First PREMIER® Bank Gold Mastercard®

Unsecured card with high APR and fast approval for bad credit

Updated: Aug 29, 2021

Advertiser Disclosure

The First PREMIER Bank Gold Credit Card is designed for those with poor credit. As long as you have a checking account, you can qualify for the card, providing you with the ability to use a credit card anywhere Mastercard is accepted.

ANNUAL FEE

See Terms

ONGOING APR

36.00% Fixed

INTRO APR

N/A

126 User Ratings

First PREMIER® Bank Gold Mastercard®

This card is not available right now.

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Introductory APR

N/A

Intro APR Period

N/A

Minimum Credit Score

Bad Credit OK

Key Features

  • Must have checking account to qualify
  • Apply today and if approved, simply pay a Processing Fee and you could begin enjoying a $300 credit limit (subject to available credit)
  • Responsible account management (making timely monthly payments with all creditors and keeping balances within the limits) may help rebuild credit history
  • This is a credit card, not a debit card or prepaid card
  • Reports your credit history to the major Consumer Reporting Agencies
  • A Gold credit card offer for those with less than perfect credit.
  • Instant decision card

Our Take

  • Getting a credit card without perfect credit is simple with the First PREMIER Bank Gold Credit Card. As long as you have a checking account and are at least 18 years old, you qualify for the card.
  • The application takes minutes to complete and you can receive a credit response in 60 seconds or less.
  • From there, you will receive your card in a few days. The card features the Mastercard logo, allowing you to purchase what you want wherever you want. Millions of merchants around the globe and online accept Mastercard.
  • You can also take a cash advance at any ATM machine.
  • An added benefit of the card is 24/7 online account management.
  • Buy what you need without dealing with a prepaid card.

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Basic Information
Issuer: First PREMIER Bank
Network: Mastercard®
Category: Consumer (Premium)
Best Used For:
  • Cards for Bad Credit
  • Instant Decision
Rewards: No
Rates & Fees
Regular APR: 36.00%
Regular APR Type: Fixed
Annual Fee: See Terms
Balance Transfer: No
Grace Period: See Terms

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Additional Information & Comments

*$95 program fee to open the account

Option A - Credit Limit: $300. Annual Fee: $75 first year, $45 after. Monthly Fee: $6.25
Option B - Credit Limit: $400. Annual Fee: $100 first year, $45 after. Monthly Fee: $6.25
Option C - Credit Limit: $500. Annual Fee: $125 first year, $49 after. Monthly Fee: $10.40

Non-Affiliate Offer Disclosure
*The information provided for First PREMIER® Bank Gold Mastercard® is believed to be accurate at the time of evaluation and has been collected independently by MarketProSecure®. The card issuer did not provide the details, nor it is responsible for their accuracy.

First PREMIER® Bank Gold Mastercard®

Reviews - (1 User Reviews)
Share your experience and rate the First PREMIER® Bank Gold Mastercard®
(Good)
December 11, 2020
Gloria S. (26-35) - Wants to have it
Income on Application
$3800
Credit Score
Fair (580-669)
Credit Limit
$500
Filed for Bankruptcy
No

its good

I’ve heard good stuff about it
Fees & Charges:
3/5
Features & Benefits:
5/5
Customer Support:
4/5
Application Process:
4/5
Comment (0)

First PREMIER® Bank Gold Mastercard®

First PREMIER® Bank Gold Mastercard®

Min. Credit Required: Bad Credit OK

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