Citi ThankYou® Preferred Card

Preferred card with no annual fee and low interest rates

Updated: Jul 16, 2021

Advertiser Disclosure

Earning and redeeming points is easy with this card. Every purchase earns you an equal number of points, with many opportunities to earn bonuses throughout the year, particularly within the affiliate store. Low introductory rates and no annual fee round out the simple, but great, benefits that this card can offer you.




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Citi ThankYou® Preferred Card

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Introductory APR


Intro APR Period

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Recommended Credit Score


Key Features

  • Enjoy 0% Intro APR on Balance Transfers and Purchases and low variable APRs based upon your creditworthiness*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater*
  • New: 2x Points on purchases for dining and entertainment 1 ThankYou Point on other purchases.
  • Points do not expire and earn unlimited ThankYou Points
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee*

Our Take

Earning rewards points is easy with this card from Citibank: basically, spend $1 and get 1 point. There are also several ways to earn bonus points (paperless statements, online account access, etc.) which is great because you can start redeeming your points with just 100 points! You can redeem your points on things like travel arrangements, merchandise, or simply cash. Saving money is pretty easy with this credit card too. That is because the introductory rate on balance transfer and standard purchases could be extremely low for the first 15 months of opening your account if you qualify. While most of the standard processing fees still apply, you will also be happy to learn that this card does not have an annual fee.

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Basic Information
Issuer: CitiBank
Network: VISA®
Category: Consumer (Regular)
Best Used For:
  • Low Interest Rate
Rewards: Yes
Reward Types:
  • Thank You Network Cards
  • Universal Rewards
  • Dining Rewards
Reward Units: Point
Rates & Fees
Introductory APR (%): 0%
Applied Towards:
  • Purchases
Intro Period: See Terms
Regular APR: See Terms
Regular APR Type: Variable
Annual Fee: $0
Balance Transfer: Yes
APR on Cash Advances: See Terms
Grace Period: 20 - 25 Days
Late Payment Fee: See Terms

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Additional Information & Comments

See website for complete terms and conditions of card usage and application disclosure.

Non-Affiliate Offer Disclosure
*The information provided for Citi ThankYou® Preferred Card is believed to be accurate at the time of evaluation and has been collected independently by MarketProSecure®. The card issuer did not provide the details, nor it is responsible for their accuracy.

Citi ThankYou® Preferred Card

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Citi ThankYou® Preferred Card

Citi ThankYou® Preferred Card

Rec. Credit Score: Excellent

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