Coinbase Visa® Debit Card

Track and easy spend crypto worldwide

Updated: Sep 14, 2022

Advertiser Disclosure

The Coinbase debit card is a crypto Visa card issued by Paysafe Financial Services Limited. Coinbase Visa allows you to spend worldwide, track and manage your cryptocurrencies easily within your selected wallet. There are more than 80 different cryptos to swap on card spending instantly. You must have a Coinbase account (FREE) to apply for the Coinbase crypto card.

ANNUAL FEE

$0

ONGOING APR

0% Fixed

INTRO APR

N/A

18 User Ratings

Coinbase Visa® Debit Card

at Coinbase's Secured website

Apply Now

Application Fee

N/A

Credit Reporting

No

Recommended Credit Score

Accepts All

Key Features

  • Sign up now, buy or sell $100 or more on Coinbase and claim $10 of Bitcoin!
  • Visa crypto debit card, funded by your Coinbase balance
  • Use your crypto card worldwide
  • Spend your crypto instantly easy
  • Choose your wallet to pay with
  • Up to 80 different cryptocurrencies to use with a card
  • Track spending on account

Our Take

If you’re a crypto trader looking for a crypto debit card with top rewards and multiple cryptocurrencies, the Coinbase Visa Debit Card, issued by MetaBank, N.A., for contactless payments might just be right up your alley. Aside from getting cash back on every purchase, the card comes with no signup or annual fee. Many crypto traders consider this card one of the best options around. Additionally, you can use the card anywhere Visa is accepted and manage your account via a user-friendly, intuitive mobile app. If advanced security when converting crypto to fiat currency is high on your priority list, you should consider getting the Coinbase debit card.

The Coinbase Visa is the Best for

  • People who often trade crypto and want to earn crypto rewards;
  • Bank account owners who wish to spend their crypto safely;
  • Cardholders who prefer debit cards to credit cards.

What Are Coinbase Visa Debit Card Advantages

Here’s our comprehensive list of advantages of using the Coinbase debit card.

Shop around using your crypto

The Coinbase Visa is just like any other regular debit card with one significant difference – in addition to traditional usage, you can also use your card to shop around, spending your crypto instead of regular money. The card comes with a linked account where you can keep your crypto. Unlike other similar services, the Coinbase crypto debit card doesn’t require you to convert your crypto to traditional currency to spend it – the company automatically liquidates your means for you. (Read: Why Do You Need a Cryptocurrency Account?)

Rotating rewards categories

What makes this card so impressive is that you can choose your preferred rewards at the signup. There are two categories of rewards: Cash back in Stellar Lumens1; Cash back in Bitcoin. If you find one category better than the other, you can shift between them however you wish, without any penalty or additional charges. Let’s look at some of the most significant advantages of applying for the Coinbase Visa debit card.

Almost no fees at all

Aside from no annual fee, the Coinbase crypto debit card doesn’t come with the typical fee structure. In other words, there are no card issuance and signup fees. However, there’s a transaction fee for ATM withdrawals and purchases to keep in mind.

Multiple crypto support

Another thing that makes Coinbase stand out is the range of cryptocurrencies you can add to your Coinbase wallet. The crypto selection includes Bitcoin, Ethereum, Stellar Lumens, Bitcoin Cash, Ripple, Litecoin, Dogecoin, and Dai. Although this range is impressive, crypto rewards are only available in Stellar Lumens and bitcoin.

Robust security

Coinbase makes a great effort to ensure maximum safety for your digital assets and crypto transactions. You can instantly freeze your card if need be, and a two-step verification adds a layer of security for every transaction you make.

Fantastic rewards

Every time you make a purchase using the Coinbase Visa, you earn rewards, such as cashback in cryptocurrencies (XLM and BTC) and other crypto-related rewards you can claim once a transaction is complete. In addition, you can choose a preferred reward category as well as toggle between available rewards.

Contactless payments

You can use the Coinbase crypto card anywhere Visa is accepted. The only condition is that the store has near-field communication (NFC) terminal enabled.

Mobile app

Thanks to the Coinbase intuitive and modern mobile app, you can manage your account, track your card usage, and optimize your spending on the go. Keep a record of your balance and transactions, monitor your spending habits, shift between rewards, and personalize card settings using a mobile device of your preference. However, that’s not all – it gets even better! The app further allows you to choose the cryptocurrency you feel like spending at the moment, and there’s an unintrusive notification system to keep you up-to-date with the latest information.

Multiple ways to contact customer service

Coinbase provides several options for getting in touch with customer service. You can contact customer support via the mobile app, email, or phone. If there’s a reason to disable your account, you can do it remotely through the automated phone service. Moreover, there’s also a help center with frequently asked questions where you can find out everything you need to know.

Are There Any Disadvantages?

Yes. While the Coinbase debit card offers quite a few benefits, there are also some downsides you should be aware of.

No real rewards. Even though the Coinbase Visa offers crypto rewards, there are no real benefits and rewards that come with the average credit card. While the card allows you to earn some cash back rewards, they come in crypto only.

You have to choose the rewards program. Since the Coinbase rewards program is technical, customers must choose the program once they complete the account setup.

Slow rollout. Some customers have to wait up to four months for their card to arrive, while some may receive it within a few days.

High crypto liquidation fee. Another downside of the Coinbase debit card is a rather hefty fee for cryptocurrency liquidation. Each time you make a purchase with crypto, you’ll incur a high transaction fee.

No P2P payment option. The Coinbase Visa debit card supports digital wallets such as Google Pay and Apple Pay. However, if you’re looking for a crypto debit card that works with peer-to-peer services such as Cash App, Venmo, and PayPal, you’ll need an alternative.

The card isn’t available outside of Europe and UK. Even though Coinbase stands for one of the most trustworthy crypto brands, the company’s crypto debit Visa is only available in Europe and the UK at the moment. The officials stated that they’re making efforts to expand the network in the time to come.

What Makes Coinbase Visa Debit Card Different

  1. The Coinbase Visa debit card is an excellent option for active crypto traders who need a crypto debit card with rewards for everyday purchases.
  2. Since it has no fees other than a liquidation fee, the card is perfect for crypto traders looking to earn more crypto.
  3. If you use Coinbase regularly, this card is for you. As long as you make purchases in USDC, there are no additional charges to worry about.

Coinbase Visa Competition and Alternatives

Bottom Line

The Coinbase card is a popular debit card option for Coinbase users and crypto traders. It has almost no fees, allows you to choose rewards, and supports multiple cryptocurrencies. If you don’t really like credit cards, this card might be for you. Aside from robust security, the card offers access to generous rewards, contactless payments, and responsive customer service.

Frequently Asked Questions

Resources

1 Stellar (XLM): What You Need To Know Before Investing. GoBankingRates, 2022

Apply Now
Basic Information
Issuer: Meta Bank
Network: VISA®
Category: Consumer (Stored Value)
Best Used For:
  • Guaranteed Approval
  • No Foreign Transaction Fee
  • EMV Chip
  • No Credit Check
  • Digital Cards
  • Debit Card
  • Crypto Card
Rewards: Yes
Reward Types:
  • Crypto Back Rewards
Reward Units: Cash
Rates & Fees
Regular APR: 0%
Regular APR Type: Fixed
Annual Fee: $0
Balance Transfer: No

Coinbase Visa® Debit Card Alternatives


Coinbase Visa® Debit Card

Coinbase Visa® Debit Card

APPLY NOW

Annual Fee

$0

Regular APR

0%

Intro APR

N/A

Rec. Credit Score

Accepts All

IMPORTANT
*The information provided for Coinbase Visa® Debit Card is believed to be accurate at the time of evaluation or recent update on September 14, 2022. However, we strongly advise visitors to review the card fees and Terms & Conditions on the issuer's website by following Apply Now link to verify the accurancy of the information posted prior to applying for this card offer.

Coinbase Visa® Debit Card

Reviews - (1 User Reviews)
Share your experience and rate the Coinbase Visa® Debit Card
(Excellent)
August 28, 2022
Peter (18-25) - Cardholder
Income on Application
$32000
Credit Score
Fair (580-669)
Credit Limit
$0
Filed for Bankruptcy
No

Love it

I have tried a couple of other brokers in the past, but Coinbase is my favorite. I love how easy to use their Visa debit card and the app is available on all of my devices. It's also safe and secure. I love that I can learn about cryptocurrencies and buy and sell them all in one place. The trade-in program is amazing and makes it easy to get started with cryptocurrencies.
Fees & Charges:
5/5
Features & Benefits:
5/5
Customer Support:
4/5
Application Process:
5/5
Comment (0)

Coinbase Visa® Debit Card

Coinbase Visa® Debit Card

Rec. Credit Score: Accepts All

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