Simmons Bank Visa® Platinum

Prime card with very low fixed interest rate, no annual fee and instant decision

Updated: Sep 22, 2021

Advertiser Disclosure

This platinum credit card gives the benefit of a platinum card with no high fees attached. Cardholders incur a fixed APR that does not change with U.S prime rates. Other benefits and insurance plans are attached to the offer and available to cardholders at no extra cost.

ANNUAL FEE

$0

ONGOING APR

9.75% Variable

INTRO APR

0%

452 User Ratings

Simmons Bank Visa® Platinum

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Introductory APR

0%

Intro APR Period

12 months on BT

Recommended Credit Score

Excellent

Key Features

  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved
  • Low 9.75 variable standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred in response to this online offer
  • No Annual Fee

Our Take

The Simmons Bank Visa Platinum card charges a low fixed interest rate. It does not have an introductory period or rewards program. It is recommended to have excellent credit to qualify for this card. No annual fee is charged. Auto Rental Insurance provides protection in the event a rented vehicle is damaged or stolen. Coverage comes at no extra cost to the cardholder and only takes place if payment for the rented vehicle is fully conducted with this Visa Card. Another benefit is Online Banking giving you access to monthly statements you can download. Additional benefits are travel accident insurance (with coverage up to $1 million on common carriers), global acceptance, and emergency cash and card replacement.

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Basic Information
Issuer: Simmons First Bank
Network: VISA®
Category: Consumer (Premium)
Best Used For:
  • Instant Decision
  • Low Interest Rate
Rewards: No
Rates & Fees
Introductory APR (%): 0%
Applied Towards: N/A
Intro Period: 12 months on BT
Regular APR: 9.75%
Regular APR Type: Variable
Annual Fee: $0
Balance Transfer: Yes
APR on Cash Advances: 13.75%
Grace Period: 25 days
Late Payment Fee: $29
Other Fees:
  • Convenience Check: 11.25%
  • Foreign Transaction Fee: 2%
  • Penalty Rate: 15.25%

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Non-Affiliate Offer Disclosure
*The information provided for Simmons Bank Visa® Platinum is believed to be accurate at the time of evaluation and has been collected independently by MarketProSecure®. The card issuer did not provide the details, nor it is responsible for their accuracy.

Simmons Bank Visa® Platinum

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Simmons Bank Visa® Platinum

Simmons Bank Visa® Platinum

(452)

Rec. Credit Score: Excellent

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