Revvi Card
Easy prequalify unsecured card with rewards to build, improve and re-establish your credit
Updated: Jan 25, 2026
The Revvi Visa credit card, issued by MRV Banks, is designed for those with poor or fair credit who are looking for an unsecured card with manageable monthly payments and credit reporting options. This Visa card can help build[1], establish, or improve your credit score when you pay on time. The card offers an initial credit line of $500, and cardholders can request a credit increase after 12 months. The card has a higher-than-average interest rate and program fee, but offers a fast online application and instant decision.
ANNUAL FEE
See Terms
ONGOING APR
35.99%
INTRO APR
N/A
at Revvi's Secured website
Apply NowIntroductory APR
N/A
Intro APR Period
N/A
Recommended Credit Score
Poor
Key Features
- 2X Rewards Power - Up To 10% Cash Back when you buy and 1% Cash Back when you pay!^^
- An initial credit limit Up To $500 (See terms*)
- Opportunity to request credit limit increase after twelve months, fee applies.
- A Card That Works as Hard as You Do - Earn Up to 10% Cash Back Rewards at select merchants, 1% on Payments and Build¹ Your Credit Along the Way!^^
- Reports monthly to all three major credit bureaus.
- *See Rates, Fees, Costs & Limitations for complete offer details
- ¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score. Results vary.
- ^^The 10% cash back rate is available only at a limited number of participating merchants. Offer percentages vary by merchant and are subject to change. See Revvi Rewards Programs Terms & Conditions for details.
Our Take
In our comprehensive card presentation, we explore the Revvi Card, an unsecured credit card designed to assist individuals with poor or fair credit to build1 their credit scores. From its application process to its pros and cons, we provide an in-depth analysis of this credit card. See detailed Fit Credit Card vs. Revvi Card comparison or Full Review.
Application Process
To apply for the Revvi Card, complete the secure online application. You’ll receive a prompt decision within seconds. Upon approval, a one-time program fee of $95 is required. Once your card arrives by mail, activate it to begin using it for your financial needs.
Advantages of the Revvi Card
- Credit Building1: The card helps you improve your credit score through responsible use, paving the way for future financial opportunities.
- Rewards Program: 10% Cash Back when you buy and 1% Cash Back when you pay^^, which incentivizes responsible card use.
- Instant Decision: Receive a swift response to your secure online application within seconds, ensuring a hassle-free application process.
- Fraud Protection: Benefit from robust security measures that safeguard against fraudulent charges, providing peace of mind.
Disadvantages
- First-Year Annual Fee: The Revvi Card charges an annual fee of $50-$125 for the first year (depending on your credit limit).
- Program Fee: Upon approval, a one-time program fee of $95 is deducted from your credit line.
- Credit Increase Fee: Requesting a credit limit increase incurs an associated fee.
- Monthly Service Fee: Starting from the second year, a monthly service fee of $6.25 – $10.25 ($75 – $125 annually), depending on your credit limit.
Bottom Line
The Revvi Card offers individuals with poor or fair credit an opportunity to build their credit score1 while enjoying the benefits of a rewards program. Although it comes with some fees, the card provides a path to credit improvement and financial stability. Consider this card a viable option if you’re looking to rebuild your credit and earn rewards.
Revvi Card Competition
- TOTAL Visa Card
- GO2bank Secured Visa
- First Digital NextGen Mastercard
- Assent Secured Platinum Mastercard
- Mission Lane Visa
Frequently Asked Questions
| Issuer: | MRV Banks |
|---|---|
| Network: | VISA® |
| Category: | Consumer (Regular) |
| Review: | Full Card Review |
| Best Used For: |
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| Rewards: | Yes |
| Reward Types: |
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| Reward Units: | Cash |
| Regular APR: | 35.99% |
|---|---|
| Regular APR Type: | |
| Annual Fee: | See Terms |
| Balance Transfer: | No |
| APR on Cash Advances: | 35.99% |
| Grace Period: | 21 days |
| Other Fees: |
|
Revvi Card Alternatives
Revvi Card |
| APPLY NOW |
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Annual Fee See Terms |
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Regular APR 35.99% |
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Intro APR N/A |
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Rec. Credit Score Poor |
Additional Information & Comments
*See rates, fees, costs, and limitations for additional details.
^^See Revvi Rewards Program Terms & Conditions for details.
IMPORTANT
*The information provided for Revvi Card is believed to be accurate at the time of evaluation or recent update on January 25, 2026. However, we strongly advise visitors to review the card fees and Terms & Conditions on the issuer's website by following Apply Now link to verify the accurancy of the information posted prior to applying for this card offer.
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