Citi Simplicity® Visa Card

September 10, 2020
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See Terms (Variable)*



169 User Ratings Citi Simplicity® Visa Card

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Intro APR
Intro APR Period
See Terms*
Min. Credit Level

Card Details

  • 0% Intro APR on Balance Transfers and Purchases. After that, the variable APR will be based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • No late fees - EVER
  • No penalty rate - EVER
  • No annual fee - EVER
  • Save time when you call with fast, personal help, 24 hours a day.
$ 0 2020-09-28 Discontinued

Expert Review

The card offers long term intro rates and no fees - No late, penalty, and No annual fees, ever. The card is designed for Excellent credit applicants and has variable APR on purchases.

The card offers long term intro rates and no fees - No late, penalty, and No annual fees, ever. The card is designed for Excellent credit applicants and has variable APR on purchases.


  • Visa card benefits
  • Long intro APR period
  • No fee for late payments
  • No annual fee


  • No rewards program

Basic Info

Card Issuer:
Card Network:
Card Category:
Consumer (Regular)
Common Uses:
  • Low Interest Cards
Rewards Card:
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Finance & Rates

Introductory APR (%):
Applied Towards:
  • Purchases
Intro Period:
See Terms*
Regular APR:
See Terms
Regular APR Type:
Annual Fee:
Balance Transfer:
APR on Cash Advances:
See Terms*
Grace Period:
22 Days (Min.)*
Late Payment Fee:
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Citi Simplicity® Visa Card - Alternatives & Comparison

Additional Information & Comments

See website for complete terms and conditions of card usage and application disclosure.

Non-Affiliate Offer Disclosure
*The information provided for Citi Simplicity® Visa Card is believed to be accurate at the time of evaluation and has been collected independently by Market Pro Secure®. The card issuer did not provide the details, nor is it responsible for their accuracy.
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Citi Simplicity® Visa Card

Min. Credit Required: Excellent*
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