First PREMIER® Bank Gold Mastercard®
Unsecured card with high APR and fast approval for bad credit
Updated: Jul 4, 2024
The First PREMIER Bank Gold Credit Card is designed for those with poor credit. As long as you have a checking account, you can qualify for the card, providing you with the ability to use a credit card anywhere Mastercard is accepted.
ANNUAL FEE
See Terms
ONGOING APR
36.00% Fixed
INTRO APR
N/A
Introductory APR
N/A
Intro APR Period
N/A
Recommended Credit Score
Bad Credit OK
Key Features
- Must have checking account to qualify
- Apply today and if approved, simply pay a Processing Fee and you could begin enjoying a $300 credit limit (subject to available credit)
- Responsible account management (making timely monthly payments with all creditors and keeping balances within the limits) may help rebuild credit history
- This is a credit card, not a debit card or prepaid card
- Reports your credit history to the major Consumer Reporting Agencies
- A Gold credit card offer for those with less than perfect credit.
- Instant decision card
Our Take
- Getting a credit card without perfect credit is simple with the First PREMIER Bank Gold Credit Card. As long as you have a checking account and are at least 18 years old, you qualify for the card.
- The application takes minutes to complete and you can receive a credit response in 60 seconds or less.
- From there, you will receive your card in a few days. The card features the Mastercard logo, allowing you to purchase what you want wherever you want. Millions of merchants around the globe and online accept Mastercard.
- You can also take a cash advance at any ATM machine.
- An added benefit of the card is 24/7 online account management.
- Buy what you need without dealing with a prepaid card.
Best First PREMIER Gold Alternatives
| Issuer: | First PREMIER Bank |
|---|---|
| Network: | Mastercard® |
| Category: | Consumer (Premium) |
| Best Used For: |
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| Rewards: | No |
| Regular APR: | 36.00% |
|---|---|
| Regular APR Type: | Fixed |
| Annual Fee: | See Terms |
| Balance Transfer: | No |
| Grace Period: | See Terms |
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Additional Information & Comments
*$95 program fee to open the account
Option A - Credit Limit: $300. Annual Fee: $75 first year, $45 after. Monthly Fee: $6.25
Option B - Credit Limit: $400. Annual Fee: $100 first year, $45 after. Monthly Fee: $6.25
Option C - Credit Limit: $500. Annual Fee: $125 first year, $49 after. Monthly Fee: $10.40
Non-Affiliate Offer Disclosure
*The information provided for First PREMIER® Bank Gold Mastercard® is believed to be accurate at the time of evaluation and has been collected independently by MarketProSecure®. The card issuer did not provide the details, nor it is responsible for their accuracy.
First PREMIER® Bank Gold Mastercard®
Reviews - (1 User Reviews)
December 11, 2020
Gloria S.
(26-35) - Wants to have it
Income on Application
$3800
Credit Score
Fair (580-669)
Credit Limit
$500
Filed for Bankruptcy
No
its good
I’ve heard good stuff about it
Fees & Charges:
3/5
Features & Benefits:
5/5
Customer Support:
4/5
Application Process:
4/5
First PREMIER® Bank Gold Mastercard®
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