Revvi Card

Easy prequalify unsecured card with rewards to build, improve and re-establish your credit

Updated: Nov 08, 2024

Advertiser Disclosure

The Revvi Visa credit card issued by MRV Banks is designed for those with poor or fair credit applicants who are looking for an unsecured credit card with manageable monthly payments and credit reporting options. This Visa card can help to build, establish or improve credit score when you pay on time every time. The card offers $300 as an initial credit line and cardholders can request a credit increase after 12 months. The card has a higher than the average interest rate and program fee but offers a fast online application and instant decision.

ANNUAL FEE

See Terms

ONGOING APR

35.99%

INTRO APR

N/A

42 User Ratings

Revvi Card

at Revvi's Secured website

Apply Now

Introductory APR

N/A

Intro APR Period

N/A

Recommended Credit Score

Poor

Key Features

  • Earn 1% cash back rewards^^ on payments made to your Revvi Credit Card
  • Perfect credit is not required
  • $300 credit limit (subject to available credit)
  • Checking account required
  • Opportunity to request credit limit increase after twelve months, fee applies
  • *See Rates, Fees, Costs & Limitations for complete offer details
  • ^^See Revvi Rewards Programs Terms & Conditions for details

Our Take

In our comprehensive card presentation, we explore the Revvi Card, an unsecured credit card designed to assist individuals with poor or fair credit in building their credit scores. From its application process to its pros and cons, we provide an in-depth analysis of this credit card. See detailed Fit Credit Card vs Revvi Card comparison or full Full Review.

Application Process

To apply for the Revvi Card, simply complete the secure online application. You’ll receive a prompt decision on your application within seconds. Upon approval, a one-time program fee of $95 is required. Once your card arrives by mail, activate it to begin using it for your financial needs.

Advantages of the Revvi Card

  1. Credit Building: The card allows you to improve your credit score through responsible card usage, paving the way to future financial opportunities.
  2. Rewards Program: Earn 1% Cash Back Rewards^^ on every purchase, providing an incentive for using the card responsibly.
  3. Instant Decision: Receive a swift response to your secure online application within seconds, ensuring a hassle-free application process.
  4. Fraud Protection: Benefit from robust security measures that safeguard against fraudulent charges, providing peace of mind.

Disadvantages

  1. First-Year Annual Fee: The Revvi Card charges a $75 annual fee for the first year.
  2. Program Fee: A one-time program fee of $95 is deducted from your credit line upon approval.
  3. Credit Increase Fee: Requesting a credit limit increase incurs an associated fee.
  4. Monthly Service Fee: Starting from the second year, a monthly service fee of $6.25 or an annual fee of $75 applies.

Bottom Line

The Revvi Card offers individuals with poor or fair credit an opportunity to build their credit score while enjoying the benefits of a rewards program. Although it comes with some fees, the card provides a path to credit improvement and financial stability. Consider this card as a viable option if you’re looking to rebuild your credit and earn rewards along the way.

Revvi Card Competition

Frequently Asked Questions

Apply Now
Basic Information
Issuer: MRV Banks
Network: VISA®
Category: Consumer (Regular)
Review: Full Card Review
Best Used For:
  • Cards for Bad Credit
  • Instant Decision
  • Starter
  • Unsecured
  • Building Credit
  • Damaged Credit
  • Rebuild Credit
Rewards: Yes
Reward Types:
  • Cash Back Rewards
Reward Units: Cash
Rates & Fees
Regular APR: 35.99%
Regular APR Type:
Annual Fee: See Terms
Balance Transfer: No
APR on Cash Advances: 35.99%
Grace Period: 21 days
Other Fees:
  • Returned Payment Fee: Up to $41
  • Annual Fee: $75 1st year, $48 after*
  • Monthly Fee: None 1st year, $8.25 after*
  • Program Fee: $95*

Revvi Card Alternatives


Revvi Card

Revvi Card

APPLY NOW

Annual Fee

See Terms

Regular APR

35.99%

Intro APR

N/A

Rec. Credit Score

Poor

Additional Information & Comments

*See rates, fees, costs, and limitations for additional details.
^^See Revvi Rewards Program Terms & Conditions for details.

IMPORTANT
*The information provided for Revvi Card is believed to be accurate at the time of evaluation or recent update on November 08, 2024. However, we strongly advise visitors to review the card fees and Terms & Conditions on the issuer's website by following Apply Now link to verify the accurancy of the information posted prior to applying for this card offer.

Revvi Card

Reviews
Share your experience and rate the Revvi Card
Revvi Card

Revvi Card

Rec. Credit Score: Poor

Save to Compare

My Saved Cards (0)

Compare Saved Cards

Market Pro Secure® has made it easy to find the best card offers for you. All you need to do is find the cards you like, click "Save Card", and compare side-by-side.

×

Advertiser Disclosure

Market Pro Secure® is an independent payment card comparison service supported by advertisers, a complete list of which can be seen in our Editorial Guidelines. Even though some of these advertisers are financial product providers and credit card issuers, our paid partnerships don't affect card ratings or the Best Card Picks on our website. We don't post any content that is provided or commissioned by any of our partners. However, our paid partnerships may affect how and where products appear on our site, including the order in which they are presented within listing categories. This order may also be affected by our website rules, as well as the likelihood of the applicant’s credit approval. We can't offer any warranty for the accuracy of the credit card information we share on our website, even though we do our best to keep the Terms and Conditions, rates, and other credit card details up-to-date. For more accurate information, click "APPLY NOW" to get transferred to the credit card issuer's official website. Market Pro Secure® doesn't include all available payment cards in the marketplace.