First PREMIER® Bank Gold Mastercard®

Unsecured card with high APR and fast approval for bad credit

Updated: Jul 4, 2024

Advertiser Disclosure

The First PREMIER Bank Gold Credit Card is designed for those with poor credit. As long as you have a checking account, you can qualify for the card, providing you with the ability to use a credit card anywhere Mastercard is accepted.


See Terms


36.00% Fixed



126 User Ratings

First PREMIER® Bank Gold Mastercard®

This card is not available right now.

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Introductory APR


Intro APR Period


Recommended Credit Score

Bad Credit OK

Key Features

  • Must have checking account to qualify
  • Apply today and if approved, simply pay a Processing Fee and you could begin enjoying a $300 credit limit (subject to available credit)
  • Responsible account management (making timely monthly payments with all creditors and keeping balances within the limits) may help rebuild credit history
  • This is a credit card, not a debit card or prepaid card
  • Reports your credit history to the major Consumer Reporting Agencies
  • A Gold credit card offer for those with less than perfect credit.
  • Instant decision card

Our Take

  • Getting a credit card without perfect credit is simple with the First PREMIER Bank Gold Credit Card. As long as you have a checking account and are at least 18 years old, you qualify for the card.
  • The application takes minutes to complete and you can receive a credit response in 60 seconds or less.
  • From there, you will receive your card in a few days. The card features the Mastercard logo, allowing you to purchase what you want wherever you want. Millions of merchants around the globe and online accept Mastercard.
  • You can also take a cash advance at any ATM machine.
  • An added benefit of the card is 24/7 online account management.
  • Buy what you need without dealing with a prepaid card.

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Basic Information
Issuer: First PREMIER Bank
Network: Mastercard®
Category: Consumer (Premium)
Best Used For:
  • Cards for Bad Credit
  • Instant Decision
Rewards: No
Rates & Fees
Regular APR: 36.00%
Regular APR Type: Fixed
Annual Fee: See Terms
Balance Transfer: No
Grace Period: See Terms

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Additional Information & Comments

*$95 program fee to open the account

Option A - Credit Limit: $300. Annual Fee: $75 first year, $45 after. Monthly Fee: $6.25
Option B - Credit Limit: $400. Annual Fee: $100 first year, $45 after. Monthly Fee: $6.25
Option C - Credit Limit: $500. Annual Fee: $125 first year, $49 after. Monthly Fee: $10.40

Non-Affiliate Offer Disclosure
*The information provided for First PREMIER® Bank Gold Mastercard® is believed to be accurate at the time of evaluation and has been collected independently by MarketProSecure®. The card issuer did not provide the details, nor it is responsible for their accuracy.

First PREMIER® Bank Gold Mastercard®

Reviews - (1 User Reviews)
Share your experience and rate the First PREMIER® Bank Gold Mastercard®
December 11, 2020
Gloria S. (26-35) - Wants to have it
Income on Application
Credit Score
Fair (580-669)
Credit Limit
Filed for Bankruptcy

its good

I’ve heard good stuff about it
Fees & Charges:
Features & Benefits:
Customer Support:
Application Process:
Comment (0)

First PREMIER® Bank Gold Mastercard®

First PREMIER® Bank Gold Mastercard®

Rec. Credit Score: Bad Credit OK

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Market Pro Secure® is an independent payment card comparison service supported by advertisers, a complete list of which can be seen in our Editorial Guidelines. Even though some of these advertisers are financial product providers and credit card issuers, our paid partnerships don't affect card ratings or the Best Card Picks on our website. We don't post any content that is provided or commissioned by any of our partners. However, our paid partnerships may affect how and where products appear on our site, including the order in which they are presented within listing categories. This order may also be affected by our website rules, as well as the likelihood of the applicant’s credit approval. We can't offer any warranty for the accuracy of the credit card information we share on our website, even though we do our best to keep the Terms and Conditions, rates, and other credit card details up-to-date. For more accurate information, click "APPLY NOW" to get transferred to the credit card issuer's official website. Market Pro Secure® doesn't include all available payment cards in the marketplace.