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Chase Sapphire Preferred® Visa Signature Credit Card

Consumer Reviews, Fees, Credit Score, Application & Best Alternatives


Updated: Jan 21, 2021
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You can earn incentive rewards faster than ever before with the Chase Sapphire Preferred Card. Every $1 earns points which you can then use towards travel arrangements, dining, grocery purchases, account credit, and more. You can redeem your points with an additional 25% value at Chase Ultimate Rewards. Plus you get 60,000 Bonus Points and attractive additional benefits.

ANNUAL FEE:

$95*

ONGOING APR:

15.24% to 22.99% (Variable)*

INTRO APR:

N/A

80 User Ratings Chase Sapphire Preferred® Visa Signature Credit Card
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Introductory APR
N/A
Intro APR Period
N/A
Minimum Credit Score
Excellent*

Key Features


  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening*- that's $750 toward travel when you redeem through Chase Ultimate Rewards.
  • Earn 2x points on dining, including delivery services, takeout, and dining out.
  • Earn 2x points on travel, hotels, taxis, and trains.
  • Earn 2x total points on up to $1,000 in grocery store purchases
  • 5 points per dollar on Lyft rides
  • 1:1 point transfer to leading hotel and airlines loyalty programs
  • No blackout dates or travel restrictions
  • 25% more points redemption value
  • ZERO delivery fee offer from Doordash
  • $60 cashback on a Peloton membership
  • 0$ Foreign Transaction Fee
  • 24/7 hours customer service
$ 95 2021-01-26 InStock

Our Take


Earning and redeeming incentive rewards is easier than ever before if you have the Chase Sapphire Preferred Card. Every dollar earns a single point unless it is towards travel, dining, or grocery shopping, in which case it is worth 2 points. If you spend 4,000$ in the first 3 months of account opening you could also earn a 60,000 points bonus, which you can then use towards not only flight vouchers, but as pay yourself back option with 25% ...

Earning and redeeming incentive rewards is easier than ever before if you have the Chase Sapphire Preferred Card. Every dollar earns a single point unless it is towards travel, dining, or grocery shopping, in which case it is worth 2 points. If you spend 4,000$ in the first 3 months of account opening you could also earn a 60,000 points bonus, which you can then use towards not only flight vouchers, but as pay yourself back option with 25% more value. 60,000 Chase points worth $750 if you redeem through Chase Ultimate Rewards.

What Are other benefits of Chase Sapphire Preferred?


  • No delivery fee for Doordash orders
  • 60 dollars back on a new Peleton membership
  • Zero international transaction fees
  • 1:1 points transfer value
  • 5 points an all Lyft rides

What credit score do you need Chase Sapphire?


You must have an Excellent credit score to be eligible for Chase Sapphire Preferred Visa Signature card. And, it is available for you only if you do not have any Sapphire card (Reserve or Preferred) at the moment and you have not received a new cardmember bonus points in the past 2 years.


Pros

  • 60,000 Bonus Points
  • 2X points on travel, dining & groceries
  • No foreign transaction fees
  • Additional benefits

Cons

  • Annual fee
  • Needs Excellent credit to apply

Basic Information

Issuer: Chase
Network: VISA®
Category: Consumer (Premium)
Common Uses:
  • Instant Decision
  • Low Interest Cards
  • No Foreign Transaction Fee
  • EMV Chip Card
Rewards: Yes
Reward Types:
  • Airline Reward Cards
  • Other Rewards Cards
  • Travel Reward Cards
  • Dining Reward Cards
Reward Units: Point
 

Rates & Fees

Introductory APR (%): N/A
Applied Towards: N/A
Intro Period: N/A
Regular APR: 15.24% to 22.99%
Regular APR Type: Variable*
Annual Fee: $95*
Balance Transfer: Yes*
APR on Cash Advances: 24.99%*
Grace Period: 21 days*
Late Payment Fee: $39*
 

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Additional Info & Comments

This Chase credit card is available to you if you do not have any Sapphire card and have not received a new cardmember bonus in the past 48 months (2 years).



Non-Affiliate Offer Disclosure
*The information provided for Chase Sapphire Preferred® Visa Signature Credit Card is believed to be accurate at the time of evaluation and has been collected independently by Market Pro Secure®. The card issuer did not provide the details, nor it is responsible for their accuracy.
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Min. Credit Required: Excellent*