OakStone Secured Mastercard® Gold Credit Card
Prime Gold secured credit card with up to $5,000 credit and monthly credit reporting
Updated: Jan 1, 2024
Issued by Synovus Bank, the OakStone Gold Mastercard® is a secured credit card with up to a $5,000 secured credit line. It is designed for credit building and rebuilding purposes and comes with monthly credit reporting as well as low interest and has no application or processing fees. The application process is done all online and is very fast and easy.
ANNUAL FEE
$39
ONGOING APR
14.74% Variable
INTRO APR
N/A
Introductory APR
N/A
Intro APR Period
N/A
Recommended Credit Score
Bad Credit OK
Key Features
- Credit lines available from $200 to $5,000! Low 14.74% variable interest rate on purchases- with no penalty rate!
- No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
- Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
- Helps strengthen your credit with responsible card use. Reports to three national bureaus
- Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
- Nationwide program; available in all 50 US states *See Card Terms.
- Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
- See website for additional Oakstone Gold Secured Mastercard® details
Our Take
Issued by Synovus Bank, the OakStone Gold Secured card features monthly credit reporting, up to $5,000 secured credit, and a fast online application. It is designed for those who are looking to build or rebuild their credit in a short time while having access to the full Mastercard® benefits package and paying lower than average fees. This card is also available as an OakStone Platinum version with a lower interest rate.
How does OakStone Gold work?
- Apply Online. Application for Gold card is done online and is very fast and easy.
- Wait for processing. The issuer will process your information in order to approve or deny your application.
- Get Approved. If you are approved, all you need to do next is to open a savings account and submit your deposit.
What are OakStone Gold Card Benefits?
- 3-Bureus reporting. The issuer will report all credit activities to the main Credit Bureaus on monthly basis.
- High secured credit. Applicants may have from $200 to up to $5,000 secured credit line. (Sabre Secured Card offers up to $10K)
- Tool to build credit. With monthly credit reporting and a high credit line, this card is a great tool to fix, build or rebuild tarnished credit fast.
- No minimum credit requirements. You don’t need to have a credit history to get approved. All credit scores are considered.
- Easy and fast application. The application takes just a few minutes to complete and the response is fast, too.
- Little fees. The card has no application and no processing fees.
Are there any drawbacks?
- No rewards or bonus. There is no bonus or rewards associated with this card. It is solely targeted to build and improve credit.
- Annual fee. The card has a $39 annual fee. (See cards with No Annual Fee)
- Not available in all States. The OakStone’s Gold offer is not available in Arkansas, Iowa, New York, and Wisconsin.
OakStone’s Gold Competition
- Applied Bank Secured Visa Gold
- First Progress Platinum Elite
- GO2bank Secured Visa
- OpenSky Secured Visa
Frequently Asked Questions
| Issuer: | Synovus Bank |
|---|---|
| Network: | Mastercard® |
| Category: | Consumer (Secured) |
| Best Used For: |
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| Rewards: | No |
| Regular APR: | 14.74% |
|---|---|
| Regular APR Type: | Variable |
| Annual Fee: | $39 |
| Balance Transfer: | No |
| APR on Cash Advances: | 20.74% |
| Grace Period: | Up to 25 days |
| Late Payment Fee: | Up to $40 |
| Other Fees: |
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Additional Information & Comments
- Not available in the states of AR, IA, NY, or WI.
- Must have a valid debit, credit, or prepaid account.
Non-Affiliate Offer Disclosure
*The information provided for OakStone Secured Mastercard® Gold Credit Card is believed to be accurate at the time of evaluation and has been collected independently by MarketProSecure®. The card issuer did not provide the details, nor it is responsible for their accuracy.
OakStone Secured Mastercard® Gold Credit Card
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OakStone Secured Mastercard® Gold Credit Card
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