Simmons Bank Visa® Platinum
Prime card with very low fixed interest rate, no annual fee and instant decision
Updated: Sep 22, 2021
This platinum credit card gives the benefit of a platinum card with no high fees attached. Cardholders incur a fixed APR that does not change with U.S prime rates. Other benefits and insurance plans are attached to the offer and available to cardholders at no extra cost.
ANNUAL FEE
$0
ONGOING APR
9.75% Variable
INTRO APR
0%

Introductory APR
0%
Intro APR Period
12 months on BT
Recommended Credit Score
Excellent
Key Features
- Excellent Credit Required - Applicants that do not have excellent credit will not be approved
- Low 9.75 variable standard purchase APR and platinum benefits
- No balance transfer fee for balances transferred in response to this online offer
- No Annual Fee
Our Take
The Simmons Bank Visa Platinum card charges a low fixed interest rate. It does not have an introductory period or rewards program. It is recommended to have excellent credit to qualify for this card. No annual fee is charged. Auto Rental Insurance provides protection in the event a rented vehicle is damaged or stolen. Coverage comes at no extra cost to the cardholder and only takes place if payment for the rented vehicle is fully conducted with this Visa Card. Another benefit is Online Banking giving you access to monthly statements you can download. Additional benefits are travel accident insurance (with coverage up to $1 million on common carriers), global acceptance, and emergency cash and card replacement.
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Issuer: | Simmons First Bank |
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Network: | VISA® |
Category: | Consumer (Premium) |
Best Used For: |
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Rewards: | No |
Introductory APR (%): | 0% |
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Applied Towards: | N/A |
Intro Period: | 12 months on BT |
Regular APR: | 9.75% |
Regular APR Type: | Variable |
Annual Fee: | $0 |
Balance Transfer: | Yes |
APR on Cash Advances: | 13.75% |
Grace Period: | 25 days |
Late Payment Fee: | $29 |
Other Fees: |
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Simmons Bank Visa® Platinum
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