Indigo® Platinum Mastercard® Credit Card

Review, Application, Credit, Features & Best Alternatives

Updated: Feb 24, 2021

Advertiser Disclosure

The Indigo Platinum Mastercard Credit Card is a card that can help you improve your credit score. Whether your credit score is bad, poor, or non-existent, using this credit card will enable you to start building it. The great news is that you can do it consistently because the issuer reports your payment history to all 3 major consumer credit bureaus in the U.S.

The issuer has moved the entire application process online, which is very convenient. Enter your information in the pre-qualification form, submit it, and wait for the response. You won't have to wait for long because the company goes through the applications very quickly. The card works like any other credit card. Use it to make purchases and make sure to pay your bills before the end of the payment period. If you do this consistently, you will improve your credit score easily.

Another great thing about this card is that it is a Mastercard. You can use it while traveling to make purchases, and they will still count towards your credit improvement efforts. The annual fee and variable APR are at industry average values. Considering that this card has very low requirements and that it reports to all three bureaus, it is an excellent opportunity for people with less-than-good credit scores.


See Terms


24.90% Fixed



497 User Ratings

Indigo® Platinum Mastercard® Credit Card

at Celtic Bank Secured website

Apply Now

Introductory APR


Intro APR Period


Minimum Credit Score


Key Features

  • Easy pre-qualification process with fast response
  • Less than perfect credit is okay
  • Online servicing available 24/7 at no additional cost
  • Unsecured credit card, no security deposit required
  • Account history is reported to the three major credit bureaus in the U.S.

Our Take

Frequently Asked Questions

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Basic Information
Issuer: Celtic Bank
Network: Mastercard®
Category: Consumer (Premium)
Best Used For:
  • EMV Chip
  • Starter
  • Unsecured
  • No Credit / New to Credit
  • Damaged Credit
Rewards: No
Rates & Fees
Regular APR: 24.90%
Regular APR Type: Fixed
Annual Fee: See Terms
Balance Transfer: No
APR on Cash Advances: See Terms
Grace Period: 25 days
Late Payment Fee: Up to $40
Other Fees:
  • Returned Payment: Up to $40.00
  • Foreign Transaction: 1%

Additional Information & Comments

*Depending on your creditworthiness

Q: What is the annual fee of the Indigo card?
A: The Annual Fee that you pre-qualify for will be determined based on the issuer's review of your credit profile. Not everyone will qualify for the lowest APR and/or Annual Fee. There are 3 Annual Fee/APR combinations right now:
(a) Annual Fee: $0; APR: 24.9%
(b) Annual Fee: $59; APR: 24.9%
(c) Annual Fee: $75 the first year, $99 thereafter; APR: 24.9%

Q: How can I contact the Indigo Card Consumer Service?
A: The Indigo correspondence address: Genesis FS Card Services | PO Box 4477 Beaverton, OR | 97076-4477
The Indigo toll-free customer service number: 1-866-946-9545

*The information provided for Indigo® Platinum Mastercard® Credit Card is believed to be accurate at the time of evaluation or recent update on February 24, 2021. However, we strongly advise visitors to review the card fees and Terms & Conditions on the issuer's website by following Apply Now link to verify the accurancy of the information posted prior to applying for this card offer.

Indigo® Platinum Mastercard® Credit Card

Reviews - (1 User Reviews)
Share your experience and rate the Indigo® Platinum Mastercard® Credit Card
July 5, 2020
Kimberly M. (36-45) - Wants to have it
Income on Application
Credit Score
Good (670-739)
Credit Limit
Filed for Bankruptcy

Good card – want to apply

I have friends and family who have this card and have nothing but wonderful things to say about it.
Fees & Charges:
Features & Benefits:
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Indigo® Platinum Mastercard® Credit Card

Indigo® Platinum Mastercard® Credit Card

Min. Credit Required: Fair

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