Citi Simplicity® Mastercard
Updated: Aug 03, 2020
Citi Simplicity Card is the ideal card for the individual looking for a completely uncomplicated card. If you should be late on a payment, there are no fees, or rate hikes. Also, you enjoy no annual fees and a live representatives help if you should ever need it.
ANNUAL FEE
$0
ONGOING APR
See Terms Variable
INTRO APR
0%

Introductory APR
0%
Intro APR Period
See Terms
Minimum Credit Score
Excellent
Key Features
- 0% Intro APR on Balance Transfers and Purchases. After that, the variable APR will be applied based on your creditworthiness.
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
- No late fees - EVER
- No penalty rate - EVER
- No annual fee - EVER
- Save time when you call with fast, personal help, 24 hours a day.
- Read Full Citi Simplicity Review
Our Take
Issuer: | CitiBank |
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Network: | Mastercard® |
Category: | Consumer (Regular) |
Best Used For: |
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Rewards: | No |
Introductory APR (%): | 0% |
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Applied Towards: |
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Intro Period: | See Terms |
Regular APR: | See Terms |
Regular APR Type: | Variable |
Annual Fee: | $0 |
Balance Transfer: | No |
APR on Cash Advances: | See Terms |
Grace Period: | 22 Days (Min.) |
Late Payment Fee: | $0 |
Other Fees: |
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Additional Information & Comments
See website for complete terms and conditions of card usage and application disclosure.
Citi Simplicity® Mastercard
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