Orchard Bank® Visa® Cards - Discontinued

Updated: Mar 3, 2020

Discontinued. Orchard Bank credit cards are no longer available. You can be pre-approved for an Orchard Bank Visa with simply a proof of employment. After a quick online application, you can have a new card within 3 days. Interest rates are slightly higher than standard cards, but this bank specializes in credit repair, so it's a price that is worth paying, since approvals are harder to come by.

ANNUAL FEE

$59

ONGOING APR

14.99%-24.99%, or 7.99% Variable

INTRO APR

N/A

833 User Ratings

Orchard Bank® Visa® Cards - Discontinued

This card is not available right now.

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Introductory APR

N/A

Intro APR Period

N/A

Minimum Credit Score

Bad Credit OK

Key Features

Discontinued Card Offer. Check Card for Bad Credit section for alternatives.
Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit
Acceptance at millions of locations including website purchases and reservations
Your account information is updated and at your fingertips 24/7 so you can manage it your way
Email and text messages are available to remind you of your upcoming payment due date

Our Take

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Basic Information
Issuer:	Capital One
Network:	VISA®
Category:	Consumer (Regular)
Best Used For:	Cards for Bad Credit Instant Decision Low Interest Rate
Rewards:	No

Rates & Fees
Regular APR:	14.99%-24.99%, or 7.99%
Regular APR Type:	Variable
Annual Fee:	$59
Balance Transfer:	Yes
APR on Cash Advances:	29.99%
Late Payment Fee:	$35
Other Fees:	Over the Credit Limit Fee: $19 if credit limit is less than or equal to $250; $30 if credit limit is more than $250 Variable Penalty APR: 29.49% Balance Transfer APR: 7.90%-19.90% Processing Fee: $0 $59, based on creditworthiness

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Additional Information & Comments

* Annual Fee: $39 or $59 the first year, or $0 - $49 Introductory the first year, then either $35 or $59 per year thereafter
Disclosure: It is Bank's goal to offer you the credit card that best fits your credit profile, which may or may not be the card you originally inquired about. You may be offered a secured card or an unsecured card, and with different terms and conditions which will be disclosed before your application is processed.

Non-Affiliate Offer Disclosure

*The information provided for Orchard Bank® Visa® Cards - Discontinued is believed to be accurate at the time of evaluation and has been collected independently by MarketProSecure®. The card issuer did not provide the details, nor it is responsible for their accuracy.