Blue Business Cash™ Card from American Express

Business credit card with no annual fee, 12 months intro and 2% cash back

Updated: Apr 09, 2021

Advertiser Disclosure

Blue Business Cash Credit card from American Express is designed for business owners who want to receive AMEX rewards and pay no annual fee. Cardholders will get up to 2% cash back for every business purchase made with this credit card. The Blue card also offers no annual fee, 12 months intro on purchases, instant decision, free employee cards, and premier cash flow solutions like the ability to carry a balance and flexible purchasing power.

ANNUAL FEE

$0

ONGOING APR

13.24% - 19.24% Variable

INTRO APR

0%

217 User Ratings

Blue Business Cash™ Card from American Express

at American Express Secured website

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Introductory APR

0%

Intro APR Period

12 months

Minimum Credit Score

Good

Key Features

  • Limited Offer: Earn up to $500 in Statement Credits
  • Get a decision in as little as 30 seconds
  • No annual fee
  • 0% into APR on purchases for 12 months from the date of account opening. After that, your APR will be a variable rate, 13.24% - 19.24%, based on your creditworthiness and other factors as determined at the time of account opening
  • Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cashback earned is automatically credited to your statement.
  • Free Employee Cards, Business App, year-end-summary, Account Alerts & Manager
  • Terms and Restrictions Apply

Our Take

$500 Bonus in Statement Credits

You can receive $250 Statement Credit after spending $5,000 on qualifying purchases on your new Blue Business Cash from American Express within their first 6 months of card membership and an extra $250 statement credit after spending an additional $10,000 on qualifying purchases on your new card within their first 12 months of card membership.

Pros

  • 12 months intro
  • 2% cash back
  • No annual fee
  • Expanded buying power
  • Instant decision
  • Free employee cards

Cons

  • Foreign transaction fee
  • High penalty APRs
  • Capped rewards

Blue Business Cash Card Benefits

  • 12 months intro. There is a 12 months intro period when new cardholders will receive a 0% introductory APR on purchases made with the new card.
  • 2% cash back. Blue cardholders receive 2% on all business expenses up to $50K in purchases per calendar year and 1% cash back thereafter. All rewards are applied as a statement credit.
  • No annual fee. You will not be charged an annual fee for this card. Ever. Employee cards have no annual fee, too.
  • Expanded buying power. Cardholders can make purchases over their credit limits without any penalty and still earn full rewards. There is no need for any calls to be done, and there will be no over-limit fees either. The amount is variable and depends on your payment history, credit records, and how you use the card. Any amount over the credit limit is due in full at the end of the billing cycle.
  • Instant decision. Know if you are approved in as little as 30 seconds.
  • Free employee cards. The main cardholder can get up to 25 free employee cards at no extra cost.

Blue Business Card Alternatives

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Frequently Asked Questions

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Basic Information
Issuer: American Express
Network: American Express®
Category: Business (Regular)
Best Used For:
  • Instant Decision
  • Low Interest Rate
  • EMV Chip
  • Employee Cards
Rewards: Yes
Reward Types:
  • Cash Back Rewards
  • Universal Rewards
Reward Units: Cash
Rates & Fees
Introductory APR (%): 0%
Applied Towards:
  • Purchases
Intro Period: 12 months
Regular APR: 13.24% - 19.24%
Regular APR Type: Variable
Annual Fee: $0
Balance Transfer: Yes
APR on Cash Advances: 29.99%
Late Payment Fee: See Terms
Other Fees:
  • Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars

Blue Business Cash™ Card from American Express Alternatives


Blue Business Cash™ Card from American Express

Blue Business Cash™ Card from American Express

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Annual Fee

$0

Regular APR

19.24%

Intro APR

0%

Min. Credit Level

Good

Additional Information & Comments

NOTE: Blue Business Cash Card is replacing the SimplyCash Plus AMEX card.

IMPORTANT
*The information provided for Blue Business Cash™ Card from American Express is believed to be accurate at the time of evaluation or recent update on April 09, 2021. However, we strongly advise visitors to review the card fees and Terms & Conditions on the issuer's website by following Apply Now link to verify the accurancy of the information posted prior to applying for this card offer.

Blue Business Cash™ Card from American Express

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Blue Business Cash™ Card from American Express

Blue Business Cash™ Card from American Express

Min. Credit Required: Good

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