Orchard Bank® Visa® Cards - Discontinued
Updated: Mar 3, 2020
Discontinued. Orchard Bank credit cards are no longer available. You can be pre-approved for an Orchard Bank Visa with simply a proof of employment. After a quick online application, you can have a new card within 3 days. Interest rates are slightly higher than standard cards, but this bank specializes in credit repair, so it's a price that is worth paying, since approvals are harder to come by.
ANNUAL FEE
$59
ONGOING APR
14.99%-24.99%, or 7.99% Variable
INTRO APR
N/A

Introductory APR
N/A
Intro APR Period
N/A
Minimum Credit Score
Bad Credit OK
Key Features
Discontinued Card Offer. Check Card for Bad Credit section for alternatives. - Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit
- Acceptance at millions of locations including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages are available to remind you of your upcoming payment due date
Our Take
Issuer: | Capital One |
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Network: | VISA® |
Category: | Consumer (Regular) |
Best Used For: |
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Rewards: | No |
Regular APR: | 14.99%-24.99%, or 7.99% |
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Regular APR Type: | Variable |
Annual Fee: | $59 |
Balance Transfer: | Yes |
APR on Cash Advances: | 29.99% |
Late Payment Fee: | $35 |
Other Fees: |
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Additional Information & Comments
* Annual Fee: $39 or $59 the first year, or $0 - $49 Introductory the first year, then either $35 or $59 per year thereafter
Disclosure: It is Bank's goal to offer you the credit card that best fits your credit profile, which may or may not be the card you originally inquired about. You may be offered a secured card or an unsecured card, and with different terms and conditions which will be disclosed before your application is processed.
Orchard Bank® Visa® Cards - Discontinued
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