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Western Union® NetSpend™ Prepaid Mastercard®

Consumer Reviews, Fees, Credit Score, Application & Best Alternatives


Updated: Nov 12, 2020
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The Western Union Mastercard is prepaid so that you can get all the benefits to a credit card without any of the negatives. You never have to worry about monthly payments because you can only spend what you have put on the card. This is an efficient way to make online purchases without wasting your money on a lot of different fees.

ANNUAL FEE:

$0*

ONGOING APR:

N/A *

INTRO APR:

N/A

328 User Ratings Western Union® NetSpend™ Prepaid Mastercard®
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Application Fee
See Terms*
Credit Reporting
No*
Minimum Credit Needed
Accepts All*

Key Features


  • Get the power of a NetSpend prepaid card with Western Union® worldwide money transfer.
  • Free direct deposit to help you get your paychecks and government payments up to 2 days faster!*
  • Receive WU® money transfer funds directly onto your card in the online account center.
  • Add cash at over 130,000 reload locations including Western Union®, CVS/pharmacy®, Family Dollar® and participating 7-ELEVEN® locations.
  • Plus: No credit check, late fees, or interest payments because this is not a credit card.
  • *Card issued by MetaBank®, Member FDIC.
$ 0 2020-12-02 InStock

Our Take


The Western Union Netspend Prepaid Mastercard is very easy to apply for. As long as you have money to get the card opened, you are able to begin experiencing the benefits of a Mastercard. The card is accepted everywhere that MasterCard is, which means you have access to millions of merchants across the globe. You can shop online or in person. You can make purchases for hotels, airline tickets, clothes and much ...

The Western Union Netspend Prepaid Mastercard is very easy to apply for. As long as you have money to get the card opened, you are able to begin experiencing the benefits of a Mastercard. The card is accepted everywhere that MasterCard is, which means you have access to millions of merchants across the globe.

You can shop online or in person. You can make purchases for hotels, airline tickets, clothes and much more. You can also take cash out from any ATM machine with your personalized PIN number which you will receive.

You are able to load the card with more money very easily. The card has four different ways to put money on the card so that you always have money on your Prepaid Mastercard. You can visit any Western Union store to have cash applied to your card by an agent.

You may also choose to have your paycheck direct deposited onto your credit card. It is possible to receive a Western Union money transfer on your card when money is tight. You can also transfer money right over from your bank account.

There are no fees for using the card. There are no transaction fees or monthly maintenance fees. You can feel free to use the card whenever and wherever you want without fear of wasting your money on bank fees. Plus, since the card is prepaid, there are no overdraft fees or late payment fees to deal with, either.

You are in complete control of your money. You are able to go online and check out your account status. You will be able to see how much money you have and also find out what purchases you have recently made on the card. You can even set up email or text notifications when you reach a certain balance so that you know when you need to put more money onto the card.

Finally, your money is protected more than it is with cash, making the Western Union Prepaid Mastercard credit card a very easy decision. Mastercard has a Zero Liability Policy that extends to their prepaid cards.

If your card is lost or stolen, you are not liable for any of the charges made on the account. They will replace the card for free, too. You can't say the same thing about cash, so it makes sense to have this card to protect your money in the best way possible.

Customer service is available online and over the phone should you ever have questions about your account. You can ask as many questions as you want to and have all of them answered promptly.


Pros

  • No monthly maintenance fees
  • No Credit Check
  • Free activation

Cons

  • Does not report to credit bureaus

Basic Information

Issuer: Meta Bank
Network: Mastercard®
Category: Consumer (Stored Value)
Common Uses:
  • Cards for Bad Credit
  • Co-Branded Cards
  • Prepaid Debit Cards
  • Guaranteed Approval
  • Tax Refund
Rewards: No
 

Rates & Fees

Introductory APR (%): N/A
Applied Towards: N/A
Intro Period: N/A
Regular APR: N/A
Regular APR Type: N/A
Annual Fee: $0*
Balance Transfer: No*
APR on Cash Advances: N/A
Grace Period: N/A
Late Payment Fee: N/A
 

Alternatives, Compare Western Union® NetSpend™ Prepaid Mastercard® With Similar Offers



Non-Affiliate Offer Disclosure
*The information provided for Western Union® NetSpend™ Prepaid Mastercard® is believed to be accurate at the time of evaluation and has been collected independently by Market Pro Secure®. The card issuer did not provide the details, nor it is responsible for their accuracy.
Market Pro Secure® has made it easy to find the best card offers for you. All you need to do is find the cards you like, click "Save Card", and compare side-by-side.

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Min. Credit Required: Accepts All*