Chime Secured Visa® Card

Credit builder account with secured card to build or rebuild your score safely

Updated: Sep 17, 2021

Advertiser Disclosure

The Chime Secured Visa card is a Credit Builder account. It helps build credit score by reporting credit activity every month. There are no fees of any kind and cardholders can increase security deposit anytime. However, you should have a Spending account to apply for the Chime Secured card with Credit Builder.

ANNUAL FEE

$0

ONGOING APR

0% Fixed

INTRO APR

N/A

42 User Ratings

Chime Secured Visa® Card

at Chime's Secured website

Apply Now

Introductory APR

N/A

Intro APR Period

Minimum Credit Score

Accepts All

Key Features

  • Helps to build, rebuild or increase your credit score
  • No interest
  • No annual fee
  • No foreign transaction fees
  • No credit check to apply
  • Fast pre-approval
  • No minimum security deposit is required
  • Automatic savings
  • Free card replacement

Our Take

The Chime Secured Visa credit card is issued by Stride Bank N.A., memeber FDIC. It comes together with Chime Credit Builder account and helps build and improve credit score over time. All Secured Visa card activities are reported to main 3 Credit Bureaus monthly. There is no credit check to apply for Credit Builder account and secured card but you should already have Chime Visa Debit Card (Spending Account). The amount you move from Spending to Builder accounts is the amount you can spend on the secured card. In other words, it is your security deposit. You can increase deposit anytime and to any amount you want.

How does Chime Secured Work?

  1. Add money. Move a minimum of $200 from your Spending Account to Secured Account as a security deposit. You can increase the amount anytime.
  2. Spend money. Use your secured card on everyday purchases where Visa card is accepted.
  3. Pay balance. Pay money spent on card with your security deposit every time on time.
  4. Build credit. Chime reports all your on-time credit payments to 3 Credit Bureaus monthly and your credit score starts growing rapidly.

What are Chime Secured card benefits?

  • No fees. The Chime secured card has no interet, no application or maintenance fees, no foreign transaction fee and its free to get card replacements.
  • No credit check. There is no credit check for pre-qualification, and therefore it does not affect your credit score.
  • Flexible credit limit. Account holders can increase secured credit line anytime and by any amount. They should just transfer desired amount from Spending to Builder accounts.
  • Credit reporting. Chime reports credit activity to all three credit bureus on monthly basis.

Chime Secured Visa Competition

Frequently Asked Questions

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Basic Information
Issuer: The Bancorp Inc.
Network: VISA®
Category: Consumer (Secured)
Best Used For:
  • Cards for Bad Credit
  • Instant Decision
  • No Foreign Transaction Fee
  • EMV Chip
  • Building Credit
  • Damaged Credit
  • No Credit Check
Rewards: No
Rates & Fees
Regular APR: 0%
Regular APR Type: Fixed
Annual Fee: $0
Balance Transfer: No
Other Fees:
  • Card replacement fee: $0
  • Int'l Transaction Fee: $0
  • Min. security deposit: None

Chime Secured Visa® Card Alternatives


Chime Secured Visa® Card

Chime Secured Visa® Card

APPLY NOW

Annual Fee

$0

Regular APR

0%

Intro APR

N/A

Min. Credit Level

Accepts All

IMPORTANT
*The information provided for Chime Secured Visa® Card is believed to be accurate at the time of evaluation or recent update on September 17, 2021. However, we strongly advise visitors to review the card fees and Terms & Conditions on the issuer's website by following Apply Now link to verify the accurancy of the information posted prior to applying for this card offer.

Chime Secured Visa® Card

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Chime Secured Visa® Card

Chime Secured Visa® Card

Min. Credit Required: Accepts All

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