Revvi Card

Easy prequalify unsecured card with rewards to build, improve and re-establish your credit

Updated: Jan 2, 2024

Advertiser Disclosure

The Revvi Visa credit card issued by MRV Banks is designed for those with poor or fair credit applicants who are looking for an unsecured credit card with manageable monthly payments and credit reporting options. This Visa card can help to build, establish or improve credit score when you pay on time every time. The card offers $300 as an initial credit line and cardholders can request a credit increase after 12 months. The card has a higher than the average interest rate and program fee but offers a fast online application and instant decision.


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Revvi Card

at Revvi's Secured website

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Introductory APR


Intro APR Period


Recommended Credit Score


Key Features

  • Earn 1% cash back rewards^^ on payments made to your Revvi Credit Card
  • Perfect credit is not required
  • $300 credit limit (subject to available credit)
  • Checking account required
  • Opportunity to request credit limit increase after twelve months, fee applies
  • *See Rates, Fees, Costs & Limitations for complete offer details
  • ^^See Revvi Rewards Programs Terms & Conditions for details

Our Take

In our comprehensive card presentation, we explore the Revvi Card, an unsecured credit card designed to assist individuals with poor or fair credit in building their credit scores. From its application process to its pros and cons, we provide an in-depth analysis of this credit card. See detailed Fit Credit Card vs Revvi Card comparison or full Full Review.

Application Process

To apply for the Revvi Card, simply complete the secure online application. You’ll receive a prompt decision on your application within seconds. Upon approval, a one-time program fee of $95 is required. Once your card arrives by mail, activate it to begin using it for your financial needs.

Advantages of the Revvi Card

  1. Credit Building: The card allows you to improve your credit score through responsible card usage, paving the way to future financial opportunities.
  2. Rewards Program: Earn 1% Cash Back Rewards^^ on every purchase, providing an incentive for using the card responsibly.
  3. Instant Decision: Receive a swift response to your secure online application within seconds, ensuring a hassle-free application process.
  4. Fraud Protection: Benefit from robust security measures that safeguard against fraudulent charges, providing peace of mind.


  1. First-Year Annual Fee: The Revvi Card charges a $75 annual fee for the first year.
  2. Program Fee: A one-time program fee of $95 is deducted from your credit line upon approval.
  3. Credit Increase Fee: Requesting a credit limit increase incurs an associated fee.
  4. Monthly Service Fee: Starting from the second year, a monthly service fee of $6.25 or an annual fee of $75 applies.

Bottom Line

The Revvi Card offers individuals with poor or fair credit an opportunity to build their credit score while enjoying the benefits of a rewards program. Although it comes with some fees, the card provides a path to credit improvement and financial stability. Consider this card as a viable option if you’re looking to rebuild your credit and earn rewards along the way.

Revvi Card Competition

Frequently Asked Questions

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Basic Information
Issuer: MRV Banks
Network: VISA®
Category: Consumer (Regular)
Review: Full Card Review
Best Used For:
  • Cards for Bad Credit
  • Instant Decision
  • Starter
  • Unsecured
  • Building Credit
  • Damaged Credit
  • Rebuild Credit
Rewards: Yes
Reward Types:
  • Cash Back Rewards
Reward Units: Cash
Rates & Fees
Regular APR: 35.99%
Regular APR Type:
Annual Fee: See Terms
Balance Transfer: No
APR on Cash Advances: 35.99%
Grace Period: 21 days
Other Fees:
  • Returned Payment Fee: Up to $41
  • Annual Fee: $75 1st year, $48 after*
  • Monthly Fee: None 1st year, $8.25 after*
  • Program Fee: $95*

Revvi Card Alternatives

Revvi Card

Revvi Card


Annual Fee

See Terms

Regular APR


Intro APR


Rec. Credit Score


Additional Information & Comments

*See rates, fees, costs, and limitations for additional details.
^^See Revvi Rewards Program Terms & Conditions for details.

*The information provided for Revvi Card is believed to be accurate at the time of evaluation or recent update on January 2, 2024. However, we strongly advise visitors to review the card fees and Terms & Conditions on the issuer's website by following Apply Now link to verify the accurancy of the information posted prior to applying for this card offer.

Revvi Card

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Rec. Credit Score: Poor

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