Simmons Bank Visa® Platinum Rewards

No annual fee, low APRs, and attractive rewards for excellent credit holders

Updated: Sep 17, 2021

Advertiser Disclosure

The Simmons Bank Visa Platinum Rewards credit card offers an opportunity to consumers who are interested in a fixed APR that awards travel benefits with frequent purchasing. Cardholders do not incur an annual fee yet have so much to gain from. The card is issued by Simmons First National Bank.

ANNUAL FEE

$0

ONGOING APR

11.75% Variable

INTRO APR

0%

260 User Ratings

Simmons Bank Visa® Platinum Rewards

This card is not available right now.

Compare Similar

Introductory APR

0%

Intro APR Period

12 months on BT

Minimum Credit Score

Excellent

Key Features

  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved
  • Low 11.75% variable standard purchase APR and platinum benefits
  • Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
  • Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
  • Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
  • No Annual Fee

Our Take

The Simmons Bank Visa Platinum Rewards credit card charges a low and fixed APR.

Once accepted you’ll start to earn a point on every dollar spent. These points will continue to accumulate allowing you to redeem for various rewards once the right amount of points are gathered. Rewards include air travel benefits with any US airline and discounted purchasing at hotels, restaurants, cruises, car rental, and vacation packages. When redeeming points for air travel you can choose a ticket class with no seat restrictions or blackout dates. This card does not charge an annual fee.

As platinum credit card cardholders enjoy benefits such as travel accident insurance, emergency card replacement, lost or stolen card reporting, and auto rental insurance.

Compare Similar
Basic Information
Issuer: Simmons First Bank
Network: VISA®
Category: Consumer (Premium)
Best Used For:
  • Low Interest Rate
Rewards: Yes
Reward Types:
  • Travel Rewards
  • Universal Rewards
Reward Units: Point
Rates & Fees
Introductory APR (%): 0%
Applied Towards: N/A
Intro Period: 12 months on BT
Regular APR: 11.75%
Regular APR Type: Variable
Annual Fee: $0
Balance Transfer: Yes
APR on Cash Advances: 15.75%
Grace Period: 25 days
Late Payment Fee: $29
Other Fees:
  • Foreign Transaction Fee: 2%
  • Convenience Check: 12.95%
  • Penalty Rate: 16.95%*

Similar Offers


Non-Affiliate Offer Disclosure
*The information provided for Simmons Bank Visa® Platinum Rewards is believed to be accurate at the time of evaluation and has been collected independently by MarketProSecure®. The card issuer did not provide the details, nor it is responsible for their accuracy.

Simmons Bank Visa® Platinum Rewards

Reviews
Share your experience and rate the Simmons Bank Visa® Platinum Rewards
Simmons Bank Visa® Platinum Rewards

Simmons Bank Visa® Platinum Rewards

Min. Credit Required: Excellent

Save to Compare

My Saved Cards (0)

Compare Saved Cards

Market Pro Secure® has made it easy to find the best card offers for you. All you need to do is find the cards you like, click "Save Card", and compare side-by-side.

×

Advertiser Disclosure

Market Pro Secure® is an independent payment card comparison service supported by advertisers, a complete list of which can be seen in our Editorial Guidelines. Even though some of these advertisers are financial product providers and credit card issuers, our paid partnerships don't affect card ratings or the Best Card Picks on our website. We don't post any content that is provided or commissioned by any of our partners. However, our paid partnerships may affect how and where products appear on our site, including the order in which they are presented within listing categories. This order may also be affected by our website rules, as well as the likelihood of the applicant’s credit approval. We can't offer any warranty for the accuracy of the credit card information we share on our website, even though we do our best to keep the Terms and Conditions, rates, and other credit card details up-to-date. For more accurate information, click "APPLY NOW" to get transferred to the credit card issuer's official website. Market Pro Secure® doesn't include all available payment cards in the marketplace.