Blue Business Cash™ Card from American Express
Business credit card with no annual fee, 12 months intro and 2% cash back
Updated: Jun 03, 2022
Blue Business Cash Credit card from American Express is designed for business owners who want to receive AMEX rewards and pay no annual fee. Cardholders will get up to 2% cash back for every business purchase made with this credit card. The Blue card also offers no annual fee, 12 months intro on purchases, instant decision, free employee cards, and premier cash flow solutions like the ability to carry a balance and flexible purchasing power.
ANNUAL FEE
$0
ONGOING APR
13.24% - 21.49% Variable
INTRO APR
0%
at American Express Secured website
Apply NowIntroductory APR
0%
Intro APR Period
12 months
Recommended Credit Score
Good
Key Features
- Limited Offer: Earn up to $500 in Statement Credits
- Get a decision in as little as 30 seconds
- No annual fee
- 0% into APR on purchases for 12 months from the date of account opening. After that, your APR will be a variable rate, 13.24% - 21.49%, based on your creditworthiness and other factors as determined at the time of account opening
- Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cashback earned is automatically credited to your statement.
- Free Employee Cards, Business App, year-end-summary, Account Alerts & Manager
- Terms and Restrictions Apply
Our Take
$500 Bonus in Statement Credits
You can receive $250 Statement Credit after spending $5,000 on qualifying purchases on your new Blue Business Cash from American Express within their first 6 months of card membership and an extra $250 statement credit after spending an additional $10,000 on qualifying purchases on your new card within their first 12 months of card membership.
Pros
- 12 months intro
- 2% cash back
- No annual fee
- Expanded buying power
- Instant decision
- Free employee cards
Cons
- Foreign transaction fee
- High penalty APRs
- Capped rewards
Blue Business Cash Card Benefits
- 12 months intro. There is a 12 months intro period when new cardholders will receive a 0% introductory APR on purchases made with the new card.
- 2% cash back. Blue cardholders receive 2% on all business expenses up to $50K in purchases per calendar year and 1% cash back thereafter. All rewards are applied as a statement credit.
- No annual fee. You will not be charged an annual fee for this card. Ever. Employee cards have no annual fee, too.
- Expanded buying power. Cardholders can make purchases over their credit limits without any penalty and still earn full rewards. There is no need for any calls to be done, and there will be no over-limit fees either. The amount is variable and depends on your payment history, credit records, and how you use the card. Any amount over the credit limit is due in full at the end of the billing cycle.
- Instant decision. Know if you are approved in as little as 30 seconds.
- Free employee cards. The main cardholder can get up to 25 free employee cards at no extra cost.
Blue Business Card Alternatives
- Chase Ink Business Cash
- Kabbage Debit Mastercard
- Novo Business Mastercard
- Nearside Mastercard
- Ramp Corporate Visa
Related Offers
Frequently Asked Questions
| Issuer: | American Express |
|---|---|
| Network: | American Express® |
| Category: | Business (Regular) |
| Best Used For: |
|
| Rewards: | Yes |
| Reward Types: |
|
| Reward Units: | Cash |
| Introductory APR (%): | 0% |
|---|---|
| Applied Towards: |
|
| Intro Period: | 12 months |
| Regular APR: | 13.24% - 21.49% |
| Regular APR Type: | Variable |
| Annual Fee: | $0 |
| Balance Transfer: | Yes |
| APR on Cash Advances: | 29.99% |
| Late Payment Fee: | See Terms |
| Other Fees: |
|
Blue Business Cash™ Card from American Express Alternatives
Blue Business Cash™ Card from American Express |
| APPLY NOW |
|
Annual Fee $0 |
|
Regular APR 21.49% |
|
Intro APR 0% |
|
Rec. Credit Score Good |
Additional Information & Comments
NOTE: Blue Business Cash Card is replacing the SimplyCash Plus AMEX card.
IMPORTANT
*The information provided for Blue Business Cash™ Card from American Express is believed to be accurate at the time of evaluation or recent update on June 03, 2022. However, we strongly advise visitors to review the card fees and Terms & Conditions on the issuer's website by following Apply Now link to verify the accurancy of the information posted prior to applying for this card offer.
Blue Business Cash™ Card from American Express
Reviews - (1 User Reviews)
October 7, 2021
Stephen
(26-35) - Cardholder
Income on Application
$40400
Credit Score
Fair (580-669)
Credit Limit
$1000
Filed for Bankruptcy
No
Cash back rewards and 1yr APR grace period
I started a small company and needed another card to use for business purposes. I read reviews and decided to get this card. I already own two other cards, but this one has the best cash back rewards that really do make a difference. The 12 free months without APR also came in handy. The penalties are steep, but as long as you pay everything on time, you won't have any problems. The bottom line is, I would recommend this card to friends and family members.
Fees & Charges:
4/5
Features & Benefits:
5/5
Customer Support:
4/5
Application Process:
5/5
Blue Business Cash™ Card from American Express
Save to Compare