Chase Sapphire Preferred® Visa Signature Credit Card

Updated: Apr 09, 2021

Advertiser Disclosure

You can earn incentive rewards faster than ever before with the Chase Sapphire Preferred Card. Every $1 earns points which you can then use towards travel arrangements, dining, grocery purchases, account credit, and more. You can redeem your points with an additional 25% value at Chase Ultimate Rewards. Plus you get 60,000 Bonus Points and attractive additional benefits.

ANNUAL FEE

$95

ONGOING APR

15.24% to 22.99% Variable

INTRO APR

N/A

85 User Ratings

Chase Sapphire Preferred® Visa Signature Credit Card

at Chase Secured website

Apply Now

Introductory APR

N/A

Intro APR Period

N/A

Minimum Credit Score

Excellent

Key Features

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening*- that's $750 toward travel when you redeem through Chase Ultimate Rewards.
  • Earn 2x points on dining, including delivery services, takeout, and dining out.
  • Earn 2x points on travel, hotels, taxis, and trains.
  • Earn 2x total points on up to $1,000 in grocery store purchases
  • 5 points per dollar on Lyft rides
  • 1:1 point transfer to leading hotel and airlines loyalty programs
  • No blackout dates or travel restrictions
  • 25% more points redemption value
  • ZERO delivery fee offer from Doordash
  • $60 cashback on a Peloton membership
  • 0$ Foreign Transaction Fee
  • 24/7 hours customer service

Our Take

Earning and redeeming incentive rewards is easier than ever before if you have the Chase Sapphire Preferred Card. Every dollar earns a single point unless it is towards travel, dining, or grocery shopping, in which case it is worth 2 points. If you spend 4,000$ in the first 3 months of account opening you could also earn a 60,000 points bonus, which you can then use towards not only flight vouchers, but as pay yourself back option with 25% more value. 60,000 Chase points worth $750 if you redeem through Chase Ultimate Rewards.

What are other benefits of Chase Sapphire Preferred?

  • No delivery fee for Doordash orders
  • 60 dollars back on a new Peleton membership
  • No foreign transaction fee
  • 1:1 points transfer value
  • 5 points an all Lyft rides

What credit score do you need to apply for?

You must have an excellent credit score to be eligible for the Chase Sapphire Preferred Visa Signature card. And, it is available for you only if you do not have any Sapphire card (Reserve or Preferred) at the moment and you have not received a new cardmember bonus points in the past 2 years.

Pros

Cons

  • Annual fee
  • Needs Excellent credit to apply

Chase Sapphire Preferred FAQ

Apply Now
Basic Information
Issuer: Chase
Network: VISA®
Category: Consumer (Premium)
Best Used For:
  • Instant Decision
  • Low Interest Rate
  • No Foreign Transaction Fee
  • EMV Chip
Rewards: Yes
Reward Types:
  • Airline Rewards
  • Other Rewards
  • Travel Rewards
  • Dining Rewards
Reward Units: Point
Rates & Fees
Regular APR: 15.24% to 22.99%
Regular APR Type: Variable
Annual Fee: $95
Balance Transfer: Yes
APR on Cash Advances: 24.99%
Grace Period: 21 days
Late Payment Fee: $39

Chase Sapphire Preferred® Visa Signature Credit Card Alternatives


Chase Sapphire Preferred® Visa Signature Credit Card

Chase Sapphire Preferred® Visa Signature Credit Card

APPLY NOW

Annual Fee

$95

Regular APR

22.99%

Intro APR

N/A

Min. Credit Level

Excellent

IMPORTANT
*The information provided for Chase Sapphire Preferred® Visa Signature Credit Card is believed to be accurate at the time of evaluation or recent update on April 09, 2021. However, we strongly advise visitors to review the card fees and Terms & Conditions on the issuer's website by following Apply Now link to verify the accurancy of the information posted prior to applying for this card offer.

Chase Sapphire Preferred® Visa Signature Credit Card

Reviews
Share your experience and rate the Chase Sapphire Preferred® Visa Signature Credit Card
Chase Sapphire Preferred® Visa Signature Credit Card

Chase Sapphire Preferred® Visa Signature Credit Card

Min. Credit Required: Excellent

Save to Compare

My Saved Cards (0)

Compare Saved Cards

Market Pro Secure® has made it easy to find the best card offers for you. All you need to do is find the cards you like, click "Save Card", and compare side-by-side.

×

Advertiser Disclosure

Market Pro Secure® is an independent payment card comparison service supported by advertisers, a complete list of which can be seen in our Editorial Guidelines. Even though some of these advertisers are financial product providers and credit card issuers, our paid partnerships don't affect card ratings or the Best Card Picks on our website. We don't post any content that is provided or commissioned by any of our partners. However, our paid partnerships may affect how and where products appear on our site, including the order in which they are presented within listing categories. This order may also be affected by our website rules, as well as the likelihood of the applicant’s credit approval. We can't offer any warranty for the accuracy of the credit card information we share on our website, even though we do our best to keep the Terms and Conditions, rates, and other credit card details up-to-date. For more accurate information, click "APPLY NOW" to get transferred to the credit card issuer's official website. Market Pro Secure® doesn't include all available payment cards in the marketplace.