Citi ThankYou® Preferred Card
Preferred card with no annual fee and low interest rates
Updated: Jul 4, 2024
Earning and redeeming points is easy with this card. Every purchase earns you an equal number of points, with many opportunities to earn bonuses throughout the year, particularly within the affiliate store. Low introductory rates and no annual fee round out the simple, but great, benefits that this card can offer you.
ANNUAL FEE
$0
ONGOING APR
See Terms Variable
INTRO APR
0%

Introductory APR
0%
Intro APR Period
See Terms
Recommended Credit Score
Excellent
Key Features
- Enjoy 0% Intro APR on Balance Transfers and Purchases and low variable APRs based upon your creditworthiness*
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater*
- New: 2x Points on purchases for dining and entertainment 1 ThankYou Point on other purchases.
- Points do not expire and earn unlimited ThankYou Points
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- Travel with ease and enjoy global acceptance with Chip Technology
- No annual fee*
Our Take
Earning rewards points is easy with this card from Citibank: basically, spend $1 and get 1 point. There are also several ways to earn bonus points (paperless statements, online account access, etc.) which is great because you can start redeeming your points with just 100 points! You can redeem your points on things like travel arrangements, merchandise, or simply cash. Saving money is pretty easy with this credit card too. That is because the introductory rate on balance transfer and standard purchases could be extremely low for the first 15 months of opening your account if you qualify. While most of the standard processing fees still apply, you will also be happy to learn that this card does not have an annual fee.
Best Citi ThankYou Preferred Card Alternatives
Issuer: | CitiBank |
---|---|
Network: | VISA® |
Category: | Consumer (Regular) |
Best Used For: |
|
Rewards: | Yes |
Reward Types: |
|
Reward Units: | Point |
Introductory APR (%): | 0% |
---|---|
Applied Towards: |
|
Intro Period: | See Terms |
Regular APR: | See Terms |
Regular APR Type: | Variable |
Annual Fee: | $0 |
Balance Transfer: | Yes |
APR on Cash Advances: | See Terms |
Grace Period: | 20 - 25 Days |
Late Payment Fee: | See Terms |
Similar Offers
Additional Information & Comments
See website for complete terms and conditions of card usage and application disclosure.
Citi ThankYou® Preferred Card
ReviewsSave to Compare