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PCB Secured Visa® Credit Card

Consumer Reviews, Fees, Credit Score, Application & Best Alternatives


Updated: Nov 11, 2020
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Issued by Plains Commerce Bank, the PCB Secured Visa credit card comes with credit reporting, waived cash advance and international transaction fees for the first year, credit building tools, and fast, 60 seconds online decision.

ANNUAL FEE:

$39*

ONGOING APR:

See Terms *

INTRO APR:

N/A

31 User Ratings PCB Secured Visa® Credit Card
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Introductory APR
N/A
Intro APR Period
N/A
Minimum Credit Score
Accepts All*

Key Features


  • Upon credit approval, choose your initial collateral deposit between $200 and $1000; your credit limit will equal the collateral deposit amount.
  • After the first year, you can request to increase the credit limit up to a maximum of $5,000 (subject to credit approval and additional collateral deposits).
  • This card is perfect for people new to credit as well as people looking to rebuild their credit.
  • Reports monthly to all three major credit bureaus.
  • Build or rebuild your credit with responsible use.
  • 24/7 online account center.
  • A minimum collateral deposit of $200 is required to open this account.
  • PCB Secured Visa is issued by Plains Commerce Bank, FDIC Member
$ 39 2020-12-01 InStock

Our Take


PCB is a secured card that will help to build your future! It is important to establish a positive credit history if you want a better credit card, better interest, or a better loan rate. That's why the PCB Secured Visa Card was created. Whether you are building, rebuilding your credit, or new to credit, this secured Visa is a good choice. The card reports to all three Credit Bureaus and has waived ...

PCB is a secured card that will help to build your future!
It is important to establish a positive credit history if you want a better credit card, better interest, or a better loan rate. That's why the PCB Secured Visa Card was created. Whether you are building, rebuilding your credit, or new to credit, this secured Visa is a good choice. The card reports to all three Credit Bureaus and has waived Cash Advance and International transaction fees for the first year. The minimum secured deposit is $200 and a maximum of $1000 for the first year. After 1 year, you can request a secured credit limit increase up to $5000. However, the card comes with an annual fee.


Pros

  • Helps build/ rebuild your credit
  • Credit reporting
  • Cash Advance fee waived the first year
  • Int. Transaction fee waived the first year
  • Credit increase after 1 year

Cons

  • Annual fee
  • No bonus or Rewards
  • Min $200 is required to open an account

Basic Information

Issuer: Plains Commerce Bank
Network: VISA®
Category: Consumer (Secured)
Common Uses:
  • Cards for Bad Credit
  • Guaranteed Approval
  • No Credit / New to Credit
  • Building Credit
  • Damaged Credit
Rewards: No
 

Rates & Fees

Introductory APR (%): N/A
Applied Towards: N/A
Intro Period: N/A
Regular APR: See Terms
Regular APR Type: N/A
Annual Fee: $39*
Balance Transfer: No*
APR on Cash Advances: 20.90%*
Grace Period: 25 days*
Late Payment Fee: N/A
 

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Non-Affiliate Offer Disclosure
*The information provided for PCB Secured Visa® Credit Card is believed to be accurate at the time of evaluation and has been collected independently by Market Pro Secure®. The card issuer did not provide the details, nor it is responsible for their accuracy.
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Min. Credit Required: Accepts All*