Revvi Card
Easy prequalify unsecured card with rewards to build, improve and re-establish your credit
Updated: May 26, 2023
The Revvi Visa credit card issued by MRV Banks is designed for those with poor or fair credit applicants who are looking for an unsecured credit card with manageable monthly payments and credit reporting options. This Visa card can help to build, establish or improve credit score when you pay on time every time. The card offers $300 as an initial credit line and cardholders can request a credit increase after 12 months. The card has a higher than the average interest rate and program fee but offers a fast online application and instant decision.
ANNUAL FEE
See Terms
ONGOING APR
35.99%
INTRO APR
N/A
at Revvi's Secured website
Apply NowIntroductory APR
N/A
Intro APR Period
N/A
Recommended Credit Score
Poor
Key Features
- Revvi active cardholders get exclusive access to free Credit Monitoring powered by TransUnion!
- Earn 1% cash back rewards^^ on payments made to your Revvi Credit Card
- Fast and easy application; response provided in seconds
- $300 credit limit (subject to available credit)
- Build your credit score with on time payments and keeping your balance below the credit limit
- Opportunity to request credit limit increase after twelve months, fee applies
- Checking account required
- Reports monthly to all three major credit bureaus
- Manageable monthly payments
- Perfect credit not required
- Easy-to-use mobile app for management on the go!
- *See rates, fees, costs & limitations, and rewards for complete offer and Revvi Rewards details^^
Our Take
In our comprehensive card presentation, we explore the Revvi Card, an unsecured credit card designed to assist individuals with poor or fair credit in building their credit scores. From its application process to its pros and cons, we provide an in-depth analysis of this credit card. See detailed Fit Credit Card vs Revvi Card comparison or full Full Review.
Application Process
To apply for the Revvi Card, simply complete the secure online application. You’ll receive a prompt decision on your application within seconds. Upon approval, a one-time program fee of $95 is required. Once your card arrives by mail, activate it to begin using it for your financial needs.
Advantages of the Revvi Card
- Credit Building: The card allows you to improve your credit score through responsible card usage, paving the way to future financial opportunities.
- Rewards Program: Earn 1% Cash Back Rewards^^ on every purchase, providing an incentive for using the card responsibly.
- Instant Decision: Receive a swift response to your secure online application within seconds, ensuring a hassle-free application process.
- Fraud Protection: Benefit from robust security measures that safeguard against fraudulent charges, providing peace of mind.
Disadvantages
- First-Year Annual Fee: The Revvi Card charges a $75 annual fee for the first year.
- Program Fee: A one-time program fee of $95 is deducted from your credit line upon approval.
- Credit Increase Fee: Requesting a credit limit increase incurs an associated fee.
- Monthly Service Fee: Starting from the second year, a monthly service fee of $6.25 or an annual fee of $75 applies.
Bottom Line
The Revvi Card offers individuals with poor or fair credit an opportunity to build their credit score while enjoying the benefits of a rewards program. Although it comes with some fees, the card provides a path to credit improvement and financial stability. Consider this card as a viable option if you’re looking to rebuild your credit and earn rewards along the way.
Revvi Card Competition
- TOTAL Visa Card
- GO2bank Secured Visa
- First Digital NextGen Mastercard
- Assent Secured Platinum Mastercard
- Mission Lane Visa
Frequently Asked Questions
| Issuer: | MRV Banks |
|---|---|
| Network: | VISA® |
| Category: | Consumer (Regular) |
| Review: | Full Card Review |
| Best Used For: |
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| Rewards: | Yes |
| Reward Types: |
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| Reward Units: | Cash |
| Regular APR: | 35.99% |
|---|---|
| Regular APR Type: | |
| Annual Fee: | See Terms |
| Balance Transfer: | No |
| APR on Cash Advances: | 35.99% |
| Grace Period: | 21 days |
| Other Fees: |
|
Revvi Card Alternatives
Revvi Card |
| APPLY NOW |
|
Annual Fee See Terms |
|
Regular APR 35.99% |
|
Intro APR N/A |
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Rec. Credit Score Poor |
Additional Information & Comments
*See rates, fees, costs, and limitations for additional details.
^^See Revvi Rewards Program Terms & Conditions for details.
IMPORTANT
*The information provided for Revvi Card is believed to be accurate at the time of evaluation or recent update on May 26, 2023. However, we strongly advise visitors to review the card fees and Terms & Conditions on the issuer's website by following Apply Now link to verify the accurancy of the information posted prior to applying for this card offer.
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