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First PREMIER® Bank Gold Mastercard®

Consumer Reviews, Fees, Credit Score, Application & Best Alternatives


Updated: Nov 09, 2020
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The First PREMIER Bank Gold Credit Card is designed for those with poor credit. As long as you have a checking account, you can qualify for the card, providing you with the ability to use a credit card anywhere Mastercard is accepted.

ANNUAL FEE:

See Terms*

ONGOING APR:

36.00% (Fixed)*

INTRO APR:

N/A

126 User Ratings First PREMIER® Bank Gold Mastercard®
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Introductory APR
N/A
Intro APR Period
N/A
Minimum Credit Score
Bad Credit OK*

Key Features


  • Must have checking account to qualify
  • Apply today and if approved, simply pay a Processing Fee and you could begin enjoying a $300 credit limit (subject to available credit)
  • Responsible account management (making timely monthly payments with all creditors and keeping balances within the limits) may help rebuild credit history
  • This is a credit card, not a debit card or prepaid card
  • Reports your credit history to the major Consumer Reporting Agencies
  • A Gold credit card offer for those with less than perfect credit.
  • Instant decision card
$ 1 2020-11-24 InStock

Our Take


Getting a credit card without perfect credit is simple with the First PREMIER Bank Gold Credit Card. As long as you have a checking account and are at least 18 years old, you qualify for the card. The application takes minutes to complete and you can receive a credit response in 60 seconds or less. From there, you will receive your card in a few days. ...

Getting a credit card without perfect credit is simple with the First PREMIER Bank Gold Credit Card. As long as you have a checking account and are at least 18 years old, you qualify for the card. The application takes minutes to complete and you can receive a credit response in 60 seconds or less.

From there, you will receive your card in a few days. The card features the Mastercard logo, allowing you to purchase what you want wherever you want. Millions of merchants around the globe and online accept Mastercard. You can also take a cash advance at any ATM machine. An added benefit of the card is 24/7 online account management. Buy what you need without dealing with a prepaid card.


Pros

  • Reports to credit Bureaus
  • Instant decision
  • Credit Card for Bad credit

Cons

  • High price
  • Annual fee
  • Monthly fee

Basic Information

Issuer: First PREMIER Bank
Network: Mastercard®
Category: Consumer (Premium)
Common Uses:
  • Cards for Bad Credit
  • Instant Decision
Rewards: No
 

Rates & Fees

Introductory APR (%): N/A
Applied Towards: N/A
Intro Period: N/A
Regular APR: 36.00%
Regular APR Type: Fixed*
Annual Fee: See Terms*
Balance Transfer: No*
APR on Cash Advances: N/A
Grace Period: See Terms*
Late Payment Fee: N/A
 

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Additional Info & Comments

*$95 program fee to open the account

Option A - Credit Limit: $300. Annual Fee: $75 first year, $45 after. Monthly Fee: $6.25
Option B - Credit Limit: $400. Annual Fee: $100 first year, $45 after. Monthly Fee: $6.25
Option C - Credit Limit: $500. Annual Fee: $125 first year, $49 after. Monthly Fee: $10.40



Non-Affiliate Offer Disclosure
*The information provided for First PREMIER® Bank Gold Mastercard® is believed to be accurate at the time of evaluation and has been collected independently by Market Pro Secure®. The card issuer did not provide the details, nor it is responsible for their accuracy.
Market Pro Secure® has made it easy to find the best card offers for you. All you need to do is find the cards you like, click "Save Card", and compare side-by-side.

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Min. Credit Required: Bad Credit OK*