a credit card. The First PREMIER Forward Mastercard makes it easy to get the credit you need to make purchases when and where it’s convenient for you. It’s not a debit card and it’s not a prepaid card. When you want to make a purchase without having the cash present, this is the opportunity to do so.
  • The card itself was designed to appease those without perfect credit. All you need to qualify for the card is a checking account as well as being 18 or older. The application is available online and takes minutes to complete. The data is then reviewed and you can receive a response within 60 seconds. If you are approved, your card is mailed to you and upon activation, you can begin spending.
  • A Mastercard is accepted virtually everywhere. Choose to shop online, over the phone, and in-person at merchants around the globe. Use the provided PIN number to pull out cash at ATM machines anywhere you’re at. Fill up at gas stations, make travel reservations or take care of any other purchases where you need to make them.
  • Using a credit card is safer and more convenient than cash. Should your card get lost, you simply need to call customer service. A new card will be issued to you. That’s much better than cash. You can also make purchases in more places with a credit card than with cash.
  • Another benefit of the card is the ability to manage your account anytime, anywhere. As long as you have an internet connection, you can log onto your account. A username and password will be created specifically for you. On a secure connection, you can find out your account balance, credit limit, transaction history, and even pay bills online.
  • Contact customer service easily. You can make an inquiry online through your online account management. You can also use the toll-free number to contact a representative. If you have questions about your account, you always have the ability to talk to someone about the account.
  • Using a credit card is about convenience. Bad credit or not, you don’t have to be denied a credit card. With this credit card, the application is simple and you can find out if you’ve been approved virtually instantly. It’s an easy way to make purchases when you don’t have cash. It also offers convenient features to manage your account effectively. Forget prepaid and debit cards. Sometimes you need an actual credit card. As long as you have a checking account, you can be approved for a credit card.

Best First PREMIER Bank Forward Alternatives


  • Instant decision
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  • Processing fee
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Basic Information
Issuer: First PREMIER Bank
Network: Mastercard®
Category: Consumer (Regular)
Best Used For:
  • Cards for Bad Credit
  • Instant Decision
  • Starter
  • Unsecured
  • Damaged Credit
Rewards: No
Rates & Fees
Regular APR: 36.00%
Regular APR Type: Fixed
Annual Fee: See Terms
Balance Transfer: No
Grace Period: See Terms

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Non-Affiliate Offer Disclosure
*The information provided for First PREMIER® Bank Forward MasterCard® is believed to be accurate at the time of evaluation and has been collected independently by MarketProSecure®. The card issuer did not provide the details, nor it is responsible for their accuracy.

First PREMIER® Bank Forward MasterCard®

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First PREMIER® Bank Forward MasterCard®

First PREMIER® Bank Forward MasterCard®

Rec. Credit Score: Bad Credit OK

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Advertiser Disclosure

Market Pro Secure® is an independent payment card comparison service supported by advertisers, a complete list of which can be seen in our Editorial Guidelines. Even though some of these advertisers are financial product providers and credit card issuers, our paid partnerships don't affect card ratings or the Best Card Picks on our website. We don't post any content that is provided or commissioned by any of our partners. However, our paid partnerships may affect how and where products appear on our site, including the order in which they are presented within listing categories. This order may also be affected by our website rules, as well as the likelihood of the applicant’s credit approval. We can't offer any warranty for the accuracy of the credit card information we share on our website, even though we do our best to keep the Terms and Conditions, rates, and other credit card details up-to-date. For more accurate information, click "APPLY NOW" to get transferred to the credit card issuer's official website. Market Pro Secure® doesn't include all available payment cards in the marketplace.